ACA tax credits lapsed, and a 60-year-old can pay more than $10,000 extra for marketplace coverage this year
The enhanced premium tax credits that held down Affordable Care Act premiums for five years lapsed at the end of 2025, and the first bills without them are landing now. A new analysis finds that a 60-year-old earning about $65,000 a year now pays roughly $10,389 more for the same marketplace plan in 2026 — […]
Read MoreACA tax credits lapsed, and a 60-year-old can pay more than $10,000 extra for marketplace coverage this year
The enhanced premium tax credits that held down Affordable Care Act premiums for five years lapsed at the end of 2025, and the first bills without them are landing now. A new analysis finds that a 60-year-old earning about $65,000 a year now pays roughly $10,389 more for the same marketplace plan in 2026 — […]
Read MorePersonal Finance
Insurance & Protection
Long-term-care insurance can spare a spouse from spending down savings for nursing care
A nursing-home stay is one of the few expenses in retirement large enough to drain a couple’s savings entirely, and…
Personal Finance
Insurance & Protection
Long-term-care insurance can spare a spouse from spending down savings for nursing care
A nursing-home stay is one of the few expenses in retirement large enough to drain a couple’s savings entirely, and…
Markets & Investing
Banking & Credit Cards
Fraud & Scams
Medicare open-enrollment scams spike each fall, and Medicare never cold-calls to sell a plan or ask for your number
Every fall, the same window that lets people improve their Medicare coverage also opens a season for stealing their money. Medicare’s annual enrollment period runs...
Fraud & Scams
Banks must refund unauthorized electronic transfers you report within 60 days
When money vanishes from a checking account through a fraudulent debit, an unauthorized ACH pull, or a stolen card number, federal law puts the burden...
Fraud & Scams
Cash App must pay users up to $120 million under a federal consumer-redress order
Block, Inc., the company behind Cash App, is under a federal order to return as much as $120 million to users, part of a $175...
Fraud & Scams
Grandparent and romance scams cost older Americans hundreds of millions last year, and a verify-first call stops most
Older Americans reported losing $2.4 billion to fraud in 2024, and two of the schemes that hit them hardest, the grandparent scam and the romance...
Bank Accounts & Fees
Most big banks now cap overdraft fees at $5 to $10 or have dropped them, and turning overdraft off stops them entirely
The overdraft fee that once ran more than $30 a transaction has quietly collapsed at the country’s largest banks. Most now cap it somewhere between...
Fraud & Scams
No $2,000 tariff-dividend check is approved, and scam texts promising the payment are now spreading
A $2,000 “tariff dividend” that President Trump floated on social media has not been approved, funded, or scheduled by anyone in a position to authorize...
Real Estate
Mortgages & Rates
The 30-year mortgage is stuck near 6.7%, squeezing retirees who want to downsize
The average rate on a 30-year fixed mortgage sat at 6.67 percent in mid-August, barely changed from the week before…
Retirement & Taxes
A surviving spouse can claim a one-time $255 Social Security death benefit, an amount unchanged since 1954
A qualified charitable distribution lets those 70½ and older give from an IRA and skip the tax on it
Seniors can deduct out-of-pocket medical costs above 7.5% of income, including long-term-care premiums
Medicare Advantage members get a January 1 to March 31 window each year to switch plans or return to Original Medicare
Up to 85% of a Social Security check can be taxed once combined income passes $34,000, a line set in 1993 and never raised
About $2.1 trillion sits in 31.9 million forgotten 401(k)s, and a free federal Lost and Found can reunite you with yours