Tyler Foster
Latest Articles by Tyler Foster
Covered Medicare home health visits cost $0, but medical equipment usually costs 20%
Medicare’s home health benefit draws a bright cost line inside a service that often feels like one package. Covered nursing, therapy, and home health visits...
$217 a day hits Medicare skilled-nursing patients from day 21 through day 100
A covered rehabilitation stay can change from no daily coinsurance to a $217 charge overnight when an Original Medicare patient reaches day 21 in a...
A family’s Social Security total can top out at 150% to 180% of the worker’s benefit
A spouse and children can each qualify for Social Security on one worker’s earnings record, but the individual awards do not simply stack without limit....
Social Security can trim $57 a month for a fee-charging representative payee
A representative payee usually cannot charge a Social Security beneficiary for managing a check. The exception is a qualified organization that receives written authorization from...
New earnings can raise a retiree’s Social Security check retroactive to January
A retiree who keeps working can receive more than wages from the extra year. Social Security reviews working beneficiaries’ earnings records annually and recalculates the...
$1,690 in monthly earnings can stop a disability check after Social Security’s trial period
The same paycheck can be harmless to an SSDI benefit in one month and stop it in another. During Social Security’s nine-month trial work period,...
Social Security disability beneficiaries can test working for nine months and keep full checks
Returning to work does not automatically shut off Social Security Disability Insurance. The program gives beneficiaries at least nine trial-work months in which earnings can...
Splitting cash deposits to avoid the $10,000 report can trigger a suspicious-activity filing
The legal problem with a series of cash deposits is not that each falls below $10,000. It is the purpose behind dividing them. When transactions...
Stolen credit-card charges generally leave you owing no more than $50
Federal credit-card protections put a $50 ceiling on qualifying unauthorized charges made with a lost or stolen card before the issuer is notified, and many...
Report a stolen debit card within two business days and federal law caps liability at $50
A stolen debit card creates a deadline measured from discovery, not from the day a monthly statement arrives. Federal electronic-transfer rules limit a consumer’s liability...
$14 million allegedly flowed into an investment pool that hid losses with Ponzi-like payouts
A North Carolina investment manager and his firm allegedly raised more than $14 million for a commodity pool while reporting profits that did not exist...
Social Security has expedited more than 150,000 disability decisions through an examiner shortcut since 2025
Social Security says experienced disability examiners have expedited more than 150,000 decisions since 2025 by issuing certain fully favorable determinations without waiting for the ordinary...
Four scammers admitted stealing over $5 million from 400 seniors through fake family emergencies
Four men have pleaded guilty in a transnational grandparent-scam operation that federal prosecutors say stripped more than $5 million from more than 400 older Americans....
A new Medicaid rule will cap the home equity that lets seniors qualify for nursing-home care at $1 million in 2028
A change tucked into the sweeping 2025 federal budget law will reshape how much home equity a senior can hold and still qualify for Medicaid...
Florida home insurance is rising just 2% in 2026 after years of double-digit spikes
After several brutal years of runaway premiums, Florida homeowners are getting a rare piece of good news: home-insurance rates are set to rise only about...
California home insurance premiums are set to jump 16% in 2026, the biggest rise in the nation
California homeowners are bracing for the steepest insurance increase in the country, with premiums projected to rise about 16% in 2026. That is more than...