4.30% CD rates are already slipping, and locking one in freezes the yield for years
Savers who locked in multi-year certificates of deposit near the top of the recent rate cycle are watching that window narrow. The FDIC’s national rate cap for 60-month CDs has tracked lower alongside falling Treasury yields, and once a depositor commits to a fixed-rate CD, the annual percentage yield stays the same for the full […]
Read More4.30% CD rates are already slipping, and locking one in freezes the yield for years
Savers who locked in multi-year certificates of deposit near the top of the recent rate cycle are watching that window narrow. The FDIC’s national rate cap for 60-month CDs has tracked lower alongside falling Treasury yields, and once a depositor commits to a fixed-rate CD, the annual percentage yield stays the same for the full […]
Read MorePersonal Finance
Smart Spending
Thermos is recalling 8.2 million food jars and bottles after the stoppers ejected and blinded three people
Three people lost their vision after stoppers shot out of Thermos food containers with enough force to cause permanent eye…
Personal Finance
Smart Spending
Thermos is recalling 8.2 million food jars and bottles after the stoppers ejected and blinded three people
Three people lost their vision after stoppers shot out of Thermos food containers with enough force to cause permanent eye…
Markets & Investing
Banking & Credit Cards
Fraud & Scams
A surprise package with a QR code is the FTC’s newest scam — scanning it can hand over your bank logins
The Federal Trade Commission flagged a new breed of fraud that starts with a package nobody ordered. Inside sits a small item and a card...
Bank Accounts & Fees
$50 caps what a stolen debit card can cost you, but only if you report it within two days
Anyone who loses a debit card or has one stolen faces a sharp, time-sensitive choice: report it fast and cap personal losses at $50, or...
Loans & Lending
A new federal student-loan plan called RAP starts July 1, setting payments by income and family size
Federal student-loan borrowers who take out new loans on or after July 1, 2026, will face a different repayment system. The Repayment Assistance Plan, known...
Fraud & Scams
Imposter scams stayed America’s No. 1 fraud for a ninth year, draining $3.5 billion as fake toll texts spread
American consumers lost $3.5 billion to imposter scams last year, keeping the category at the top of the Federal Trade Commission’s fraud rankings for a...
Credit Cards & Rewards
Most cardholders who simply call and ask for a lower interest rate get one — 84% succeeded this year, cutting their APR by about 6 points
Credit card holders who pick up the phone and ask their issuer for a lower interest rate succeed far more often than most people assume,...
Fraud & Scams
The FBI says Americans over 60 lost $352 million to AI-powered scams that clone voices to fake family emergencies
Older Americans lost $352 million to scams in which criminals used artificial intelligence to clone the voices of family members and stage fake emergencies, according...
Real Estate
Mortgages & Rates
Comparing three mortgage lenders can save a borrower thousands over the loan
Homebuyers who accept the first mortgage rate they receive can end up paying thousands of dollars more than borrowers with…
Retirement & Taxes
A free my Social Security account lets you check your benefit estimate and guard against direct-deposit fraud
The income limits that make Social Security benefits taxable haven’t moved since 1984, so more retirees owe yearly
Many states quietly offer a property-tax “circuit breaker” rebate worth hundreds, but you have to file for it