Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Social Security trust fund may run dry by 2032, CBO projection shows
A worker turning 60 this year could be 66 when Social Security’s reserves hit zero, too young even to reach the program’s full retirement age...
AI-driven credit card fraud cases surge 46% year over year
The call came on a Tuesday afternoon in late 2025, and it sounded exactly like a bank’s fraud department: the same hold music, the same...
April 15 tax deadline nears as IRS prepares for 164 million returns
The IRS expects to receive roughly 164 million individual income tax returns by Wednesday, April 15, a volume that would make this one of the...
Cybersecurity stocks sink over 7% on AI disruption fears after Anthropic
Traders dumped cybersecurity stocks in early April 2026, sending shares of CrowdStrike, Palo Alto Networks, Fortinet, and Zscaler down sharply in a single session. The...
Oracle cuts up to 30,000 jobs, outlining $2.1B restructuring plan
Oracle is cutting as many as 30,000 jobs worldwide as it funnels billions into cloud computing and artificial intelligence, making it one of the largest...
Tech layoffs near 99,000 in 2026 so far, TrueUp tracker shows
Barely three months into 2026, the tech industry has already cut close to 99,000 jobs, according to the layoff tracker maintained by TrueUp, a startup-focused...
Home prices slide in Sun Belt as Rust Belt markets heat up
A three-bedroom ranch in suburban Detroit sold for $212,000 in February, roughly $35,000 more than a comparable home on the same block fetched two years...
University of Michigan: consumer sentiment falls to record low
A gallon of regular gasoline averaged $4.87 nationally last week, grocery bills keep climbing, and Americans just registered the darkest economic mood in the eight...
Housing market enters a “psychological freeze” as confidence drops
The University of Michigan’s preliminary April 2026 consumer sentiment reading came in at 47.6, a 10.7% drop from March and a level rarely seen outside...
30-year mortgage rate slips to 6.37% as inflation jump risks reversal
The average rate on a 30-year fixed mortgage fell to 6.37% this week, snapping a five-week streak of increases that had rattled the spring housing...
High-yield savings still pay up to 5.00% APY at select U.S. banks
A saver with $10,000 in a standard bank account earning the national average will collect about one dollar in interest this year. The same $10,000...
Goldman Sachs opens bank earnings season April 13 under heavy scrutiny
When Goldman Sachs reports first-quarter 2026 earnings on April 13, it will do more than kick off bank earnings season. It will deliver the first...
Inflation’s hidden cost: rising prices steadily erode idle cash
A family that deposited $10,000 into a standard checking account in January 2021 still sees $10,000 on the statement today. But that balance is a...
Credit card rewards lose value faster than many users realize
More than 90 percent of general-purpose credit card spending has flowed through rewards cards since 2019, according to the CFPB’s report on the consumer credit...
Reading a CPI report to see what inflation really means for your bills
On April 10, the Bureau of Labor Statistics published its Consumer Price Index report for March 2026, and within minutes the number that landed on...
Protecting bank accounts from the newest wave of AI-driven scams
The call sounds exactly like your bank. The voice is calm, professional, and knows your name. It warns about suspicious activity on your account and...