Insurance & Protection
Health insurance, auto insurance, life insurance, homeowner’s and renter’s insurance, disability coverage, and how to evaluate policies and claims.
Latest in Insurance & Protection
California’s SB 876 will double insurer penalties for claims violations during declared emergencies and require restitution paid directly to policyholders, with phased implementation beginning January 1, 2027
California has enacted a law that doubles the penalties insurers face for breaking claims-handling rules during a declared emergency, and that makes them pay restitution...
California’s insurance commissioner proposed barring auto insurers from rating drivers by marital status
California Insurance Commissioner Ricardo Lara has proposed a rule that would stop car insurers from using a driver’s marital status to set rates. The Department...
California will bar life and disability insurers from using certain genetic test results of people without symptoms in underwriting from January 1, 2027
California will stop life and disability insurers from using certain genetic test results of people who have no symptoms when deciding whether to sell them...
Progressive County Mutual policyholders in Texas have until January 19, 2027 to claim in a settlement over late personal injury protection payments
Texas drivers whose medical bills were paid late under Progressive County Mutual Insurance Company’s personal injury protection coverage have until January 19, 2027 to file...
Kelly Benefits has agreed to pay about $50 each from a $5 million fund to people caught in its December 2024 data breach, and claims are due December 28
Kelly Benefits, a Maryland company that administers employee benefits for employers and insurers, has agreed to put $5 million into a fund for people whose...
A Michigan waiver letting storm-struck SNAP households report food loss late expires October 6
A federal waiver that lets Michigan SNAP households report food lost in the September 3 storms after the usual deadline runs through October 6, the...
SNAP lets households with a member 60 or older deduct the medical costs above $35 a month that insurance does not pay
A SNAP household that includes someone 60 or older is allowed to subtract that person’s out-of-pocket medical bills from its income, but only the portion...
Federal workers and retirees choose among 45 health carriers and 118 plan options for 2027, and postal retirees among 17 carriers
The Office of Personnel Management’s plan menu for 2027 lists 45 carriers offering 118 plan options in the Federal Employees Health Benefits program, used by...
Four long-term-care insurers asked Maryland to raise premiums on about 12,666 policyholders
Four insurers have asked Maryland regulators to approve premium increases on individual long-term-care policies held by about 12,666 policyholders, and none of the increases has...
Federal retirees and employees face a 9.3 percent overall average health-premium rise for 2027, with enrollee shares up 10.9 percent on average, and Open Season runs November 9 to December 14
The Office of Personnel Management announced on September 30 that premiums in the Federal Employees Health Benefits program will rise 9.3 percent on average for...
Marsh found 59 percent of employers plan to change their health plans for 2027 to hold costs down
Higher deductibles, variable copay plans, a larger employee share of premiums and, for some employers, dropped GLP-1 coverage are the levers behind a survey result...
Marsh says employer health costs would have risen 11 percent in 2027 if employers changed nothing
Eleven percent is what employers said their current health plans would cost more in 2027 if they did nothing to lower it. That figure comes...
An existing flood policy can be handed to the buyer by name substitution if the program lapses
A flood policy that is already in force on the day a house sells can pass to the new owner, and the paperwork is shorter...
Federal flood insurance loses its authority to write or renew any policy on Dec. 11
The National Flood Insurance Program loses its statutory authority to write or renew policies on Dec. 11, 2026, about ten weeks from now, after Congress...
Kia owners who never paid for a window repair can still take a $40 dealer service card, with claims due Nov. 23
A $40 dealer service card is on offer to current owners of certain 2016-2017 Kia Optima and 2017 Kia Sportage vehicles, including owners who never...
About two-thirds of large employers expect to raise workers’ share of health premiums in 2027, Marsh says
Among employers with 500 or more workers, about two-thirds expect to increase the share of health premiums that employees pay in 2027, according to a...
Massachusetts homeowners have seen insurance premiums climb 42.9%, Insurance.com finds
No state’s homeowners insurance premium rose faster in percentage terms than Massachusetts’ this year: a 42.9% increase that took the state’s average policy from $1,478...
State insurance regulators’ policy locator has matched Americans with $16.99 billion in lost life insurance and annuity benefits
More than 780,000 matches between missing life insurance policies or annuities and their rightful beneficiaries have come through a single multistate search tool, adding up...
Homeowners insurance now averages $2,872 a year for $300,000 of coverage, and Florida owners pay $8,471
The average homeowners insurance policy for a house carrying $300,000 in dwelling coverage now costs $2,872 a year nationwide, and the number swings sharply depending...
GEICO drivers who disputed errors on their insurance-history reports are set to get about $150 automatically
A $1.65 million settlement fund is set to pay about $150 automatically to roughly 7,200 people whose disputes over errors in their GEICO-supplied insurance-history reports...