Tyler Foster
Latest Articles by Tyler Foster
$202.90 is Medicare’s standard Part B premium in 2026, with surcharges starting at $109,000
Medicare beneficiaries across the country face a standard Part B monthly premium of $202.90 in 2026, and higher-income enrollees will pay additional surcharges once their...
Top high-yield savings accounts and CDs still pay around 4%
Savers who park cash in a standard bank account are leaving hundreds of dollars on the table each year, even as the Federal Reserve holds...
Money in a Roth IRA grows and comes out completely tax-free in retirement, and it never forces required withdrawals during your lifetime
Retirement savers who fund a Roth IRA gain two structural advantages that no traditional IRA can match: every dollar of qualified growth exits the account...
A Series EE savings bond is guaranteed to double in value in 20 years
The U.S. Treasury has committed to a simple promise for anyone buying a Series EE savings bond: the bond will reach at least twice its...
Original Medicare’s yearly wellness visit and preventive screenings cost you nothing
Tens of millions of people enrolled in Original Medicare can schedule a yearly wellness visit and pay zero out of pocket, yet a large share...
Medicare’s first-ever negotiated drug prices take effect this year, cutting out-of-pocket costs on 10 top medications by about half for nearly 9 million seniors
Nearly nine million seniors who depend on some of the most expensive prescription drugs in the Medicare Part D program will pay roughly half what...
A 401(k) loan lets you borrow from your own balance and pay the interest back to yourself instead of a bank
Workers who need short-term cash but want to avoid bank interest payments have a built-in option sitting inside their retirement accounts. A 401(k) loan allows...
You can have federal tax withheld straight from your Social Security check with Form W-4V to avoid a surprise April bill
Social Security recipients who earn enough other income to owe federal tax on their benefits can sidestep a painful April surprise by having taxes withheld...
Medicare’s fall open enrollment runs October 15 to December 7
Medicare beneficiaries face a fixed annual window to switch, join, or drop Medicare Advantage and Part D prescription drug plans, and that window runs from...
Medicare Advantage members can switch plans from January 1 to March 31
People enrolled in Medicare Advantage plans have a three-month window, running from January 1 through March 31, to switch to a different plan or drop...
Flagstar Bank will pay data-breach victims about $60 with no proof, or up to $25,000 with documentation, if they file by August 11
Roughly 1.5 million people whose personal information was stolen in a late-2021 hack of Flagstar Bank now face a decision with a hard deadline: file...
A free one-call fraud alert forces lenders to verify your identity before opening credit, and it lasts a full year
Any consumer in the United States can pick up the phone, call one of the three major credit bureaus, and place a fraud alert that...
Paying your credit-card bill before the statement closes, not just by the due date, can lower the balance that shapes your score
Millions of cardholders who pay their full balance by the due date each month still see their credit scores fluctuate, sometimes dropping right before they...
A lawsuit says Bitcoin Depot’s crypto ATMs let scammers drain $76,000 from a victim
Massachusetts Attorney General Andrea Joy Campbell filed a lawsuit against Bitcoin Depot, alleging the crypto ATM operator let scammers drain $76,000 from a single consumer...
If you regret claiming Social Security early, you can withdraw the application within 12 months and reset it once
Retirees who claimed Social Security at 62 and now wish they had waited face a narrow but real escape hatch. The Social Security Administration permits...
Veterans filing new PACT Act toxic-exposure claims now get benefits only from the filing date, since the backdating window closed
Veterans who file new toxic-exposure disability claims under the PACT Act now receive compensation starting only from the date they submit their paperwork. The special...