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Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Insurance & Protection

Medicaid can bill your estate for nursing-home care, though up to $752,000 of home equity is shielded

Families who rely on Medicaid to cover nursing-home bills for aging relatives can face a financial surprise after a loved one dies: the state may...

Credit & Debt

Paid medical bills and debts under $500 stay off your credit report, even after a federal rule fell

Consumers who have paid off medical bills or owe less than $500 on medical collections can still expect those items to stay off their credit...

Credit & Debt

Fifteen states now bar medical debt from your credit report entirely

Consumers in fifteen states can no longer have medical debt dragged into their credit histories, a protection that now extends across jurisdictions from the Pacific...

Smart Spending

A traditional funeral now averages about $8,000, and total end-of-life costs can top $88,000

Families burying a loved one in the United States now face a traditional funeral bill averaging about $8,000, and when that cost is stacked on...

Smart Spending

Best Buy is recalling Insignia gas ranges whose knobs can switch on by accident

Owners of certain Insignia-brand gas ranges sold through Best Buy face a straightforward but serious safety problem: the control knobs can switch on with nothing...

Insurance & Protection

Car insurance now averages about $2,500 a year, with New Jersey drivers up 10%

Drivers across the United States are paying roughly $2,500 a year for car insurance, and those in New Jersey face an even steeper climb, with...

Smart Spending

Greenworks is recalling 554,780 Kobalt yard tools after 34 caught fire

Greenworks Tools is recalling 554,780 Kobalt-branded yard power tools sold across the United States after 34 units caught fire. The affected products, which include 24V...

Budgeting & Saving

CD rates near 4.3% give savers a window to lock in before rates fall further

Savers holding cash in standard deposit accounts face a narrowing window to capture five-year CD yields that still hover near the mid-4 percent range. The...

Smart Spending

Airlines must refund your checked-bag fee if the bag arrives 12 hours late

Air travelers who pay to check a bag on a domestic flight and then wait more than 12 hours for it to show up are...

Insurance & Protection

A common blood-pressure pill, chlorthalidone, was recalled nationwide because it may not work

Rising Pharma Holdings, Inc. is recalling two nationwide lots of its 25-milligram chlorthalidone tablets after the blood-pressure drug failed to meet potency standards, raising the...

Smart Spending

A Wegovy weight-loss pill now costs $149 a month through the new TrumpRx site

Americans paying out of pocket for GLP-1 weight-loss drugs can now buy the Wegovy pill for $149 a month through TrumpRx.gov, a price that represents...

Smart Spending

Toyota is recalling Lexus SUVs whose rearview camera image may fail to appear

Toyota is recalling certain Lexus SUVs because the rearview camera image may not appear on the display when drivers shift into reverse, eliminating a federally...

Insurance & Protection

Flood-insurance premiums are rising more than 50% in 41 states under FEMA’s new pricing

Homeowners across the country face sharply higher flood-insurance bills as FEMA’s Risk Rating 2.0 reprices policies to reflect actual property-level flood risk. Premiums are climbing...

Smart Spending

A record 1 in 5 new-car buyers now has a monthly payment above $1,000

More than one in five new-car buyers in the United States now carries a monthly payment above $1,000, a record share that signals how deeply...

Insurance & Protection

Home insurance is rising most in four states this year, led by California at 16%

California homeowners will pay an average of 16 percent more for property insurance by the end of 2026, the steepest projected increase among all U.S....

Insurance & Protection

Blue Cross Blue Shield plans are dropping Wegovy coverage as employers pull back on weight-loss drugs

Independence Blue Cross has dropped weight-loss-only coverage for some customers, and North Carolina’s state workers’ health plan is ending benefits for Wegovy and Saxenda. On...

Credit & Debt

Paying a credit-card bill before the statement closes can lower your score

Cardholders who rush to pay off their credit-card balance before the billing cycle ends may be surprised to learn the move can temporarily drag down...

Insurance & Protection

CVS is recalling medicated wipes that lack child-resistant packaging, a poisoning risk for children

Diamond Wipes International is recalling CVS Health Medicated Hemorrhoidal Wipes because the lidocaine-containing product was sold without child-resistant packaging, creating what the U.S. Consumer Product...

Insurance & Protection

Two nights in the hospital “under observation” instead of admitted can cost thousands and block nursing-home coverage

Medicare patients who spend two nights in a hospital bed, receive treatment from hospital staff, and sleep in a hospital room can still be told...

Insurance & Protection

Home insurance is climbing for a fifth straight year, with Florida households now paying over $10,000

Florida homeowners face annual insurance bills that now exceed $10,000 in parts of the state, a burden that has grown for five consecutive years and...

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