Skip to main content

The Money Overview

Banking & Credit Cards / Credit Cards & Rewards

Credit Cards & Rewards

New card launches, reward program changes, sign-up bonuses, annual fee comparisons, cashback and travel cards, and how to use credit cards strategically.

Latest in Credit Cards & Rewards

Credit Cards & Rewards

What happens to your credit score and interest rate when you max out a credit card

Credit cards can be useful financial tools, but maxing one out can create consequences that ripple far beyond a single purchase. When a card reaches...

Credit Cards & Rewards

Credit cards with hidden fees that quietly add up to hundreds per year

Credit cards can be powerful financial tools when used responsibly, but many come with fees that are easy to overlook. While some costs are obvious,...

Credit Cards & Rewards

Credit card perks worth $500 or more per year that most cardholders overlook

Many people focus on credit card rewards like cashback or airline miles. Those benefits are easy to see because they show up on monthly statements....

Credit Cards & Rewards

Are store credit cards worth the 25% discount? The real math on 8 major retailers

Walk into many large retailers and the same offer appears at checkout: open the store credit card today and get 20% to 30% off your...

Credit Cards & Rewards

Credit card strategies that save retirees on fixed incomes hundreds each year

Retirement often means living on a fixed income, which makes controlling everyday expenses more important than ever. Credit cards are commonly viewed as a source...

Credit Cards & Rewards

The 5 most common reasons credit card applications get denied and how to fix each one

Getting denied for a credit card can feel frustrating, especially if the application process only takes a few minutes, but lenders rarely reject applications at...

Credit Cards & Rewards

Credit card myths that could be quietly costing you hundreds each year

Credit cards are one of the most widely used financial tools in the United States. They can build credit, provide consumer protections, and even generate...

Credit Cards & Rewards

Secured credit cards: how they work, what they cost, and the fastest way to graduate to unsecured

Secured credit cards are often the first real opportunity someone has to rebuild damaged credit or establish credit for the first time. They are simple...

1 3 4 5
Plain-English help keeping more of your money in retirement. Get the free newsletter.

Free from Retirement Shield. Unsubscribe anytime. We never ask for money.