Insurance & Protection
Health insurance, auto insurance, life insurance, homeowner’s and renter’s insurance, disability coverage, and how to evaluate policies and claims.
Latest in Insurance & Protection
State Farm is returning $5 billion to auto customers, about $100 a vehicle, and former customers get paid too
State Farm has begun paying out $5 billion in cash to its auto insurance customers, the largest dividend in the company’s century-plus history. The payments...
Sentara’s termination notice to Anthem could push up to 380,000 Virginians out of network on January 1
Nearly 380,000 Virginians could wake up on January 1 to find their doctors and hospitals suddenly out of network, after Sentara Health sent Anthem Blue...
State Farm is returning $5 billion to drivers, about $100 a vehicle, applied automatically this summer
State Farm has begun sending $5 billion back to its auto insurance customers this summer, the largest single dividend in the mutual insurer’s century-plus history....
Home insurance is rising about 4% in 2026 to around $3,057, and California premiums jump 16%
Homeowners are on track to pay about 4% more to insure a house in 2026, pushing the national average annual premium to roughly $3,057, according...
Long-term-care insurance can spare a spouse from spending down savings for nursing care
A nursing-home stay is one of the few expenses in retirement large enough to drain a couple’s savings entirely, and long-term-care insurance exists to stop...
State Farm is returning $5 billion to auto customers, about $100 a policy, and the credit is applied with no claim to file
State Farm is sending $5 billion back to its auto insurance customers, the largest dividend in the mutual insurer’s 103-year history. The payout averages about...
Home insurance is rising about 4% this year, a fifth straight annual increase
The bill that arrives with a mortgage statement or a renewal notice is climbing again. Home insurance premiums are on track to rise roughly 4...
The FDIC insures $250,000 per depositor, and beneficiaries can raise that ceiling
The $250,000 figure attached to federal deposit insurance is one of the most repeated numbers in personal finance, and one of the most misread. Many...
Home insurance now eats a record 9% of the typical homeowner’s monthly payment
Homeowners who have never filed a claim are still watching their premiums climb, and the cost has now reached a share of the monthly housing...
The FDIC insures $250,000 per depositor, and naming beneficiaries can lift that ceiling
A federal guarantee stands behind the money Americans keep in banks, and knowing its exact shape matters more when banks are failing. The Federal Deposit...
Seniors can deduct long-term-care insurance premiums, and the limit rises with age
Long-term-care insurance is one of the few retirement expenses that can pay off twice: once if the policy is ever used for care, and again...
Anthem drug-plan members can file a class-action claim before November 10
A settlement involving Anthem Blue Cross Life and Health Insurance Company has opened a window for certain policyholders to recover money they paid out of...
A long-term-care partnership policy shields extra assets from Medicaid spend-down
A qualified long-term-care partnership policy does more than reimburse care bills. It can preserve an additional amount of savings when the policyholder later applies for...
Seven ACA insurers plan 2027 exits after enrollment drops over 1 million
Seven insurance carriers have announced full or partial exits from Affordable Care Act Marketplaces for 2027, after plan selections fell by more than one million...
Florida home insurance is rising just 2% in 2026 after years of double-digit spikes
After several brutal years of runaway premiums, Florida homeowners are getting a rare piece of good news: home-insurance rates are set to rise only about...
California home insurance premiums are set to jump 16% in 2026, the biggest rise in the nation
California homeowners are bracing for the steepest insurance increase in the country, with premiums projected to rise about 16% in 2026. That is more than...
Anthem will reimburse some California members for denied brand-name drugs if they claim by November 10
Anthem Blue Cross has agreed to reimburse certain California members who paid out of pocket for brand-name prescription drugs their plan should have covered, and...
Full-coverage car insurance now averages about $2,496 a year and keeps climbing
The typical driver who carries full-coverage auto insurance now pays roughly $2,496 a year, or about $208 a month, and the figure has been drifting...
Florida seniors face the country’s highest home insurance, averaging more than $3,600 a year as rates climb again.
Florida retirees pay more to insure a home than older homeowners in any other state, with typical annual premiums for seniors running past $3,600 even...
Home insurance is climbing a fifth straight year, and homeowners over 70 now average $121 to $139 a month.
Homeowners past age 70 now pay roughly $121 to $139 a month to insure a home, and 2026 marks the fifth straight year that the...