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Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Insurance & Protection

Hyundai and Kia owners can claim part of a $62.1 million settlement over defective airbag units

Owners and former lessees of certain Hyundai and Kia vehicles can now file for cash payments from a $62.1 million settlement tied to allegedly defective...

Credit & Debt

The CFPB is erasing $49 billion in medical debt from 15 million Americans’ credit reports automatically

About 15 million Americans carrying medical debt on their credit reports were set to see roughly $49 billion in collections erased automatically under a Consumer...

Smart Spending

A listeria recall pulls Clover Hill and La Colonia cheeses, and shoppers can return them for a full refund

If you’ve bought soft cheese from a Latin market or grocery store in Maryland, Virginia, or Washington, D.C., in recent weeks, check your refrigerator. A...

Insurance & Protection

Two nights in the hospital “under observation” instead of admitted can cost thousands and block nursing-home coverage

Medicare beneficiaries who spend two nights in a hospital bed, receive treatment from hospital staff, and sleep in a hospital room can still be classified...

Smart Spending

Whirlpool will give refrigerator owners a free repair or cash back in a settlement

Owners of certain Whirlpool side-by-side refrigerators stand to receive either a free repair or cash payment after a federal court granted preliminary approval to a...

Insurance & Protection

Money in a flexible spending account is use-it-or-lose-it by year’s end in most plans

Employees who set aside pretax dollars in a health flexible spending account face a familiar year-end problem: any money left unspent after December 31 disappears....

Smart Spending

Honda is recalling 325,588 Odyssey minivans over a rearview camera that can fail

Honda has issued a recall covering 325,588 Odyssey minivans after determining that the rearview camera in affected vehicles can fail, leaving drivers without a picture...

Insurance & Protection

ACA health premiums are set to more than double in 2026 after enhanced subsidies expired, hitting near-retirees hardest

Millions of people who buy their own health coverage through the Affordable Care Act marketplace are opening their 2026 renewal notices to a shock. The...

Smart Spending

A listeria outbreak tied to recalled cheese has killed one person and hospitalized 10, and the recall keeps expanding

A listeria outbreak linked to soft cheese has now killed one person and sent 10 others to the hospital, and the company at the center...

Smart Spending

$39 billion in matured U.S. savings bonds sit unclaimed, and a free government search finds any with your name

For much of the twentieth century, paper U.S. savings bonds were among the most common financial gifts in America. Grandparents bought them for newborns, employers...

Insurance & Protection

Health premiums jumped this year after enhanced Affordable Care Act subsidies expired, hitting people in their late 50s and early 60s hardest

Older adults who buy health insurance on their own, rather than through an employer or Medicare, are facing sharply higher costs this year. A temporary...

Smart Spending

Heated insoles sold online are recalled after fires caused burns serious enough to need skin grafts

Battery-heated insoles sold online under the Meisinuo and METASONO names have been recalled after the products caught fire and caused burns severe enough that some...

Smart Spending

Flaunt MagSafe battery chargers are recalled because the lithium battery can overheat and catch fire

Flaunt MagSafe battery chargers have been pulled from the market because the lithium-ion battery packed inside them can overheat and ignite, creating a fire and...

Smart Spending

Kobalt-branded Greenworks power tools are recalled after their batteries sparked and caught fire while charging

Kobalt-branded yard and power tools made by Greenworks have been recalled after their batteries were reported to smoke, spark, or catch fire while charging, creating...

Insurance & Protection

Federal law bars surprise bills for out-of-network emergency care, and you can refuse to pay the difference

For years, one of the most frightening parts of a medical emergency came weeks after the crisis had passed. A person taken to the nearest...

Smart Spending

Anyone on SNAP or Medicaid can take $9.25 a month off a phone or internet bill through Lifeline

For older adults living on a fixed income, a phone and internet connection is not a luxury. It is how a person reaches a doctor,...

Smart Spending

One in seven Americans is owed part of $70 billion in unclaimed property, searchable free at MissingMoney.com

Unclaimed property sounds like an abstraction, but it is usually something ordinary: a final paycheck that never got cashed, a security deposit a landlord returned...

Insurance & Protection

Home insurance is jumping over 20% in disaster-prone states this year

Homeowners in Texas saw their insurance rates climb 21.1% in 2023, one of the sharpest single-year increases any state regulator has recorded. That spike was...

Insurance & Protection

Your bank deposits are insured up to $250,000 per depositor, and more across several banks

Americans holding more than $250,000 in bank deposits face a straightforward but often overlooked math problem: the Federal Deposit Insurance Corporation covers each depositor up...

Smart Spending

Living-room furniture sets sold nationwide are recalled over a serious fire hazard

Roughly 10,400 sofas, loveseats, and recliners sold across the United States are being pulled from homes after federal regulators determined that a faulty power switch...

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