Insurance & Protection
Health insurance, auto insurance, life insurance, homeowner’s and renter’s insurance, disability coverage, and how to evaluate policies and claims.
Latest in Insurance & Protection
Florida homeowners now pay about $10,240 a year for home insurance, nearly triple the U.S. average
Florida homeowners are facing some of the highest property insurance burdens in the country at the same time that storms and flooding keep getting more...
Wartime veterans and their widows can get over $1,500 a month for in-home care
Wartime veterans and their surviving spouses who need help with daily tasks such as bathing, dressing, or eating can receive monthly payments exceeding $1,500 from...
A new flood-insurance policy usually won’t pay for 30 days, a costly gap in hurricane season
Homeowners who rush to buy flood insurance after a tropical storm warning often find out too late that their new policy will not cover them...
Super Off-Road solar power banks are recalled after the battery can swell, overheat and burn you
About 7,400 Super Off-Road 12,000 mAh Solar Wireless Power Banks sold across the United States are now subject to a federal recall because the lithium-ion...
46% is how much home insurance has risen since 2021, with California premiums up another 16% this year
Homeowners across the United States are paying 46 percent more for property insurance than they did in 2021, according to Insurify data, and the squeeze...
Florida homeowners now pay roughly $5,500 to $11,000 a year for home insurance
Florida homeowners are spending roughly $5,500 to $11,000 a year on property insurance, a cost that ranks among the highest in the nation relative to...
You can invest the money in a health savings account and let it grow tax-free for medical bills in retirement.
Workers enrolled in high-deductible health plans gained a clearer picture of how much they can stash away for future medical costs after the IRS published...
Two nights in the hospital “under observation” rather than admitted can cost you thousands and block nursing-home coverage.
Medicare beneficiaries who spend two nights in a hospital bed can still be classified as outpatients if they are placed under observation status rather than...
Owe under 80% of your home’s value? Demand the lender cancel mortgage insurance.
Homeowners paying private mortgage insurance on a loan balance that has already dropped below 80 percent of their home’s original value are losing money every...
Lost track of a life insurance policy? A free national locator searches insurers for your family
Families who lose track of a loved one’s life insurance policy after a death can face months of frustration searching for benefits they are owed....
An ABLE account lets people who became disabled before 26 save and invest tax-free
Millions of Americans with disabilities face a brutal tradeoff: save money for future needs and risk losing federal benefits, or stay below strict asset limits...
$1,000 in extra HSA contributions is allowed each year once you turn 55
Americans who hold a high-deductible health plan and turn 55 gain the right to contribute an extra $1,000 per year to a health savings account,...
$1,904 a year is the new average premium for subsidized Obamacare buyers, nearly double the $888 they paid before enhanced credits expired
Millions of Americans who buy health coverage through the Affordable Care Act marketplaces are now paying roughly twice what they paid a year ago. Average...
The VA pays a burial and plot allowance toward a veteran’s funeral, money many grieving families never claim
Families who bury a veteran outside a national cemetery can claim a cash reimbursement from the Department of Veterans Affairs for burial costs, plot expenses,...
Family caregivers of a disabled veteran can get a monthly VA stipend
Family caregivers who provide daily support to severely disabled veterans can receive a tax-free monthly payment from the Department of Veterans Affairs, yet many eligible...
Losing job-based health coverage opens a 60-day window to buy a subsidized marketplace plan instead of pricey COBRA
Workers who lose employer-sponsored health insurance face a stark choice between two very different price tags, and the clock starts ticking immediately. Federal rules give...
A few hundred dollars a year buys a $1 million umbrella policy covering lawsuits your home and auto insurance won’t
A single car accident or a guest’s fall on a homeowner’s property can produce a lawsuit that exceeds the liability limits on a standard auto...
Gap insurance pays off your car loan if a new vehicle is totaled and you owe more than it’s worth
Car buyers who finance a new vehicle and total it within the first few years of ownership can find themselves owing thousands of dollars more...
Raising your home-insurance deductible to $2,500 can cut the yearly premium sharply
Homeowners watching their annual insurance bills climb have a straightforward option that state regulators across the country keep pointing to: raise the deductible. Choosing a...
An ABLE account lets people disabled before age 26 save up to $19,000 a year without losing benefits
Americans whose blindness or disability began before age 26 can shelter savings in a tax-advantaged ABLE account, keeping money that would otherwise push them past...