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The Money Overview

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Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Medicare’s yearly wellness visit is free, but it is not a full physical.

Once a year, Medicare will pay the full cost of a wellness visit, with no deductible and nothing owed at the desk. The catch is...

Social Security & Medicare

Original Medicare covers no routine dental, vision or hearing.

Millions of people reach 65 assuming Medicare will handle their teeth, eyes, and ears the way an employer plan once did. It does not. Original...

Social Security & Medicare

About 2 million seniors skip $11.4 billion in Medicare Extra Help savings.

Roughly $11.4 billion in prescription-drug savings goes unclaimed every year because about 2 million people who qualify for Medicare’s Extra Help program never sign up...

Social Security & Medicare

Medicare’s fall open enrollment runs October 15 to December 7, the once-a-year window to change or drop a plan.

For most people on Medicare, the coverage decisions that stick for a full year get made inside a single seven-week stretch each fall. That stretch,...

Social Security & Medicare

Two nights “under observation” can cost thousands and block nursing-home coverage.

A hospital patient can spend two or three nights in a bed, receive tests, drugs and monitoring, and still never be formally admitted. The reason...

Social Security & Medicare

SSI recipients get their August payment early, on July 31.

August 1, 2026 falls on a Saturday, and that single calendar fact reshapes the month for millions of low-income beneficiaries. Because the Social Security Administration...

Social Security & Medicare

SSI’s $2,000 savings cap has not moved since 1989.

The Supplemental Security Income program still cuts off eligibility the moment a recipient’s countable assets cross $2,000 for an individual or $3,000 for a couple,...

Social Security & Medicare

Working one more year can replace a zero in Social Security’s 35-year formula.

Social Security bases a worker’s benefit on 35 years of earnings, and anyone who worked fewer than 35 years has zeros folded into that average....

Social Security & Medicare

Delaying Social Security past full retirement age adds about 8% a year until 70.

Waiting to claim Social Security is one of the few retirement decisions that comes with a guaranteed, government-set raise. For each year a worker holds...

Social Security & Medicare

Social Security still taxes benefits once combined income tops $25,000 single or $32,000 per couple, thresholds frozen since 1984.

Retirement income that once escaped federal tax now routinely lands part of a Social Security check on a 1040. The trigger is a figure the...

Fraud & Scams

Three men were arrested after a scam ring drained more than $1 million from elderly Virginia victims.

Three men are being held without bond in a Virginia jail after investigators tied them to an organized scheme that has drained more than $1...

Fraud & Scams

No $2,000 tariff “dividend” check is coming, and the IRS is warning about scams that promise one.

No federal law authorizes a $2,000 tariff “dividend” check, yet that promise has become the bait in a growing wave of fraud the IRS has...

Stocks & Wall Street

Warren Buffett is holding record cash and warns it’s tough to find value, a caution flag for retirees near market highs.

Berkshire Hathaway closed the first quarter of 2026 with a record $397 billion in cash and short-term Treasury bills, a stockpile worth more than a...

Insurance & Protection

ACA subsidies lapsed, and a 60-year-old earning $64,000 can now face about $14,900 in yearly premiums, up from $6,200 with help.

A 60-year-old earning about $64,000 a year could owe roughly $14,900 in annual health-insurance premiums in 2026, up from about $6,200 when enhanced subsidies were...

Cost of Living

Minimum wage rises in 19 states in 2026, with Washington’s climbing to a nation-leading $17.13 an hour.

Minimum pay rose for millions of workers on January 1, 2026, as 19 states lifted their wage floors and Washington set the highest statewide rate...

Social Security & Medicare

Twenty-five health systems have now dropped Medicare Advantage for 2026, and about 2.9 million seniors may be forced to switch.

The count of hospital networks backing out of Medicare Advantage keeps climbing. A growing roster of large systems has now cut ties with or scaled...

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