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Personal Finance / Smart Spending

Smart Spending

Consumer trends, deals, price changes, subscription services, comparison shopping, and making smarter purchasing decisions in everyday life.

Latest in Smart Spending

Smart Spending

A federal weatherization program pays to seal and insulate a low-income home to cut the energy bill for good

The U.S. Department of Energy is currently funneling $325 million toward sealing drafts, adding insulation and tuning up heating systems inside homes owned by people...

Smart Spending

Free IRS-certified volunteers file taxes for seniors and lower-income households

Two federal programs quietly prepare millions of tax returns for free every filing season, yet Volunteer Income Tax Assistance and Tax Counseling for the Elderly...

Smart Spending

Kroger pharmacy customers who paid with insurance can file a claim by December 21

Kroger customers who used prescription insurance at a Kroger-owned pharmacy any time between December 9, 2018, and August 23, 2026, now have a court-cleared path...

Smart Spending

A prescription discount card can beat an insurance copay at the pharmacy counter

At many pharmacy counters, the price on an insurance copay isn’t automatically the cheapest option available. Federal regulators moved years ago to stop pharmacies from...

Smart Spending

The Earned Income Tax Credit can add thousands to a lower-income worker’s refund

The Earned Income Tax Credit is one of the few federal tax breaks capable of turning a modest return into a refund worth thousands of...

Smart Spending

Prepaying a funeral can lock in today’s price against years of rising costs

Funeral costs have climbed steadily for years, and a casket, service, or plot priced today will almost certainly cost more by the time it’s actually...

Smart Spending

Airlines must now refund a canceled flight in cash, not just a voucher

For years, an airline that canceled a flight could steer a passenger toward a travel credit or voucher by default, leaving many travelers to assume...

Smart Spending

States are holding billions in unclaimed money, and a free official search can reunite you with it

State governments are currently holding more than $70 billion in unclaimed property nationwide, money and assets that once belonged to ordinary people before contact with...

Smart Spending

Google is automatically paying 102 million app buyers through PayPal or Venmo, with no claim to file

A federal court in the Northern District of California granted final approval on April 30, 2026, to a $700 million settlement resolving a five-year antitrust...

Smart Spending

A Casely power-bank recall follows a reported death, and owners can get a free replacement

Casely will send a free replacement power bank to owners of about 429,200 recalled MagSafe wireless chargers, an offer that has stayed open since mid-April...

Smart Spending

Walmart re-recalled 165,000 tip-over dressers and is offering full refunds

Walmart is offering full refunds on another 165,250 Mainstays nine-drawer fabric dressers after regulators discovered that dressers from an earlier recall of the same product...

Smart Spending

Brookstone-branded tabletop fire pits are recalled, and owners can get a full refund

Owners of a Brookstone-branded tabletop fire pit can get a full refund after federal regulators announced a recall of about 48,700 units. Southern Telecom, the...

Smart Spending

State unclaimed-property programs are holding billions in forgotten money for the taking

Across the country, state treasurers sit on billions of dollars in unclaimed property that once belonged to ordinary people who simply lost track of it....

Smart Spending

Hospitals must post their prices online so patients can compare before care

Every hospital in the country is now required to publish what it charges, a rule meant to let patients see a price before they agree...

Smart Spending

E. Mishan cookware buyers can file for a payout with no proof of purchase by September 25

Buyers of certain Gotham Steel, Granite Stone and Bell & Howell cookware have until September 25 to claim a payout from a class-action settlement without...

Smart Spending

Free IRS and AARP programs will prepare a senior’s tax return at no cost

Paying a commercial preparer to file a straightforward retirement-era return can cost well over a hundred dollars, and for a fixed-income household that is money...

Smart Spending

Oppenheimer brokerage customers who say idle cash earned too little can file for part of a $70 million settlement by September 17

Oppenheimer & Co. has agreed to pay $70 million to settle claims that it shortchanged customers on the interest owed for cash sitting idle in...

Smart Spending

Billions in forgotten money sits with state treasurers, and one free search finds it

Tens of billions of dollars in forgotten accounts, uncashed checks and dormant balances sit in the custody of state treasurers, waiting for their rightful owners...

Smart Spending

Airlines must automatically refund cash for a canceled or badly delayed flight when you decline a rebooking

A canceled or badly delayed flight no longer forces travelers to fight for their money or settle for a voucher they never wanted. Under federal...

Smart Spending

A free national database can uncover a deceased relative’s forgotten life-insurance payout

More than $10 billion in life insurance and annuity money has been reunited with families through a single free service since 2016, and the sums...

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