In 2025, the home equity loan landscape offers competitive options for homeowners looking to leverage their property value. As interest rates fluctuate, selecting the right lender becomes crucial to securing favorable terms. Here are the top seven home equity loan lenders you should consider.

Lender 1: Quicken Loans

Quicken Loans stands out as a reliable choice due to its user-friendly online platform and comprehensive customer service. Their streamlined application process simplifies obtaining a home equity loan, making it accessible for tech-savvy homeowners. Known for competitive rates, Quicken Loans is a worthy contender for those prioritizing efficiency and ease of use.

For more information, visit Forbes Advisor to see how Quicken Loans compares with other lenders.

Lender 2: Wells Fargo

Wells Fargo offers a robust range of home equity loan options tailored to various financial needs. Their extensive branch network provides personalized in-person support, which can be invaluable for those seeking guidance. With competitive rates and flexible terms, Wells Fargo remains a top choice for borrowers who value face-to-face interaction.

To explore their offerings, check out CNBC Select for more insights.

Lender 3: Bank of America

Bank of America is renowned for its attractive interest rates and customer loyalty programs. Their Preferred Rewards program can enhance benefits, making it an appealing option for existing customers. With a strong emphasis on customer satisfaction, Bank of America is a solid choice for those looking for added value through loyalty incentives.

Learn more about their services at NerdWallet.

Lender 4: Chase

Chase offers a flexible range of home equity products that cater to diverse borrower needs. Known for their robust online tools and resources, Chase makes managing your loan straightforward. Their commitment to transparency and customer education sets them apart, ensuring borrowers feel informed every step of the way.

For a comprehensive review, visit CNET.

Lender 5: U.S. Bank

U.S. Bank provides competitive rates and flexible repayment terms, making them a preferred choice for many homeowners. Their focus on customer service and tailored financial solutions helps borrowers find the loan that best fits their needs. U.S. Bank’s commitment to customer satisfaction is evident in their personalized approach.

For more details, refer to this resource.

Lender 6: PenFed Credit Union

PenFed Credit Union offers attractive rates and a variety of home equity products, especially for military members and their families. Their dedication to serving the community and providing value through lower fees and competitive rates makes them a strong contender in the home equity loan market.

Explore their offerings further by visiting Forbes Advisor.

Lender 7: Navy Federal Credit Union

Navy Federal Credit Union caters to military personnel and their families, offering exclusive rates and benefits. Their commitment to serving those who serve the nation sets them apart, providing tailored financial solutions and exceptional member service. If you’re eligible, Navy Federal is a compelling option for your home equity needs.

Discover more about their services at CNET.

In conclusion, selecting the right home equity loan lender in 2025 depends on your specific needs and circumstances. Each lender offers unique benefits, so it’s crucial to do thorough research before making a decision. Please note that this article is for informational purposes only and does not constitute financial advice. Be sure to consult with a financial advisor to determine the best option for you.