Social Security’s full retirement age is now 67 for anyone born after 1959
The phase-in that started more than four decades ago finally reached its ceiling: anyone born in 1960 or later has a full retirement age of 67, the point at which Social Security pays an unreduced retirement benefit. For decades, 65 was the number every American associated with retiring on Social Security, but Congress raised it […]
Read MoreSocial Security’s full retirement age is now 67 for anyone born after 1959
The phase-in that started more than four decades ago finally reached its ceiling: anyone born in 1960 or later has a full retirement age of 67, the point at which Social Security pays an unreduced retirement benefit. For decades, 65 was the number every American associated with retiring on Social Security, but Congress raised it […]
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Smart Spending
A federal rule now bans hidden junk fees, forcing hotels and ticket sellers to show the full price upfront
A federal rule that took effect in 2025 now bans hidden junk fees on live-event tickets and short-term lodging, forcing…
Personal Finance
Smart Spending
A federal rule now bans hidden junk fees, forcing hotels and ticket sellers to show the full price upfront
A federal rule that took effect in 2025 now bans hidden junk fees on live-event tickets and short-term lodging, forcing…
Markets & Investing
Banking & Credit Cards
Bank Accounts & Fees
A payable-on-death beneficiary sends a bank account to heirs, skipping probate
A bank account does not have to sit tangled up in probate court for months before heirs can touch the money. Naming a payable-on-death beneficiary...
Fraud & Scams
Report a fraudulent charge within 60 days to cap what you owe
Federal law caps how much a bank customer can be forced to pay for a fraudulent charge, but the size of that cap depends entirely...
Bank Accounts & Fees
Top certificates of deposit still pay close to 4%, a chance to lock in before the Fed meets September 16
The best certificates of deposit available nationally are still paying close to 4%, and for a saver deciding whether to lock in a rate now...
Fraud & Scams
Regulators charged 38 operations that posed as registered U.S. investment advisers to reel in small investors
Federal regulators charged 38 entities that spent the past two years filing paperwork designed to look like a real investment advisory business, a scheme the...
Fraud & Scams
Regulators charged a California fund chief with an $80 million Ponzi that pulled in nearly 190 investors, many retired
The Securities and Exchange Commission has charged the former chief executive of a Novato, California, real estate lending firm with running an offering fraud that...
Fraud & Scams
Federal regulators now say a bank may warn a customer when a frozen account is tied to fraud
Five federal banking regulators said this week that a bank or credit union has always been free to tell a customer that a frozen account,...
Real Estate
Mortgages & Rates
A non-borrowing spouse can keep the home after a reverse-mortgage borrower dies
A reverse mortgage loan normally comes due the moment the last borrower on it dies, which can force a sale…
Retirement & Taxes
The new car-loan tax break only counts for U.S.-assembled vehicles, and buyers need a lender statement to claim it
Supplemental Security Income pays a monthly federal check to low-income seniors who never earned enough to draw Social Security