Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Veterans groups warn a congressional proposal could cut disability benefits for 1.5 million veterans
Disabled American Veterans, the nation’s largest disabled-veterans advocacy organization, is warning that a sweeping congressional package could reduce disability compensation for as many as 1.5...
A stalled bill would add $833 a month to the checks of the most severely disabled veterans
A bill that would add $833.33 a month to the checks of the most severely disabled veterans in the country has been sitting in a...
Families who finalized an adoption in 2026 can claim up to $17,670, and part of it is refundable for the first time
Families who finalized an adoption in 2026 can claim a federal credit worth up to $17,670 per child, an increase from the $17,280 ceiling that...
The new law extends food-stamp work requirements to Americans up to age 65, and the current exemption clock runs out September 30
Americans between the ages of 55 and 64 who receive food stamps without dependent children are now subject to a work requirement that exempted their...
Medicaid’s new 80-hour work rule starts January 1, but pregnant women, caregivers and the medically frail are exempt
Beginning January 1, 2027, adults enrolled in Medicaid through the program’s expansion group will have to document at least 80 hours a month of work,...
Trump has now struck drug-pricing deals with 26 companies, adding nine more this week in exchange for tariff protection
President Donald Trump has now reached most-favored-nation drug-pricing agreements with 26 pharmaceutical manufacturers, after adding nine mid-sized companies this week in deals that carry a...
The White House plans to freeze pay for about 2 million federal workers in 2027 while the military gets a raise of up to 7%
The White House has told Congress it plans to freeze base and locality pay for roughly 2 million civilian federal employees in 2027, canceling an...
An IRS offer in compromise can settle a tax debt for less than the full amount
An IRS offer in compromise lets a taxpayer settle a federal tax debt for less than the full balance owed, but the number that gets...
Required withdrawals from a traditional IRA now begin at age 73
Required minimum distributions from a traditional IRA now begin at age 73, not the age 70½ threshold that governed the rule for decades, or the...
Skipping a full 401(k) employer match leaves free retirement money on the table
An employer that promises to match part of what a worker contributes to a 401(k) is not extending a bonus — it is offering compensation...
A prescription discount card can beat an insurance copay at the pharmacy counter
At many pharmacy counters, the price on an insurance copay isn’t automatically the cheapest option available. Federal regulators moved years ago to stop pharmacies from...
The Earned Income Tax Credit can add thousands to a lower-income worker’s refund
The Earned Income Tax Credit is one of the few federal tax breaks capable of turning a modest return into a refund worth thousands of...
An IRS installment plan lets you pay a tax bill over time instead of all at once
A tax bill larger than expected does not have to be paid in a single lump sum. The IRS runs a formal payment plan program...
Total unemployability can pay some disabled veterans at the full 100% rate
A veteran with a single service-connected disability rated at 60%, or two or more disabilities combining to at least 70% with one rated 40% or...
A Veterans Pension pays low-income wartime veterans a tax-free monthly benefit
A wartime veteran with limited income can qualify for a Veterans Pension without ever having a service-connected disability — the benefit turns on age or...
VA Aid and Attendance adds to a veteran’s pension when daily care is needed
A veteran already receiving a VA pension can see that monthly payment rise substantially once a doctor documents that they need daily help bathing, dressing...
