About 1 in 5 workers who qualify for the earned income credit never claim it
Millions of low- and moderate-income workers leave money on the table each year by failing to claim the Earned Income Tax Credit, a refundable benefit that can put hundreds or thousands of dollars back into household budgets. For Tax Year 2022, roughly 19.2 percent of eligible taxpayers never filed for the credit, according to IRS […]
Read MoreAbout 1 in 5 workers who qualify for the earned income credit never claim it
Millions of low- and moderate-income workers leave money on the table each year by failing to claim the Earned Income Tax Credit, a refundable benefit that can put hundreds or thousands of dollars back into household budgets. For Tax Year 2022, roughly 19.2 percent of eligible taxpayers never filed for the credit, according to IRS […]
Read MorePersonal Finance
Budgeting & Saving
Colorado is holding $2.5 billion in unclaimed cash, and a free search finds yours
Millions of dollars in forgotten bank accounts, uncashed insurance payments, and abandoned safe-deposit boxes sit in the custody of the…
Personal Finance
Budgeting & Saving
Colorado is holding $2.5 billion in unclaimed cash, and a free search finds yours
Millions of dollars in forgotten bank accounts, uncashed insurance payments, and abandoned safe-deposit boxes sit in the custody of the…
Markets & Investing
Banking & Credit Cards
Fraud & Scams
Sprouts shoppers can claim data-breach cash by August 5
If you paid with a credit or debit card at Sprouts Farmers Market during the past several years, you may be entitled to a cash...
Loans & Lending
2.6 million more borrowers were pushed into student-loan default collection early this year
About 2.5 million borrowers fell into default on federal student loans between September and December 2025, pushing the total number of defaulted borrowers to roughly...
Loans & Lending
Parents who take a new PLUS loan after July 1 lose any path to public-service forgiveness
Families counting on Public Service Loan Forgiveness to offset the cost of borrowing for a child’s education face a hard deadline. Starting July 1, 2026,...
Credit Cards & Rewards
Most cardholders who simply call and ask get their interest rate lowered, yet almost no one with a 21% card does
Millions of Americans carry credit cards with annual percentage rates above 21 percent, paying hundreds of extra dollars in interest each year. Survey data archived...
Bank Accounts & Fees
Congress killed the $5 overdraft cap, and $225 in yearly savings vanished
Households that regularly overdraw their bank accounts lost a projected $225 in annual savings on May 9, 2025, when the Consumer Financial Protection Bureau’s overdraft...
Bank Accounts & Fees
Your bank deposits are insured up to $250,000 per depositor, and spreading money across banks covers more
Anyone with more than $250,000 in a single bank account faces a real risk if that institution fails: the Federal Deposit Insurance Corporation will cover...
Real Estate
Market Trends
Home prices have fallen for eight straight months, giving buyers more room to negotiate
Buyers shopping for a home in mid-2026 are finding something that was almost unheard of two years ago: falling prices…
