Insurance & Protection
Health insurance, auto insurance, life insurance, homeowner’s and renter’s insurance, disability coverage, and how to evaluate policies and claims.
Latest in Insurance & Protection
Transamerica universal life policyholders are in line for automatic checks from a $110 million settlement, with final approval set for November 9
A federal judge in California is scheduled to decide November 9 whether to grant final approval to a $110 million settlement covering owners of certain...
ACA insurers propose a median 15% premium increase for 2027 after enhanced subsidies expired
Insurers proposed a median premium increase of 15 percent for 2027 across the Affordable Care Act’s marketplaces, based on a review of 276 insurer filings...
Home insurance rose in nearly 1,900 counties in the first half of the year, more than 130 by double digits
Home insurance premiums climbed across nearly 1,900 U.S. counties in the first half of 2026, and more than 130 of those counties posted double-digit percentage...
Health insurers expect to return just over $759 million in premium refunds, with notices mailed by the end of September
Health insurers across the individual, small-group and large-group markets expect to send back just over $759 million in premium rebates this year, with rebate checks...
Obamacare’s open enrollment opens November 1 with sharply higher premiums for 2027
The Affordable Care Act’s next open enrollment period begins November 1, and it arrives with the steepest round of proposed premium increases insurers have filed...
Health premiums for people buying their own coverage are set to jump about 7.7% in 2027
Gross premiums for the marketplace “benchmark” health plan are projected to rise by about 7.7% in 2027, an estimate tied specifically to Congress’s decision to...
Homeowners in wildfire and hurricane states struggle to find any insurer willing to cover them
Finding a private insurer willing to write a new homeowners policy has become the hard part in large sections of California, Louisiana, Florida and Colorado,...
The average home insurance policy now runs near $1,950 a year, far higher along the coast
A typical homeowner’s insurance bill now lands close to $1,950 a year nationwide, based on Bankrate’s latest state-by-state review of premiums. That figure looks almost...
Full-coverage car insurance averages $208 a month, topping $300 in five states
Full-coverage car insurance now costs American drivers an average of $208 a month, or close to $2,500 a year, and for the first time since...
Small employers can set a fixed health-benefit budget through newly renamed CHOICE arrangements
Small employers have a newly emphasized way to cap what they contribute toward health benefits without choosing one group plan for the entire workforce. Federal...
The September 30 flood insurance cliff is gone, and the warnings still circulating online are three weeks out of date
President Trump signed H.R. 6500, the Continuing Appropriations and Extensions Act of 2027, on September 2, replacing the National Flood Insurance Program’s September 30 expiration...
The federal marketplace still ends 2027 enrollment on January 15, so the December 15 cutoff going around is wrong
A December 15 deadline has been circulating as the final day to sign up for 2027 marketplace health coverage, but HealthCare.gov’s own schedule still lists...
Cigna is leaving the Obamacare market in 11 states, and 369,000 people must find new coverage by January 1
Cigna is exiting the individual Affordable Care Act marketplaces in 11 states, leaving 369,000 members needing new coverage when their current plans end January 1,...
Health Net is dropping every commercial group health plan in California and Oregon for 2027
Centene subsidiary Health Net confirmed this month that it is exiting the traditional commercial group health insurance market in California and Oregon entirely, ending every...
Homeowners insurance now rivals the mortgage payment for 44% of owners, and nearly a quarter have been dropped since 2024
Homeowners insurance has closed the gap with the mortgage payment for a large share of American households, according to a new survey: 44% of homeowners...
Full-coverage car insurance climbed about 11% this year to roughly $216 a month
Full-coverage car insurance now runs in the neighborhood of $216 a month for many drivers nationwide, roughly an 11% climb from a year ago and...
A brokerage account is protected up to $500,000 if the firm fails, separate from any FDIC bank coverage
When a brokerage firm collapses and cash or securities go missing from a customer’s account, the Securities Investor Protection Corporation (SIPC) replaces up to $500,000...
The No Surprises Act bars most surprise out-of-network medical bills
A hospital stay handled entirely by an in-network surgeon can still generate a bill running into the thousands of dollars, because the anesthesiologist who administered...
COBRA can keep employer health coverage for up to 18 months after leaving a job
Eighteen months is the federal floor most workers picture when they hear the word COBRA, and the Department of Labor confirms that figure applies to...
Home insurance is jumping most this year in California, Nebraska, New Mexico and Georgia, with the national average near $3,057
The average annual cost of home insurance is projected to reach roughly $3,057 by the end of 2026, a 4% increase over 2025 and the...