A new federal plan caps student-loan payments at 1% to 10% of income but stretches forgiveness to 30 years
A federal repayment option that took effect on July 1, 2026 reshapes the math for anyone still carrying student debt, and the tradeoff sits right in its design. The Repayment Assistance Plan lowers the monthly bill for many borrowers by tying it to a slice of income, yet it also pushes the finish line for […]
Read MoreA new federal plan caps student-loan payments at 1% to 10% of income but stretches forgiveness to 30 years
A federal repayment option that took effect on July 1, 2026 reshapes the math for anyone still carrying student debt, and the tradeoff sits right in its design. The Repayment Assistance Plan lowers the monthly bill for many borrowers by tying it to a slice of income, yet it also pushes the finish line for […]
Read MorePersonal Finance
Smart Spending
Owners of 1.8 million recalled attic ladders can claim a free repair kit
Millions of American homeowners keep a folding attic ladder tucked into the ceiling, and federal safety regulators now warn that…
Personal Finance
Smart Spending
Owners of 1.8 million recalled attic ladders can claim a free repair kit
Millions of American homeowners keep a folding attic ladder tucked into the ceiling, and federal safety regulators now warn that…
Markets & Investing
Banking & Credit Cards
Fraud & Scams
A Pennsylvania man was indicted for draining over $1 million from one elderly victim
A federal grand jury has accused a Pennsylvania man of turning an elderly investor’s life savings into a commercial property deed in his own name....
Fraud & Scams
Credit-union customers exposed in the Doxim data breach can claim $100, or up to $5,000, by October 13
A settlement notice reaching bank and credit-union customers this summer asks recipients to make a decision: accept a quick, modest cash payment, or take the...
Bank Accounts & Fees
Georgia SunTrust customers charged overdraft fees between 2006 and 2014 can claim a payout by September 14
For more than a decade, customers of SunTrust Bank in Georgia paid overdraft fees on small debit-card and ATM transactions, a practice a class-action lawsuit...
Fraud & Scams
An 86-year-old lost $700,000 to a scam and is suing Bank of America and Merrill Lynch to recover it
A lawsuit moving through Manhattan’s courts asks whether a brokerage and its banks should have stopped an elderly customer from wiring away nearly everything she...
Bank Accounts & Fees
FDIC insurance covers $250,000 per depositor, per bank, per ownership category, and trust beneficiaries can raise that limit as two banks have failed in 2026
Two federally insured banks have failed in 2026, according to the FDIC’s current record, giving depositors a fresh reason to understand what the familiar $250,000...
Fraud & Scams
The FTC sent over a million Brigit customer refunds by check and PayPal in May 2026
The Federal Trade Commission made a second Brigit refund distribution in May 2026, sending 1,052,038 payments totaling more than $6.8 million. The money went by...
Real Estate
Mortgages & Rates
On FHA reverse mortgages with case numbers assigned on or after August 4, 2014, a non-borrowing spouse must be listed correctly to stay after the borrower dies
A spouse can live in a reverse-mortgaged home for years without being a borrower, then face the loan becoming due…
Retirement & Taxes
A subsidy that capped Medicare drug-plan premiums ends in 2027, raising costs for about half of enrollees
Medicare’s Extra Help erases the Part D deductible and caps brand-drug copays at $12.65 for low-income seniors
If a 401(k) plan offers it, a newer law lets workers pull up to $1,000 for an emergency without the usual penalty
Your first required IRA withdrawal can wait until April 1, but doubling up two withdrawals can spike your taxes
Filed a tax extension? Your 2025 return is due October 15, though any tax owed was due back in April
Itemizers can deduct qualified medical costs above 7.5% of adjusted gross income, including Medicare and age-limited long-term-care premiums
Converting traditional IRA money in the low-income early-retirement years trims the tax on future required withdrawals
A widow or widower often jumps to higher single tax brackets the next year, a costly survivor’s penalty
Many nonspouse heirs must empty an inherited IRA within 10 years, and some owe yearly withdrawals along the way
Workers aged 60 to 63 can put an extra $11,250 into a 401(k) in 2026, a super catch-up that shrinks at 64
A “Medicare flex card” ad may promise grocery money, but the benefit is plan-specific and can carry eligibility limits
Go 63 days without Part D or other creditable drug coverage and Medicare may add a late penalty for as long as you have Part D