Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Credit card annual fees are soaring past $800 — and people keep paying them even as perks shrink
The annual fee on the American Express Platinum Card has climbed three times since 2019, landing at $695 in 2023. Each time, cardholders complained online,...
One chart that explains why 22.7 million renters are cost-burdened even as rent growth hits a 15-year low
Rents are rising at their slowest pace in about 15 years. That sounds like good news until you see the other number: 22.7 million renter...
Revolut just replaced its entire app navigation with an AI chatbot for 13 million customers — and your bank is probably next
Revolut has spent the past year quietly assembling the pieces for what could be the most aggressive AI bet in consumer banking. The London-based digital...
OpenAI just bought a personal finance app — and it’s shutting down in 3 days
Hiro, the AI-powered budgeting and investing app, is shutting down on April 20, 2026. If you still have data inside it, you have roughly three...
53 million Americans used Trump’s new tax breaks this season — here’s how much the average refund jumped
Maria Gonzalez, a hotel housekeeper in Las Vegas, had never itemized anything beyond the standard deduction. This April, her tax preparer told her she qualified...
The IRS just launched a new whistleblower alert — and you could earn up to 30% of what tax fraudsters owe
The IRS wants you to snitch on tax cheats, and it is putting real money on the table. The agency’s Whistleblower Office has launched a...
The White House says Americans are keeping more of what they earn — but consumer confidence just hit a 74-year low
The IRS says the average tax refund this spring is $3,571. The White House used Tax Day to declare that “Americans are keeping more of...
OpenAI just bought a personal finance app — and it’s shutting down in 3 days
Hiro, the AI-powered personal finance app that let users connect bank accounts, track spending, and get budgeting advice through a conversational interface, is shutting down...
The Iran ceasefire expires Monday — 3 things that could change about your gas bill, grocery prices, and travel costs by next week
A two-week ceasefire between the United States and Iran is set to expire Monday, and the economic consequences for American households could materialize within days....
The post-Tax Day W-4 checklist: 5 things to update before your next paycheck
You just filed your 2025 tax return. If the result was a four-figure bill you didn’t see coming, or a refund so large it felt...
Home insurance rates rising for the 5th straight year — California up 16%, Nebraska up 13%
A homeowner paying $2,000 a year for coverage in California could see that bill jump to $2,320 this year. In Nebraska, the same policy would...
Charles Schwab launches spot Bitcoin and Ethereum trading at 0.75% per trade — undercutting Fidelity
Charles Schwab has begun offering direct bitcoin and ethereum trading inside its brokerage accounts, charging 0.75% per trade and undercutting rival Fidelity by 25 basis...
The 5 credit card moves that save the most money in 2026, ranked by dollar impact
If you are carrying $6,000 on a credit card at roughly 23% interest, as reported in the Federal Reserve’s G.19 consumer credit statistical release, you...
Freelancers and gig workers: the insurance gaps most people don’t realize they have until it’s too late
When a rideshare driver in Los Angeles gets rear-ended during a Saturday night shift, the first question after “Are you hurt?” is usually “Who’s paying...
The “affordability economy” is flipping the housing map: Sun Belt prices collapsing, Rust Belt soaring
A three-bedroom ranch in Cleveland’s West Park neighborhood listed at $189,000 in January would have sat for weeks five years ago. In early 2026, houses...
2027 Social Security COLA projections are split — will the “Trump Bump” from war inflation boost your check?
If you collect Social Security, the difference between a quiet year for inflation and a turbulent one could mean an extra $30 or an extra...