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Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Insurance & Protection

Wartime veterans and their widows can get over $1,500 a month for in-home care

Wartime veterans and their surviving spouses who need help with daily tasks such as bathing, dressing, or eating can receive monthly payments exceeding $1,500 from...

Insurance & Protection

A new flood-insurance policy usually won’t pay for 30 days, a costly gap in hurricane season

Homeowners who rush to buy flood insurance after a tropical storm warning often find out too late that their new policy will not cover them...

Budgeting & Saving

Colorado is holding $2.5 billion in unclaimed cash, and a free search finds yours

Millions of dollars in forgotten bank accounts, uncashed insurance payments, and abandoned safe-deposit boxes sit in the custody of the Colorado State Treasury, waiting for...

Budgeting & Saving

20 years is how long you hold a Series EE savings bond for its value to double, guaranteed

Anyone who buys a Series EE savings bond today locks in a federal guarantee: hold it for 20 years and the U.S. Treasury will double...

Credit & Debt

Nearly 7 million SAVE borrowers must choose a new repayment plan within 90 days

Starting July 1, federal student loan servicers will begin notifying roughly 7.5 million borrowers that the SAVE repayment plan is being shut down and that...

Credit & Debt

Your buy-now-pay-later loans from Klarna, Affirm and Afterpay can now move your credit score

Millions of Americans who split purchases into installments through Klarna, Affirm, and Afterpay are about to see those transactions show up where it counts: on...

Budgeting & Saving

1 in 7 Americans has unclaimed cash sitting with the states, and the average claim tops $1,000

Roughly one in seven people across the United States have money sitting unclaimed in state treasuries, and the average payout when someone files a claim...

Smart Spending

Owners of some 2022 Mitsubishi Outlanders can claim cash over a hood that can fly open, by July 27

Owners of certain 2022 Mitsubishi Outlander SUVs face a July 27 deadline to file claims for cash payments connected to a defect that can cause...

Insurance & Protection

Super Off-Road solar power banks are recalled after the battery can swell, overheat and burn you

About 7,400 Super Off-Road 12,000 mAh Solar Wireless Power Banks sold across the United States are now subject to a federal recall because the lithium-ion...

Smart Spending

Sony will pay $7.85 million to PlayStation gamers who bought digital games since 2019

PlayStation owners who purchased digital games through Sony’s online storefront since 2019 could receive a share of a proposed $7.85 million settlement tied to a...

Smart Spending

880,000 Honda Pilot, Ridgeline and Passport and Acura MDX vehicles are being recalled

Owners of certain Honda and Acura SUVs and trucks sold in cold-weather states face a rear suspension defect that could lead to loss of vehicle...

Smart Spending

419,967 Ford Expedition and Lincoln Navigator SUVs are being recalled over seat belts that can fail to hold you in a crash

Ford is pulling back 419,967 Expedition and Lincoln Navigator SUVs because the seat belts in those vehicles can fail to hold occupants during a crash....

Budgeting & Saving

$15 billion sits unclaimed in California alone, part of the billions states are holding for residents

More than $15 billion in forgotten wages, insurance payouts, and dormant financial accounts sits in California’s state treasury right now, spread across over 84 million...

Smart Spending

Bought an Ashley, Nectar, Siena or DreamCloud foam mattress? A $9 million settlement pays out through August 27

People who purchased foam mattresses sold under the Ashley, Nectar, Siena, or DreamCloud brands have until August 27 to file a claim in a $9...

Insurance & Protection

46% is how much home insurance has risen since 2021, with California premiums up another 16% this year

Homeowners across the United States are paying 46 percent more for property insurance than they did in 2021, according to Insurify data, and the squeeze...

Insurance & Protection

Florida homeowners now pay roughly $5,500 to $11,000 a year for home insurance

Florida homeowners are spending roughly $5,500 to $11,000 a year on property insurance, a cost that ranks among the highest in the nation relative to...

Insurance & Protection

You can invest the money in a health savings account and let it grow tax-free for medical bills in retirement.

Workers enrolled in high-deductible health plans gained a clearer picture of how much they can stash away for future medical costs after the IRS published...

Insurance & Protection

Two nights in the hospital “under observation” rather than admitted can cost you thousands and block nursing-home coverage.

Medicare beneficiaries who spend two nights in a hospital bed can still be classified as outpatients if they are placed under observation status rather than...

Insurance & Protection

Owe under 80% of your home’s value? Demand the lender cancel mortgage insurance.

Homeowners paying private mortgage insurance on a loan balance that has already dropped below 80 percent of their home’s original value are losing money every...

Smart Spending

Bought Tom’s of Maine toothpaste since 2020? You can claim cash from a $2.9 million settlement with no receipt, by August 27.

Consumers who purchased Tom’s of Maine toothpaste at any point since 2020 can now file claims for cash from a $2.9 million class-action settlement against...

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