Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Prime members who already cashed a $51 Amazon refund can get up to $149 more, and the FTC says the extra payments keep going out through April
Prime members who already cashed an Amazon refund of up to $51 may have more coming. Amazon can issue up to $149 on top of...
The White House says the average senior is expected to pay no federal tax on Social Security, but the IRS says the law gives people 65 and older a $6,000 deduction that phases out above $75,000
A White House release dated October 19 carries a bullet labeled “No Tax on Social Security.” It says the average senior is expected to owe...
A Treasury watchdog says IRS nonfilers reached 14.7 million for tax year 2022, with $15.7 billion in potential tax stuck in a notice hold
A Treasury Department watchdog counts 14.7 million nonfilers for tax year 2022, people who did not file a required federal return on time. That is...
The IRS says to photograph or videotape a home’s contents and store copies away from the area at risk, because casualty loss claims depend on proof of value
The IRS tells taxpayers to photograph or videotape the contents of their homes, especially items of greater value, before a disaster hits. It also says...
A Nevada food stamp time-limit waiver expires January 31
A federal waiver that spares people in one Nevada county and 12 reservation areas from the SNAP work-rule time limit ends on January 31, 2027....
The IRS gives nine Nebraska counties until February 1 to file, and moves the November 2 payroll return deadline with it
The IRS has pushed back tax deadlines to February 1, 2027, for taxpayers in nine Nebraska counties hit by severe storms that began May 15,...
Indiana veterans rated totally disabled must file State Form 12662 by January 15 to get the full homestead property-tax deduction
Indiana rewrote its property-tax deduction for disabled veterans this year, and the biggest break is not automatic. A veteran with a total disability has to...
Chase raises the legacy IHG Rewards Select fee to $99 at 2027 renewal, with new terms effective December 2
Chase is raising the annual fee on its legacy IHG Rewards Select card from $49 to $99, the first change since the bank stopped selling...
Trump signed a new valuation safe harbor for employee stock ownership plans
President Trump signed the Retire through Ownership Act on October 15, adding a new valuation safe harbor to the federal law that governs employee stock...
Direct Express, which served about 3.4 million people in September 2025, will move existing cardholders from Comerica to new Fifth Third cards in phases
Direct Express, the prepaid debit card that carries federal benefits for people without a bank account, is changing banks. Fifth Third has replaced Comerica as...
Treasury has proposed letting farmland sellers pay the tax on their gain in four yearly installments when the buyer is a qualified farmer
Treasury and the IRS have proposed rules that would let farmland sellers pay the tax on their gain in four yearly installments, as long as...
The average credit score held at 714 while recent student-loan delinquents lost 38 points on average
The average FICO Score in the United States held at 714, flat since October 2025 and down one point from a year earlier, FICO reported....
The IRS moves Florida storm filing deadlines to February 8
Taxpayers in 27 Florida counties hit by Hurricane Isaias now have until February 8, 2027, to file federal returns and pay taxes that came due...
Treasury and the IRS have proposed limiting who can claim the health insurance premium tax credit, with comments closing November 30 and a hearing set for December 8
Treasury and the IRS have proposed new rules that would limit who can claim the premium tax credit, the subsidy that lowers monthly premiums for...
The IRS says donations to scholarship groups earn a new federal tax credit from January 1, with 30 states opted in so far
Starting January 1, 2027, donations to scholarship groups can earn a new federal tax credit of up to $1,700 for one taxpayer, or up to...
The IRS gives four Wisconsin counties hit by July storms until February 1 to file and pay
The IRS has moved the tax calendar to February 1, 2027 for people and businesses in four Wisconsin counties. Forest, Outagamie, Vilas and Winnebago counties...