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Personal Finance / Budgeting & Saving

Budgeting & Saving

How to manage income, build savings, create budgets, and develop systems for financial stability. Covers emergency funds, savings accounts, high-yield options, and money management tools.

Latest in Budgeting & Saving

Budgeting & Saving

Whole milk cost $4.11 a gallon in September, and strawberries $2.84 for 12 ounces

Whole milk averaged $4.11 a gallon across U.S. cities in September, and strawberries $2.84 for 12 ounces, according to the Bureau of Labor Statistics. Milk...

Budgeting & Saving

Electricity cost 19.6 cents a kilowatt-hour nationally in September, up from 18.8 cents a year earlier

Electricity averaged 19.6 cents per kilowatt-hour across U.S. cities in September, up from 18.8 cents in September 2025, according to the Bureau of Labor Statistics....

Budgeting & Saving

Totally disabled Miami-Dade veterans pay no property tax, but must file by March 1

Florida lets a veteran with a total and permanent service-connected disability skip the property tax bill on a homestead entirely. In Miami-Dade County, first-time applicants...

Budgeting & Saving

Detroit disabled veterans and unremarried surviving spouses without an approved exemption must file Form 5107 before December 31 to get the year’s property-tax exemption

Detroit homeowners who are disabled veterans, and unremarried surviving spouses of eligible veterans, have until December 31 to file Form 5107 for this year’s property-tax...

Budgeting & Saving

New Hampshire limits electric shutoffs from November 15 to March 31 and makes utilities get regulator approval to cut off customers 65 and older

New Hampshire’s winter shutoff rules run from November 15 through March 31, and during those months an electric utility is sharply restricted in when it...

Budgeting & Saving

Detroit homeowners have until 4:30 p.m. on November 6 to file for the poverty property-tax exemption, and households whose only income is SSI or Social Security benefits do not reapply each year

Detroit homeowners who want the city’s poverty property-tax exemption have until 4:30 p.m. on November 6, 2026, to turn in an application. Approval exempts the...

Budgeting & Saving

Missouri bars heat shutoffs on days forecast below freezing, Nov. 1 to March 31

Missouri’s Cold Weather Rule is in effect from Nov. 1 through March 31, and during that stretch gas and electric companies cannot cut off heat-related...

Budgeting & Saving

New Hampshire’s Tri-County CAP starts paying fuel assistance December 1 in three northern counties

Tri-County Community Action Program in New Hampshire says its fuel assistance program opens Dec. 1, the day payments begin going to fuel vendors for households...

Budgeting & Saving

Maryland’s energy aid plan pays up to $1,325 for heating this year and up to $600 in winter crisis help from Nov. 1, with adults 60 and older a priority

Maryland’s energy assistance plan for the federal 2027 fiscal year sets heating benefits between $25 and $1,325 and winter crisis help of up to $600,...

Budgeting & Saving

NorthWestern Energy and Montana-Dakota Utilities customers 62 and older are shielded from winter shutoffs Nov. 1 to April 1, but only if they tell the utility they qualify

Montana’s winter shutoff moratorium starts Nov. 1 and runs to April 1, and regulated gas and electric companies cannot cut off a household for unpaid...

Budgeting & Saving

Michigan seniors 65 and older are shielded from utility shutoffs November 1 through March 31

Michigan customers who are 65 or older are protected from utility shutoffs from November 1 through March 31, the state’s heating season. The Commission lists...

Budgeting & Saving

Minnesota’s Cold Weather Rule bars gas and electric shutoffs through April 30 for residential customers, renters included, who set up and keep a payment plan

Minnesota utilities cannot cut off gas or electric heat between October 1 and April 30 for residential customers who set up a payment plan and...

Budgeting & Saving

Colorado opens LEAP winter heating aid applications November 1, and a person living alone can qualify with gross income up to $3,774 a month

Colorado will start taking applications for its Low-income Energy Assistance Program, known as LEAP, on November 1, 2026. A person living alone can qualify with...

Budgeting & Saving

Pennsylvania Treasury auctions about 6,000 unclaimed property items on October 28

Pennsylvania Treasury will sell about 6,000 pieces of abandoned property, including jewelry, coins, currency and precious metals, at an online auction on Wednesday, October 28....

Budgeting & Saving

Propane-heated homes will spend about $1,246 this winter, the Energy Department projects

Households that heat with propane are projected to spend about $1,246 this winter, the Energy Information Administration (EIA), the Energy Department’s statistics arm, said in...

Budgeting & Saving

Average weekly pay hit $1,300.66 in September but bought less than a year earlier

Average weekly pay for American workers reached $1,300.66 in September, up 3.6 percent from $1,255.14 a year earlier, but prices climbed faster. After adjusting for...

Budgeting & Saving

Heating oil averaged $5.922 a gallon in September, up from $3.592 a year earlier, as heating season starts, Bureau of Labor Statistics price data show

Heating oil averaged $5.922 a gallon across the United States in September, up from $3.592 a year earlier, the Bureau of Labor Statistics reported. That...

Budgeting & Saving

FedEx’s residential delivery surcharge rises from $6.95 to $7.35 on January 4, when its yearly shipping rate increase takes effect

FedEx will raise its residential delivery charge for U.S. package services from $6.95 to $7.35 per package on January 4, 2027, the same day its...

Budgeting & Saving

The White House counted nearly 70 million Trump Accounts on October 7, with more than $4.5 billion deposited and nothing withdrawable until after the year a child turns 17

The White House said on October 7 that nearly 70 million Trump Accounts have been created, more than 60 million of them through automatic enrollment,...

Budgeting & Saving

Arizona’s attorney general is appealing water and sewer rate hikes that raised the average Robson Ranch-area bill from $72.01 to $143.59 a month

Robson Ranch residents near Eloy saw their average combined water and sewer bill nearly double, and on October 6 Arizona Attorney General Kris Mayes filed...

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