The Money Overview

Social Security & Medicare

Insurers can’t deny you a Medigap plan or charge more for poor health during your first six months on Part B at 65

People turning 65 and signing up for Medicare Part B get exactly six months to buy a Medigap supplemental policy without any health screening. During that window, insurers cannot reject an application or set a higher premium based on a pre-existing condition. Once the six months expire, that federal shield disappears, and carriers in most […]

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Social Security & Medicare

Insurers can’t deny you a Medigap plan or charge more for poor health during your first six months on Part B at 65

People turning 65 and signing up for Medicare Part B get exactly six months to buy a Medigap supplemental policy without any health screening. During that window, insurers cannot reject an application or set a higher premium based on a pre-existing condition. Once the six months expire, that federal shield disappears, and carriers in most […]

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Banking & Credit Cards

Bank Accounts & Fees

Federal rules make the first $225 of a check deposit available the next day

Anyone who has deposited a paycheck and needed the money right away knows the frustration: the bank says the funds are “pending,” and bills are...

Loans & Lending

Government and nonprofit workers can have their federal student loans erased after 120 payments

Millions of teachers, firefighters, social workers, and federal employees carry student loan debt while earning less than their private-sector counterparts. For those borrowers, the Public...

Bank Accounts & Fees

Report a lost debit card within two days and federal law caps your loss at $50 — wait longer and it can climb to $500

Consumers who lose a debit card face a ticking clock that directly determines how much money they can be held responsible for. Federal rules tie...

Fraud & Scams

Your bank doesn’t have to refund a Zelle transfer you were tricked into sending

Consumers who send money through Zelle after being deceived by a scammer face a hard legal reality: their bank is not required to give the...

Fraud & Scams

Labcorp will pay $35 million over a 2019 data breach, with patients able to claim $50 or up to $5,000 in losses by September 3

Patients whose personal and medical data were exposed in the 2019 breach at American Medical Collection Agency can now file claims for automatic payments of...

Credit Cards & Rewards

American Express now charges $895 a year for the Platinum card, and Chase $795 for the Sapphire Reserve

Cardholders carrying two of the most recognized premium credit cards in the United States now face significantly higher annual fees. American Express raised the Platinum...

Retirement & Taxes