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Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

A noncitizen who worked and paid into Social Security for at least 10 years can still draw a benefit

Forty Social Security credits, the equivalent of roughly ten years of covered work, is the threshold that unlocks a retirement benefit, and citizenship has no...

Social Security & Medicare

Social Security cost-of-living raises count even if you wait years to claim

Waiting to claim Social Security does not put a person’s benefit in a holding pattern while everyone else’s check gets an inflation raise. Social Security...

Social Security & Medicare

Delaying a higher earner’s Social Security to 70 raises the survivor’s inherited check

A decision to delay Social Security does not stop mattering the day the higher earner in a household dies. Every extra month a worker waits...

Social Security & Medicare

A divorced spouse married at least 10 years can collect up to half an ex’s Social Security, and the ex is never told

Ten years is the number that decides whether a divorce closes the door on an ex’s Social Security record or leaves it open. Cross that...

Social Security & Medicare

A surviving spouse can collect 100% of a late partner’s Social Security by waiting to full retirement age

Social Security’s survivor benefit is not a fixed percentage. A widow or widower who claims at the earliest allowed age of 60 receives only 71.5%...

Social Security & Medicare

A Medicare bridge program offers eligible members Wegovy for $50 a month through 2027

A short-term Medicare program is offering eligible Part D beneficiaries a flat $50 monthly copay for Wegovy and two other weight-loss drugs, a fraction of...

Social Security & Medicare

Lawfully present immigrants who keep Medicaid now will also lose Medicare eligibility in January 2027 under the new law

On January 4, 2027, Medicare coverage ends for enrollees who are lawfully present immigrants but fall outside four categories preserved under the federal budget reconciliation...

Cost of Living

Record Labor Day gas near $4.14 a gallon squeezes retirees who drive, but relief to about $3.72 is forecast by year-end

The national average price of gasoline hit $4.14 a gallon over Labor Day weekend 2026, the highest the holiday has ever recorded and the first...

Social Security & Medicare

Medicare’s Part D drug deductible jumps to $700 in 2027, up from $615

Medicare’s standard Part D deductible is rising to $700 in 2027, an $85 increase over the $615 amount most beneficiaries pay now. The Centers for...

Buying & Selling

Almost anyone who bought a home through a real-estate agent can still claim part of a $120 million commission settlement, but the window closes October 27

A settlement worth $120.3 million is now open to almost anyone who bought a home listed on a multiple listing service anywhere in the United...

Cost of Living

Your 2027 Obamacare out-of-pocket maximum jumps to $12,000, up from $10,600, as expired subsidies drive premiums sharply higher

The most an Affordable Care Act marketplace plan can require an individual to pay out of pocket in 2027 is rising to $12,000, up from...

Social Security & Medicare

Medicare’s cap on what you pay out of pocket for prescriptions rises to $2,400 in 2027, $300 higher than this year’s limit

Medicare’s annual limit on out-of-pocket prescription drug spending is rising to $2,400 in 2027, a $300 increase over this year’s $2,100 ceiling. The Centers for...

Tech & Your Wallet

Walmart is replacing paper price tags with digital screens in every U.S. store by year’s end, and shoppers fear prices could change by the hour

Walmart has started replacing paper price tags with small digital screens across its stores nationwide, a rollout the company says will be complete at every...

Fraud & Scams

Federal agents caught the accused ringleader of a $250 million gold-and-cash scam that drained older Americans as he tried to flee through JFK airport

A criminal network accused of stripping more than $250 million from older Americans lost its accused top money-mover this week. Authorities caught the man investigators...

Social Security & Medicare

A hospital leaving your Medicare Advantage network mid-year can nearly double your out-of-pocket ceiling, from $5,421 to $9,825, and keeping your doctor isn’t automatic

A letter arrives at a Medicare Advantage member’s home in late summer: the regional hospital system that has handled her cardiology, oncology, and primary care...

Social Security & Medicare

Social Security disability recipients qualify for Medicare after two years, even under 65

Nearly two years after a worker’s Social Security Disability Insurance claim is approved, Medicare coverage begins automatically, whether the beneficiary is 32, 48, or 64....

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