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Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Insurance & Protection

Thermos is recalling 8.2 million food jars and bottles over impact and laceration injuries

Thermos is recalling about 8.2 million Stainless King food jars and bottles after reports that the stopper can shoot out and cause injuries. The U.S....

Insurance & Protection

Credit-union deposits are insured to $250,000 too, backed by the federal NCUA

Savers who keep their money at federally insured credit unions carry the same $250,000 deposit protection that bank customers receive through the FDIC, yet surveys...

Credit & Debt

A 529 college plan can also pay up to $10,000 toward the student’s loans, tax-free

Families holding leftover 529 college savings balances can now direct up to $10,000 of those funds toward repaying a student’s education loans without owing federal...

Insurance & Protection

You can reach Medicaid nursing-home coverage by spending down assets on care and exempt items

Families facing nursing-home costs that can exceed several thousand dollars per month often believe they must give away everything they own to qualify for Medicaid...

Insurance & Protection

Hyundai is recalling Palisade SUVs after a power third-row seat that can trap a child was linked to one death

Hyundai is recalling certain Palisade SUVs equipped with power-folding third-row seats after federal safety regulators linked the defect to one child’s death. The recall covers...

Insurance & Protection

You can put $4,400 in a health savings account this year, or $8,750 for a family

Workers with high-deductible health plans can stash up to $4,400 in a health savings account for self-only coverage this year, or $8,750 for family coverage....

Insurance & Protection

Losing job coverage, you can keep the same health plan up to 18 months through COBRA

Workers who lose employer-sponsored health insurance after a layoff or cut in hours face a narrow window to keep the exact same coverage they had...

Smart Spending

QVAR asthma inhaler buyers can claim cash from a $35 million settlement by July 31

People who bought the QVAR asthma inhaler could be eligible for a share of a $35 million settlement, but the window to file a claim...

Insurance & Protection

Unlike an FSA, an HSA never expires and its balance can grow for retirement

Workers who rely on a health flexible spending account risk losing unspent dollars at the end of each plan year, while those with a health...

Credit & Debt

443,048 people burned by a credit-repair pyramid are getting $10.9 million in FTC refund checks

The Federal Trade Commission is distributing more than $10.9 million in refund checks to 443,048 consumers who paid money to a credit-repair pyramid scheme run...

Insurance & Protection

$5,298 a year is now the typical home-insurance bill in Oklahoma, over double the national average

Oklahoma homeowners face an annual insurance bill of $5,298 on average, more than double the national average, a cost driven by years of severe weather...

Credit & Debt

Families are taking on double-digit more debt to cover back-to-school shopping this year

American families heading into the 2026 back-to-school season face a sharper financial squeeze than in recent years, with revolving credit expanding at a double-digit annualized...

Insurance & Protection

Home insurance is jumping most in Louisiana this year, up about 58%

Louisiana homeowners face the sharpest insurance premium increases in the country this year, with costs climbing roughly 58 percent according to widely cited industry estimates....

Insurance & Protection

Who must find a new health plan for 2027? The 369,000 people Cigna is dropping from Obamacare

Roughly 369,000 people enrolled in Affordable Care Act individual plans through Cigna will need to find new coverage for 2027 after the company announced it...

Insurance & Protection

A healthy spouse can keep more than $150,000 when the other enters a nursing home on Medicaid

Married couples facing a nursing home admission in 2026 will not have to drain every dollar before Medicaid kicks in. Federal law protects a share...

Budgeting & Saving

Top online savings rates are slipping under 5% and the best CDs now sit near 4.40%

Savers who locked in yields above 5 percent on high-yield accounts a year ago are now watching those returns shrink. Top online savings rates have...

Insurance & Protection

Cigna is dropping 369,000 people from its health plans across 11 states at year’s end

Cigna will stop offering health insurance plans to 369,000 people across 11 states when the current plan year ends on December 31, forcing those enrollees...

Insurance & Protection

More than 1 million Cuisinart grill brushes are recalled after bristles broke off and were swallowed

Conair is pulling nearly 1.72 million Cuisinart grill brushes off the market after metal wire bristles detached during use, stuck to grill grates and food,...

Smart Spending

California is holding $15 billion in unclaimed cash, the most any state owes its residents

Billions of dollars in forgotten bank accounts, uncashed checks, and dormant insurance payouts sit in California’s state treasury, and the pile keeps growing. The state...

Insurance & Protection

Florida homeowners now pay about $10,240 a year for home insurance, nearly triple the U.S. average

Florida homeowners are facing some of the highest property insurance burdens in the country at the same time that storms and flooding keep getting more...

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