Gap insurance pays off your car loan if a new vehicle is totaled and you owe more than it’s worth
Car buyers who finance a new vehicle and total it within the first few years of ownership can find themselves owing thousands of dollars more than their insurance company will pay. That gap between the loan balance and the insurer’s payout is where Guaranteed Asset Protection, or GAP, coverage steps in. Federal and state regulators […]
Read MoreGap insurance pays off your car loan if a new vehicle is totaled and you owe more than it’s worth
Car buyers who finance a new vehicle and total it within the first few years of ownership can find themselves owing thousands of dollars more than their insurance company will pay. That gap between the loan balance and the insurer’s payout is where Guaranteed Asset Protection, or GAP, coverage steps in. Federal and state regulators […]
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Insurance & Protection
Gap insurance pays off your car loan if a new vehicle is totaled and you owe more than it’s worth
Car buyers who finance a new vehicle and total it within the first few years of ownership can find themselves…
Personal Finance
Insurance & Protection
Gap insurance pays off your car loan if a new vehicle is totaled and you owe more than it’s worth
Car buyers who finance a new vehicle and total it within the first few years of ownership can find themselves…
Markets & Investing
Banking & Credit Cards
Credit Cards & Rewards
A secured credit card with a small deposit rebuilds a damaged score fast
Consumers locked out of traditional credit cards because of low scores now have a clear, low-cost path back: a secured credit card backed by a...
Loans & Lending
About 12 million federal student-loan borrowers, more than 1 in 4, are now behind or in default
Roughly 12 million people with federal student loans are now behind on payments or sitting in default, a figure that amounts to more than one...
Fraud & Scams
Comcast data-breach victims can claim about $50 with no proof, or up to $10,000 with records, with claims open this summer
Nearly 35.9 million Comcast and Xfinity customers whose personal data was exposed during an October 2023 breach can soon file claims for compensation, with a...
Loans & Lending
A buyer can assume a seller’s FHA or VA loan and inherit its lower interest rate
Homebuyers locked into mortgage rates above 6 percent have a federal workaround that most never hear about: taking over a seller’s existing FHA or VA...
Bank Accounts & Fees
Denied a checking account? Dispute the errors on your free ChexSystems report
Consumers across the United States who walk into a bank expecting to open a simple checking account can find themselves turned away for reasons they...
Fraud & Scams
Enroll Confidently data-breach victims can take about $100 with no proof, or up to $3,500 with records, before the July 22 deadline
People affected by the Enroll Confidently, Inc. data breach face a narrow window to file settlement claims, with a July 22 deadline that splits claimants...
Real Estate
Real Estate
A transfer-on-death deed passes your house to heirs without probate
Homeowners in California and Texas now have a direct way to pass real property to heirs at death without opening…
Retirement & Taxes
Grandparents raising a grandchild can claim the $2,200 child tax credit if the child lives with them most of the year
About 3.2 million teachers, police and firefighters now collect an average $360 more a month after a repealed Social Security penalty
Self-employed? You can deduct part of your rent, utilities and internet for the space you work in at home
Aetna is dropping roughly 90 Medicare Advantage plans across 34 states, sending those members to find new coverage
The 2027 Social Security raise could reach 4.7%, one analyst now projects, among the biggest increases in decades
Up to 5 million seniors could lose a Medicare Advantage plan in 2027, nearly double the 2.6 million dropped this year
A PACE program blends Medicare and Medicaid to keep frail seniors at home instead of a nursing facility, often at no cost
Full retirement age finishes its 42-year climb to 67 this November, locking a roughly 30% lifetime cut for anyone born in 1960 who claimed at 62
Worked two jobs and earned over $184,500 last year? The extra Social Security tax withheld comes straight back as a credit