Bank Accounts & Fees
Checking and savings accounts, bank fee changes, high-yield accounts, CD rates, neobanks, and policy changes that affect your money.
Latest in Bank Accounts & Fees
Visa’s Level 2 interchange program dies April 18 — small business fees spike and you’ll see it at checkout
On April 18, 2026, a gas station owner in suburban Ohio who processes $60,000 a month in fleet card transactions will watch her effective credit...
High-yield savings accounts are paying over 4% APY in 2026: is it time to switch?
Savers who left their cash sitting in traditional bank accounts for years are suddenly seeing something unusual. High-yield savings accounts are offering annual percentage yields...
Online banks are paying 3 to 5 times more interest than traditional banks: 5 reasons to switch
Many Americans still keep their savings at traditional banks that pay very little interest. Meanwhile, a growing number of online banks are offering savings rates...
If your bank fails tomorrow, here is what happens to your money under FDIC rules
When a bank fails, headlines can spark panic. Under federal law, however, there is a structured process that begins almost immediately. For most depositors, access...
Why financial planners warn married couples against joint bank accounts
For decades, joint bank accounts have been viewed by married couples as a symbol of unity. Combining income into one shared account can simplify bill...
What your current bank will not tell you before you switch to a competitor
Switching banks often starts with a simple goal. Many consumers want lower fees, better interest rates, or a mobile app that actually works. While comparing...
What Venmo, Zelle, and Cash App actually track and store about your spending
Millions of Americans now rely on apps like Venmo, Zelle, and Cash App to split bills, pay friends, and move money instantly. The convenience is...
Signs it is time for a business bank account and what the IRS says can happen without one
Many entrepreneurs start out running a business from their personal bank account. This often feels simpler in the early stages, especially for freelancers, gig workers,...
How to automate your bills, savings, and investments in under 30 minutes
Managing money does not have to require constant attention. Many households still log in to multiple apps every week just to pay bills, move money...
Where to turn coins into cash for free without paying Coinstar’s 12% fee
Loose change has a way of piling up in jars, drawers, and car cup holders. Americans still use billions of coins every year, according to...
FDIC insurance covers up to $250,000 per depositor: what counts and what does not
The Federal Deposit Insurance Corporation (FDIC) insures up to $250,000 per depositor at FDIC member banks. Most Americans know that headline number, but far fewer...