Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
CME FedWatch now shows a 40% probability of a rate HIKE before any cut
The number that stopped Wall Street’s rate-cut party: 40%. That is the probability, as of late April 2026, that the CME FedWatch Tool assigns to...
Top high-yield savings rate now 4.1% APY
A saver with $20,000 in a typical bank account will earn about $92 in interest this year. Move that same balance to CIT Bank’s high-yield...
2.6M U.S. homeowners now pay $500+ per month in HOA fees; condos in major metros push $350–$700/month
A homeowner in a mid-rise condo outside Miami might pay $650 a month in association fees. A retiree in a Chicago high-rise could owe $475....
Bloom Energy pops 23% on expanded Oracle deal to deploy 2.8 gigawatts of fuel cells for AI data centers
Bloom Energy’s stock jumped 23% on April 14, 2026, after the company disclosed a dramatically expanded partnership with Oracle that envisions deploying up to 2.8...
IRS warns of “dishonest preparers” charging excessive fees to claim bogus tip and overtime deductions
Imagine a scenario that reflects the pattern the IRS describes: a restaurant server walks into a tax office and is told she qualifies for thousands...
AEI projects US home prices will end 2026 about 1% lower than they started
The American Enterprise Institute’s Housing Center is projecting something the U.S. housing market has not seen since the pandemic boom began: a calendar year that...
FDIC announces formal study of crypto custody protections; policies due late 2026
If you hold a dollar-pegged stablecoin, the money backing it probably sits in a bank account somewhere. But if that bank fails, nobody has been...
New Fannie/Freddie loan-level buydown disclosures take effect April 20
For the first time, investors buying mortgage-backed securities from Fannie Mae or Freddie Mac will be able to see exactly which loans in a pool...
Morgan Stanley (E*Trade) and Schwab both confirm spot BTC/ETH/SOL trading in Q2 2026
Morgan Stanley is preparing to let E*Trade’s roughly 5 million brokerage clients buy and sell Bitcoin, Ether, and Solana directly, and a trail of SEC...
IRS: average tax refund rises 11% to about $3,676 this filing season
The average American tax refund is running about $370 larger than it was at the same point last year, and the gap has held steady...
Medicare Part B premium rises 9.7% to $202.90 a month in 2026
The standard Medicare Part B premium will jump to $202.90 per month in 2026, an increase of $17.90 from the $185.00 that enrollees paid in...
JPMorgan sets $170,000 Bitcoin target, citing gold-market comparison
A bank whose CEO once called Bitcoin a “fraud” now sees it reaching $170,000, and the reasoning starts with gold. JPMorgan Chase strategist Nikolaos Panigirtzoglou...
30-year mortgage rate holds near 6.5% as buyers stay cautious
Spring is supposed to be when the housing market comes alive. This year, it has barely flinched. The average 30-year fixed mortgage rate has spent...
Intuit shares slide to a 52-week low as “SaaSpocalypse” fears grow
Intuit Inc. dropped to a 52-week low in April 2026, dragged down not by its own results but by a market-wide panic over the future...
Chase Sapphire Reserve raises annual fee to $795, adds new perks
The Chase Sapphire Reserve now costs $795 a year. That is a $245 jump from the card’s previous $550 annual fee, and it marks the...
Gas prices jump 21.2% in March, biggest monthly rise since 1967
American drivers got walloped at the pump in March 2026. Gasoline prices surged 21.2% in a single month, the sharpest spike since the Bureau of...