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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Bank Accounts & Fees

American Express National Bank must file a fix plan within 90 days after an OCC money-laundering order

American Express National Bank has about 90 days to give federal regulators a written plan for fixing its anti-money-laundering controls. The Office of the Comptroller...

Smart Spending

Hyundai and Kia owners have until April 8, 2027, and Toyota owners until December 11, 2028, to claim from airbag-control-unit settlements

Owners of certain Hyundai, Kia and Toyota vehicles can still file claims over defective airbag control units, but the two settlements run on different deadlines....

Loans & Lending

Wells Fargo CARES Act settlement checks mailed to California borrowers go void 90 days after they are issued

Wells Fargo settlement checks for California mortgage borrowers go void 90 days after they are issued. The $56.85 million CARES Act settlement pays eligible borrowers...

Credit Cards & Rewards

NFL credit-card holders lost their old Visa cards October 12 when accounts moved to the American Express network

Existing NFL Extra Points Visa cards stopped working after October 12, when Bread Financial moved the card program onto the American Express network. Account numbers,...

Smart Spending

Lake Compounce online ticket buyers can claim cash from a $500,000 processing-fee settlement

People who bought tickets on Lake Compounce’s website and paid a processing fee can file a claim for cash from a $500,000 settlement fund. The...

Bank Accounts & Fees

Former Digit savings customers have until November 14 to choose how a CFPB payment arrives

Former customers of the Digit automatic savings app have until November 14, 2026, to tell the Consumer Financial Protection Bureau how they want to be...

Smart Spending

Raging Waters customers who paid an online processing fee can claim from an $850,000 settlement by November 24

Anyone who bought admission tickets at ragingwaters.com and paid an online processing fee has until November 24, 2026, to file for a share of an...

Government & Policy

Missouri SNAP applicants and households up for recertification must now prove rent, utilities and bank balances instead of just stating them

Missouri now wants paper proof of rent, utilities, child care and bank balances from people who apply for SNAP, recertify or add a household member....

Government & Policy

Pennsylvania Medicaid applicants get at most two months of retroactive coverage starting January 1

Pennsylvania Medicaid will approve coverage for care received no more than two months before the month of application starting January 1, 2027, down from three...

Government & Policy

Louisiana says 210,877 Medicaid expansion adults have no verified earnings on file before January’s 80-hour work rule

Louisiana’s Department of Health says 210,877 adults in the state’s Medicaid expansion group have no verified earnings on file as the 80-hour work rule nears....

Government & Policy

Arizona Medicaid members in Coconino County may need to document 80 monthly work hours when the new rule starts

Coconino County says roughly 10,000 to 12,000 of its residents could need to meet or document new Medicaid work rules when they begin in January...

Government & Policy

Trump signed a two-year window letting ministers opt back in to Social Security, beginning with tax years after 2028

President Trump signed the Clergy Act on October 20, giving ministers who once opted out of Social Security a two-year window to opt back in....

IRS & Enforcement

Social Security now charges $75 to copy an electronic folder, $151 for a paper folder and $22 for a Numident record on requests from October 1

Social Security now charges $75 to copy an electronic folder, $151 for a paper folder and $22 for a Numident record, the computer extract of...

Government & Policy

SNAP lets households with a member 60 or older or disabled skip the gross income test, hold $4,750 in assets and deduct medical bills over $35 a month

Households that include someone 60 or older or someone with a disability follow different SNAP income and asset rules, and the fiscal 2027 income tables...

Government & Policy

The FTC says hospital price-transparency rules do not shield a company from deception claims

The Federal Trade Commission has told 24 of the nation’s largest health care services companies that following federal hospital price-transparency rules does not protect them...

Bank Accounts & Fees

Missouri Schnucks shoppers taxed on rewards discounts have until November 3 to claim

Missouri shoppers who used Schnucks Rewards Points have until November 3, 2026, to file for a flat $7.00 payment from a class settlement. The case...