Tyler Foster
Latest Articles by Tyler Foster
Withdrawing a Social Security application within 12 months lets a retiree reset the clock, but every dollar already paid must go back
Social Security treats the decision to start retirement benefits as close to final, yet it leaves a single narrow escape hatch. A retiree who files...
Coffee is up as much as 25% and ground beef sits near $6.83 a pound as tariffs and shortages hit the grocery aisle
Grocery receipts told two very different stories in the summer of 2026. Ground beef averaged roughly $6.83 a pound, roasted coffee carried a double-digit annual...
Fifteen Medicare drugs, including Ozempic and Wegovy, get lower negotiated prices on January 1 that could cut what 11 million enrollees pay
Fifteen high-cost Medicare Part D drugs, among them the diabetes and weight-loss medicines Ozempic and Wegovy, will carry lower government-negotiated prices starting January 1, 2027....
Social Security can now withhold up to 50% of a monthly retirement check to claw back an overpayment, up from a 10% cap
The Social Security Administration can now recover an overpayment by withholding up to half of a retiree’s monthly Title II benefit, a default rate five...
UnitedHealth, Humana and Aetna are all trimming Medicare Advantage plans for 2027, and nearly 3 million seniors may have to switch
Three of the largest Medicare Advantage insurers are pulling out of unprofitable markets for 2027, and the combined retreat could push close to 3 million...
A 1031 exchange lets a landlord swap a rental and defer the capital-gains tax
A rental property sold outright can hand its owner a tax bill that swallows a large slice of decades of appreciation, and that figure arrives...
A parent can freeze a child’s credit for free, stopping identity thieves from using a clean Social Security number
A newborn’s Social Security number carries no borrowing history, no missed payments, and no warning flags, and that blank slate is precisely what makes it...
A tech-support pop-up scam talks seniors into paying for repairs they don’t need
A tech-support scam usually opens with a fright. A full-screen pop-up warns of a virus, freezes the computer, and displays a phone number to call...
An overpayment scam sends a fake check, then demands you wire back the “extra”
The overpayment scam runs on a single piece of banking timing that most people misread. A buyer, employer, or prize official sends a check for...
A fake toll or delivery text can steal card numbers worth thousands
The text looks urgent and ordinary at the same moment: an unpaid highway toll, a package held for a small fee, a delivery that cannot...
A QR-code “quishing” scam can drain a bank account after one scan of a fake code
A QR code is simply a link in disguise, and that is exactly why scammers have adopted it. A fraudulent code pasted over a real...
A “money mule” scam can leave a senior owing the bank for cash they were tricked into moving
A money-mule scam recruits an ordinary person to receive someone else’s money and pass it along, usually for a small cut or the promise of...
Account alerts and a “positive pay” setting can stop a fraudulent withdrawal before it clears
Most fraud losses on a bank account are not caught by the bank noticing something wrong; they are caught by the account holder noticing first....
Diabetic test strips and an insulin pump count as covered durable equipment under Medicare
Diabetes management runs on a steady stream of supplies, and Medicare folds much of that cost into a benefit older patients often overlook: durable medical...
A bone-density scan is covered by Medicare every two years for at-risk patients
Osteoporosis rarely announces itself until a bone breaks, which is why Medicare treats bone-density testing as prevention rather than reaction. The program covers a bone-mass...
Hearing and balance exams are covered by Medicare when a doctor orders them, but not hearing aids
Hearing loss is one of the most common conditions of later life, yet Medicare’s approach to it splits neatly into two halves that confuse many...
