Budgeting & Saving
How to manage income, build savings, create budgets, and develop systems for financial stability. Covers emergency funds, savings accounts, high-yield options, and money management tools.
Latest in Budgeting & Saving
$73 billion in forgotten money sits in state treasuries, and a free national search turns up any filed under your name
Billions of dollars in old paychecks, dormant bank accounts, and forgotten insurance payouts sit in state treasuries across the country, waiting for the people who...
One in seven Americans has unclaimed money waiting, and a free national search turns up any funds filed under your name
Billions of dollars in forgotten refunds, old paychecks, and dormant bank accounts sit in state treasuries across the country, and most of the people owed...
CD rates near 4.3% give savers a window to lock in before rates fall further
Savers holding cash in standard deposit accounts face a narrowing window to capture five-year CD yields that still hover near the mid-4 percent range. The...
Top online savings rates are slipping under 5% and the best CDs now sit near 4.40%
Savers who locked in yields above 5 percent on high-yield accounts a year ago are now watching those returns shrink. Top online savings rates have...
Colorado is holding $2.5 billion in unclaimed cash, and a free search finds yours
Millions of dollars in forgotten bank accounts, uncashed insurance payments, and abandoned safe-deposit boxes sit in the custody of the Colorado State Treasury, waiting for...
20 years is how long you hold a Series EE savings bond for its value to double, guaranteed
Anyone who buys a Series EE savings bond today locks in a federal guarantee: hold it for 20 years and the U.S. Treasury will double...
1 in 7 Americans has unclaimed cash sitting with the states, and the average claim tops $1,000
Roughly one in seven people across the United States have money sitting unclaimed in state treasuries, and the average payout when someone files a claim...
$15 billion sits unclaimed in California alone, part of the billions states are holding for residents
More than $15 billion in forgotten wages, insurance payouts, and dormant financial accounts sits in California’s state treasury right now, spread across over 84 million...
$29 billion in U.S. savings bonds has stopped earning interest, and a free Treasury site finds yours
Millions of Americans own savings bonds that stopped growing years ago, and the federal tool built to help them find that money no longer exists....
One in seven Americans has unclaimed cash sitting in a state account, and a free official search finds it by name
Roughly one in seven people in the United States have unclaimed property sitting in a state account, according to the president of the National Association...
A no-penalty CD pays around 4% yet still lets you pull your cash early without a fee
Savers hunting for yield without sacrificing access to their cash are turning to no-penalty certificates of deposit that advertise annual percentage yields near 4 percent....
4.26% is what Series I savings bonds pay through October, adjusting with inflation
The U.S. Bureau of the Fiscal Service announced that Series I savings bonds purchased from May 1 through October 31, 2026, will earn a 4.26%...
Top high-yield savings accounts and CDs still pay around 4%
Savers who park cash in a standard bank account are leaving hundreds of dollars on the table each year, even as the Federal Reserve holds...
A Series EE savings bond is guaranteed to double in value in 20 years
The U.S. Treasury has committed to a simple promise for anyone buying a Series EE savings bond: the bond will reach at least twice its...
Scanning your bank statement for forgotten free trials and auto-renewals can quietly save hundreds of dollars a year
Millions of Americans are paying for subscriptions they forgot to cancel, and a new federal rule now on the books aims to make walking away...
States are holding more than $40 billion in unclaimed cash, and finding yours is free at MissingMoney.com
Millions of Americans have money sitting in state treasuries that they have never claimed, with the national total running well above $40 billion by state-level...
Texas alone is sitting on $10.5 billion in unclaimed cash waiting for residents to claim it
Billions of dollars in dormant bank accounts, uncashed checks, and forgotten securities sit in Texas state custody right now, waiting for their rightful owners to...
5% savings accounts are still here for now after the Fed held rates steady
Savers earning 5 percent annual percentage yields on their deposits got a reprieve this month after the Federal Reserve chose not to cut its benchmark...
Series EE savings bonds will double in value in 20 years, backed by the U.S. Treasury
Anyone who buys a Series EE savings bond from the U.S. Treasury today receives a federal guarantee: the bond will be worth at least twice...
1 in 7 Americans is owed unclaimed money, with the average claim worth about $2,080
Millions of Americans have money sitting in state treasuries and federal accounts that they have never collected. The chance that any given person, or someone...