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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Credit Cards & Rewards

Sunoco cardholders still owe their balances after the cards close, and AutoPay keeps running

Sunoco cardholders still owe their balances after the cards close on October 31, and AutoPay keeps running. Citi told CardRates that it will continue to...

Government & Policy

The White House says about 500,000 Kansas seniors benefit from the new deduction

The White House says about 500,000 Kansas seniors benefit from the new senior deduction. The count appears in an October 19 release on Kansas tax...

Government & Policy

Food stamp recipients in 15 northern Michigan counties also lose their time-limit exemption on October 31

Fifteen northern Michigan counties lose their shield from the three-month food stamp time limit on October 31, 2026, when a USDA waiver runs out. The...

IRS & Enforcement

The IRS pushed deadlines to February 1 for eight Mississippi counties hit by Tropical Storm Arthur

A Mississippi taxpayer with a valid extension on a 2025 return now has until February 1, 2027, to file. A taxpayer who owed tax on...

IRS & Enforcement

The IRS pushed tax deadlines to February 1 for six Washington wildfire counties

A Washington taxpayer’s first question after the IRS postponed deadlines to February 1, 2027, is where the agency has the address on file. Taxpayers in...

Government & Policy

A USDA waiver exempting food stamp recipients in Detroit, Flint and Saginaw from the three-month time limit expires October 31

A USDA waiver that exempts food stamp recipients in Detroit, Flint and Saginaw from the three-month time limit expires October 31, 2026. The Food and...

Bank Accounts & Fees

A failed California bank’s only branch reopened as a Sunwest Bank branch three days later, with Sunwest buying about $476 million of its $736 million in assets

Nano Banc, a bank whose only branch was in Irvine, California, was closed on Friday, September 25, 2026, and that branch opened again on Monday,...

Loans & Lending

Bright Lending borrowers must choose by December 21 between taking debt cancellation and cash or keeping the right to sue

Borrowers covered by the Bright Lending class settlement have until December 21, 2026, to decide whether to stay in or leave. Staying in brings debt...

Smart Spending

Lands’ End data-breach claims close October 22

Anyone Lands’ End notified about its December 2024 data incident has until Thursday, October 22, to file a claim in the class settlement. The settlement...

Retirement Planning

Social Security stops counting earnings entirely from the month a retiree reaches full retirement age, and the 2027 monthly limit before then is $2,130, or $5,660 in the year they reach it

Social Security stops counting earnings entirely from the month a beneficiary reaches full retirement age. Before that month, the retirement earnings test still applies. In...

Credit Cards & Rewards

Citi is closing every Sunoco credit card on October 31, the 5-cent-a-gallon discount ends with it, and no replacement card is being issued

Citi is closing every Sunoco credit card on October 31, and the 5-cent-a-gallon discount that came with the card ends the same day. Citi is...

Government & Policy

Utah exempts caregivers of children 13 or under from its new Medicaid work rule, and Nevada exempts parents of children under 13 and people drawing unemployment

Two states that start Medicaid work requirements on January 1, 2027 have named different exemptions. Utah excludes a parent, guardian or caregiver of a child...

Smart Spending

Prime members who already cashed a $51 Amazon refund can get up to $149 more, and the FTC says the extra payments keep going out through April

Prime members who already cashed an Amazon refund of up to $51 may have more coming. Amazon can issue up to $149 on top of...

IRS & Enforcement

The White House says the average senior is expected to pay no federal tax on Social Security, but the IRS says the law gives people 65 and older a $6,000 deduction that phases out above $75,000

A White House release dated October 19 carries a bullet labeled “No Tax on Social Security.” It says the average senior is expected to owe...

IRS & Enforcement

A Treasury watchdog says IRS nonfilers reached 14.7 million for tax year 2022, with $15.7 billion in potential tax stuck in a notice hold

A Treasury Department watchdog counts 14.7 million nonfilers for tax year 2022, people who did not file a required federal return on time. That is...

Tax Changes & Deadlines

The IRS says to photograph or videotape a home’s contents and store copies away from the area at risk, because casualty loss claims depend on proof of value

The IRS tells taxpayers to photograph or videotape the contents of their homes, especially items of greater value, before a disaster hits. It also says...

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