Failing to update a beneficiary after a divorce can send your money to an ex-spouse
A retirement account does not know a marriage ended unless someone tells it. Federal law lets a divorced person’s former spouse collect a 401(k) or pension payout years after the split if the account’s beneficiary form was never changed — even when a divorce decree promises the money to someone else. The Department of Labor’s […]
Read MoreFailing to update a beneficiary after a divorce can send your money to an ex-spouse
A retirement account does not know a marriage ended unless someone tells it. Federal law lets a divorced person’s former spouse collect a 401(k) or pension payout years after the split if the account’s beneficiary form was never changed — even when a divorce decree promises the money to someone else. The Department of Labor’s […]
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Insurance & Protection
Long-term-care insurance premiums keep climbing, and insurers can raise them again
Long-term care insurance is marketed around a single reassuring idea: pick a benefit level, lock in a premium, and budget…
Personal Finance
Insurance & Protection
Long-term-care insurance premiums keep climbing, and insurers can raise them again
Long-term care insurance is marketed around a single reassuring idea: pick a benefit level, lock in a premium, and budget…
Markets & Investing
Banking & Credit Cards
Fraud & Scams
A fake-overpayment scam pressures seniors to wire back money they never received
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Loans & Lending
Heirs of a reverse-mortgage borrower have limited time to repay or sell before foreclosure
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Loans & Lending
A total and permanent disability discharge can wipe out federal student loans for disabled borrowers
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Loans & Lending
Nine on-time payments can pull a defaulted student loan out of default
Nine on-time monthly payments, spread across a ten-month window, can lift a federal student loan out of default and erase the record of that default...
Loans & Lending
Defaulting on a federal student loan can also seize a tax refund and wages, not just a check
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Bank Accounts & Fees
Five U.S. banks have failed in 2026, yet insured deposits moved to new banks intact
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Real Estate
Market Trends
Home asking prices fell about 2.5% from a year ago, the steepest annual drop since 2017
The typical home listed for sale in July carried an asking price about 2.4% below where it stood a year…
