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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Smart Spending

Avenco and Novilla mattresses sold online are being recalled because they can catch fire and fail federal safety rules

More than 5,300 mattresses sold through Amazon and two brand websites are being pulled from the market after federal regulators determined they can catch fire...

Smart Spending

July Fourth airfare is about 2% cheaper this year, averaging $800 round trip

Americans flying for the July Fourth holiday this summer will pay roughly 2 percent less than they did a year ago, with domestic round-trip tickets...

Credit & Debt

You can now pull all three credit reports free every week at AnnualCreditReport.com

Every person with a credit file in the United States can now check their Equifax, Experian, and TransUnion reports once a week, every week, at...

Budgeting & Saving

Americans with disabilities can save up to $19,000 a year in an ABLE account without losing benefits

People with disabilities who receive Supplemental Security Income can now set aside up to $19,000 per year in a tax-advantaged ABLE account without jeopardizing their...

Insurance & Protection

Home insurance now eats a record 9% of the typical mortgage payment — and analysts expect another 8% jump this year and again in 2027

American homeowners are spending a larger share of their monthly mortgage payments on insurance than at any point on record, with the average annual premium...

Insurance & Protection

Cancer center City of Hope will pay data-breach victims a $100 cash payment, or up to $5,000 for documented losses

More than 827,000 people whose personal data was stolen from cancer treatment and research center City of Hope now stand to collect either a flat...

Credit & Debt

Keeping each card balance under 30% of its limit quickly lifts your credit score

Consumers carrying balances on multiple credit cards can see measurable score improvements within a single billing cycle by reducing how much of each card’s limit...

Insurance & Protection

A health savings account is taxed nowhere — not going in, not while it grows, and not coming out for medical bills

Workers enrolled in high-deductible health plans can shelter money from federal income tax at three separate stages through a single account, a benefit no 401(k)...

Smart Spending

Hyundai is recalling 421,078 Tucsons and Santa Cruzes because the automatic brakes can slam on when nothing is there

Owners of more than 421,000 Hyundai Tucson SUVs and Santa Cruz pickups now face a straightforward but unsettling problem: the vehicles’ automatic emergency braking system...

Smart Spending

Gudook bike helmets sold online don’t meet federal safety standards and may not protect in a crash

Riders who bought Gudook adult bike helmets on Amazon between May 2025 and February 2026 wore headgear that fails the federal safety standard designed to...

Smart Spending

GlaxoSmithKline’s Boostrix settlement closes Monday — New Yorkers who saw its “Big Bad Cough” ads and got the vaccine can claim up to $50

New Yorkers who received GlaxoSmithKline’s Boostrix vaccine after encountering the company’s “Big Bad Cough” advertising campaign face a Monday deadline to file claims in a...

Smart Spending

Safety regulators told consumers to stop wearing COOWALK heated insoles after 26 reports of fires and 23 burn injuries

Twenty-three people have suffered burn injuries and 26 fires have been reported in connection with COOWALK and COOWALI heated insoles, prompting the U.S. Consumer Product...

Smart Spending

Federal regulators warned parents to stop using Hongmingzheng crib bumpers over suffocation risk

The U.S. Consumer Product Safety Commission told parents to immediately stop using Hongmingzheng crib bumpers, warning that the blue padded product poses a risk of...

Credit & Debt

The average American credit score slipped to 714, dragged down by student-loan delinquencies

Millions of federal student-loan borrowers are now exposed to credit-score damage after a year-long shield from negative reporting ended on Sept. 30, 2024. The national...

Smart Spending

Amazon moved Prime Day to June for the first time since 2021 — and Walmart, Target, and Best Buy scheduled rival sales the same week

Amazon scheduled its Prime Day sale for June 23 through 26, marking the first time since 2021 that the retail giant has placed its flagship...

Insurance & Protection

State Farm agreed to pay Washington drivers up to $800 each in an $8.8 million shorted-payout settlement

Thousands of Washington state drivers who filed auto insurance claims with State Farm could receive individual payments of up to $800 under an $8.8 million...

Budgeting & Saving

State treasuries are sitting on more than $73 billion in unclaimed money, and about 1 in 10 Americans is owed some of it

Roughly one in ten Americans has money waiting for them in a state treasury, and most have no idea it exists. State governments across the...

Smart Spending

GM raised the Silverado’s delivery fee 40% in one year — most full-size GM and Ford trucks now carry a $2,795 destination charge

Buyers shopping for a 2026 Chevrolet Silverado will find nearly $800 more tacked onto the window sticker before they even start negotiating. GM increased the...

Smart Spending

World Cup group-stage tickets are reselling for $650 to $1,100 as FIFA’s dynamic pricing changes seat prices by the hour

Fans hoping to attend a 2026 World Cup group-stage match are finding secondary-market prices between $650 and $1,100 per seat, even though FIFA has advertised...

Smart Spending

Flying on a Tuesday saves about $56 over a weekend departure this summer

Travelers booking U.S. domestic flights this summer stand to save roughly $56 per ticket simply by departing on a Tuesday instead of a weekend day....

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