Qualified dividends and long-term gains are taxed below your paycheck rate, sometimes at zero
Millions of Americans who hold dividend-paying stocks or sell investments at a profit face a federal tax rate on that income that can drop as low as zero, a gap that separates investment earnings from ordinary wages on every Form 1040. Under federal law, qualified dividends and net long-term capital gains are taxed at maximum […]
Read MoreQualified dividends and long-term gains are taxed below your paycheck rate, sometimes at zero
Millions of Americans who hold dividend-paying stocks or sell investments at a profit face a federal tax rate on that income that can drop as low as zero, a gap that separates investment earnings from ordinary wages on every Form 1040. Under federal law, qualified dividends and net long-term capital gains are taxed at maximum […]
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Insurance & Protection
Hyundai is recalling Palisade SUVs after a power third-row seat that can trap a child was linked to one death
Hyundai is recalling certain Palisade SUVs equipped with power-folding third-row seats after federal safety regulators linked the defect to one…
Personal Finance
Insurance & Protection
Hyundai is recalling Palisade SUVs after a power third-row seat that can trap a child was linked to one death
Hyundai is recalling certain Palisade SUVs equipped with power-folding third-row seats after federal safety regulators linked the defect to one…
Markets & Investing
Banking & Credit Cards
Fraud & Scams
Continental Café data-breach victims can claim $50, or up to $700 with proof, by July 28
People whose personal data was exposed in the Continental Cafe Holdings, LLC breach now face a tight window to file claims. The company’s breach notification,...
Loans & Lending
Enroll in automatic student-loan payments by September 30 and the government trims your interest rate by 1%
Federal student-loan borrowers who sign up for automatic payments by September 30, 2026, will receive a 1 percent interest-rate reduction on eligible Direct Loans, a...
Fraud & Scams
An 82-year-old St. Louis woman handed a courier $250,000 in gold bars after callers posed as tech support and her bank
An 82-year-old woman in St. Louis purchased approximately $250,000 in gold bars and handed them to a courier after callers impersonated tech support and her...
Fraud & Scams
Oak View Group data-breach victims can claim $50, or $150 in California, by August 15
People whose personal information was exposed in the Oak View Group data breach have until August 15 to file a claim for $50, or $150...
Fraud & Scams
A Virginia couple handed a courier their savings in a phone-scam ring tied to over $1 million in thefts
A Virginia couple lost their life savings after handing cash to a courier dispatched by phone scammers posing as government officials. Three people were arrested...
Loans & Lending
$50 a month toward your loan principal is the new match when a student payment barely dents the balance
Federal student loan borrowers enrolled in income-driven repayment plans are watching their balances grow even as they make every required payment on time. The math...
Real Estate
Mortgages & Rates
A lump sum and a mortgage ‘recast’ lower your payment for good, without refinancing
Homeowners locked into mortgage rates above 5 percent are finding a way to permanently cut their monthly payments without refinancing,…
Retirement & Taxes
Company stock inside a 401(k) can leave at the lower capital-gains rate, a break called net unrealized appreciation
