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Latest in Personal Finance
Health premiums for people buying their own coverage are set to jump about 7.7% in 2027
Gross premiums for the marketplace “benchmark” health plan are projected to rise by about 7.7% in 2027, an estimate tied specifically to Congress’s decision to...
Homeowners in wildfire and hurricane states struggle to find any insurer willing to cover them
Finding a private insurer willing to write a new homeowners policy has become the hard part in large sections of California, Louisiana, Florida and Colorado,...
The average home insurance policy now runs near $1,950 a year, far higher along the coast
A typical homeowner’s insurance bill now lands close to $1,950 a year nationwide, based on Bankrate’s latest state-by-state review of premiums. That figure looks almost...
A debt collector loses the right to sue once a debt passes the state time limit
Every state sets a time limit on how long a creditor or debt collector can use a lawsuit to collect an unpaid consumer debt, and...
Savers could finally see higher bank yields after the Federal Reserve’s surprise rate increase
Savers who have watched bank yields drift for the past two years could finally see them move the other way after the Federal Reserve raised...
Full-coverage car insurance averages $208 a month, topping $300 in five states
Full-coverage car insurance now costs American drivers an average of $208 a month, or close to $2,500 a year, and for the first time since...
The three big credit bureaus keep most medical debt off your report despite a vacated federal rule
The three nationwide credit bureaus, Equifax, Experian and TransUnion, are still keeping most medical debt off credit reports in 2026, even though the federal rule...
SHEIN is offering full refunds on 4,640 recalled bear-shaped refrigerator magnets
SHEIN is offering full refunds on 4,640 sets of bear-shaped refrigerator magnets that federal safety officials say can release loose, high-powered magnets. The remedy does...
Refunds are available for 2.3 million recalled Ricky Joy candy bottles
Refunds are available on roughly 2.3 million Ricky Joy Sour Crush candy bottles after federal safety officials said the roller ball can detach and create...
Small employers can set a fixed health-benefit budget through newly renamed CHOICE arrangements
Small employers have a newly emphasized way to cap what they contribute toward health benefits without choosing one group plan for the entire workforce. Federal...
Credit-report errors drove 5.8 million complaints last year, and almost none brought money back
Credit and consumer-reporting complaints to the Consumer Financial Protection Bureau hit 5,806,800 last year, 88% of everything the agency received and more than double the...
Adult bed rails sold for home safety were recalled, with a full refund offered
The Consumer Product Safety Commission has recalled adult portable bed rails from multiple brands in 2026, products bought to help people stay safe getting in...
Grocery shoppers in 24 states can claim part of $117 million from pork producers without a receipt
A $117 million settlement fund is open to grocery shoppers in 24 states and the District of Columbia who bought raw pork or bacon for...
The generic drug settlements require pharmacy records or an insurer statement, and the window shuts November 9
Anyone seeking money from the generic-drug End-Payer settlements has to prove the purchase, not just claim it. The administrator’s claim guidance calls for pharmacy records,...
The Sandoz share alone is $275 million in the open generic drug settlements
Sandoz Inc. and its subsidiary Fougera Pharmaceuticals have committed $275 million to settle claims that the companies helped inflate the price of generic prescription drugs...
State Farm’s auto refund runs from 4 to 10 percent of last year’s premium and is still going out
State Farm Mutual Automobile Insurance Company began sending a one-time, $5 billion policyholder dividend to auto customers on July 31, 2026, the largest cash-back payment...
Amazon agreed to pay $309.5 million over refunds that never arrived
Amazon has agreed to pay $309.5 million into a settlement fund to resolve a consolidated class action alleging the company systematically failed to issue refunds...
A court threw out the CFPB rule, so nothing federal keeps medical debt off a credit report
A federal court in Texas did not simply pause the Consumer Financial Protection Bureau’s medical-debt credit-reporting rule while lawyers argued — it erased it, ruling...
The September 30 flood insurance cliff is gone, and the warnings still circulating online are three weeks out of date
President Trump signed H.R. 6500, the Continuing Appropriations and Extensions Act of 2027, on September 2, replacing the National Flood Insurance Program’s September 30 expiration...
TransUnion is sending roughly $100 to people whose bankruptcies were reported wrong, with an October 30 cutoff
TransUnion has agreed to pay $8.31 million to settle a lawsuit over bankruptcy notations that appeared on credit reports without any matching public record, and...