Insurers can’t deny you a Medigap plan or charge more for poor health during your first six months on Part B at 65
People turning 65 and signing up for Medicare Part B get exactly six months to buy a Medigap supplemental policy without any health screening. During that window, insurers cannot reject an application or set a higher premium based on a pre-existing condition. Once the six months expire, that federal shield disappears, and carriers in most […]
Read MoreInsurers can’t deny you a Medigap plan or charge more for poor health during your first six months on Part B at 65
People turning 65 and signing up for Medicare Part B get exactly six months to buy a Medigap supplemental policy without any health screening. During that window, insurers cannot reject an application or set a higher premium based on a pre-existing condition. Once the six months expire, that federal shield disappears, and carriers in most […]
Read MorePersonal Finance
Budgeting & Saving
Money in a health flexible spending account is often use-it-or-lose-it by year’s end
Workers who set aside pretax dollars in a health flexible spending account face a hard deadline: spend the money on…
Personal Finance
Budgeting & Saving
Money in a health flexible spending account is often use-it-or-lose-it by year’s end
Workers who set aside pretax dollars in a health flexible spending account face a hard deadline: spend the money on…
Markets & Investing
Banking & Credit Cards
Bank Accounts & Fees
Federal rules make the first $225 of a check deposit available the next day
Anyone who has deposited a paycheck and needed the money right away knows the frustration: the bank says the funds are “pending,” and bills are...
Loans & Lending
Government and nonprofit workers can have their federal student loans erased after 120 payments
Millions of teachers, firefighters, social workers, and federal employees carry student loan debt while earning less than their private-sector counterparts. For those borrowers, the Public...
Bank Accounts & Fees
Report a lost debit card within two days and federal law caps your loss at $50 — wait longer and it can climb to $500
Consumers who lose a debit card face a ticking clock that directly determines how much money they can be held responsible for. Federal rules tie...
Fraud & Scams
Your bank doesn’t have to refund a Zelle transfer you were tricked into sending
Consumers who send money through Zelle after being deceived by a scammer face a hard legal reality: their bank is not required to give the...
Fraud & Scams
Labcorp will pay $35 million over a 2019 data breach, with patients able to claim $50 or up to $5,000 in losses by September 3
Patients whose personal and medical data were exposed in the 2019 breach at American Medical Collection Agency can now file claims for automatic payments of...
Credit Cards & Rewards
American Express now charges $895 a year for the Platinum card, and Chase $795 for the Sapphire Reserve
Cardholders carrying two of the most recognized premium credit cards in the United States now face significantly higher annual fees. American Express raised the Platinum...
Real Estate
Mortgages & Rates
Home sales just climbed to their highest level since October 2022, even with the typical 30-year mortgage near 6.57%
Buyers closed on more existing homes in May than in any month since October 2022, according to two separate industry…
Retirement & Taxes
Insurers can’t deny you a Medigap plan or charge more for poor health during your first six months on Part B at 65
Most home sellers can pocket up to $250,000 of profit — $500,000 for couples — with no capital gains tax
Americans have left $2.1 trillion sitting in 31.9 million forgotten 401(k)s, and a free government database now finds yours
You can hand each person $19,000 in 2026 — double for a married couple — with no gift tax and no IRS form
Teachers, firefighters, and other public workers are getting full Social Security checks again after Congress repealed two old penalties
Selling a losing investment to offset a gain, called tax-loss harvesting, can lower your tax bill at year-end
Original Medicare just started requiring prior approval for knee scopes and back injections in six states, with AI helping decide who gets covered
The points you pay at closing to buy down your mortgage rate are usually deductible the year you purchase