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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Credit & Debt

Medical debt can no longer appear on credit reports in a growing number of states

A hospital bill that once could drag down a credit score is now barred from consumer credit reports in a growing number of states, a...

Insurance & Protection

Florida home insurance is rising just 2% in 2026 after years of double-digit spikes

After several brutal years of runaway premiums, Florida homeowners are getting a rare piece of good news: home-insurance rates are set to rise only about...

Insurance & Protection

California home insurance premiums are set to jump 16% in 2026, the biggest rise in the nation

California homeowners are bracing for the steepest insurance increase in the country, with premiums projected to rise about 16% in 2026. That is more than...

Insurance & Protection

Anthem will reimburse some California members for denied brand-name drugs if they claim by November 10

Anthem Blue Cross has agreed to reimburse certain California members who paid out of pocket for brand-name prescription drugs their plan should have covered, and...

Smart Spending

$78.5 million will settle a case over defective Toyota airbag control units, and some owners can file a claim

A $78.5 million settlement is resolving claims that certain Toyota vehicles carried defective airbag control units that could fail to deploy the airbags in a...

Smart Spending

Owners of some Whirlpool, Maytag and KitchenAid refrigerators can get a free repair or cash for a defective part

A class action settlement over an allegedly defective wire harness in certain Whirlpool-manufactured refrigerators is now open for claims, and owners of covered Whirlpool, Maytag,...

Smart Spending

YouTube TV and DirecTV Stream subscribers can claim a cash payout from an antitrust settlement

Subscribers who paid for YouTube TV or DirecTV Stream over the past several years can claim a cash payout from a $50 million antitrust settlement...

Smart Spending

Owners of 1.5 million recalled Ocoopa hand warmers can get a refund after fires and one death

About 1.5 million rechargeable hand warmers sold under the OCOOPA name are being pulled from American homes after their batteries were tied to 15 fires,...

Smart Spending

Esse Health patients can claim a flat $50 from a data-breach settlement, no proof needed, by August 4

Patients of Esse Health, a St. Louis physician group, can claim a flat $50 cash payment from a data-breach settlement without submitting any proof of...

Smart Spending

Tinder will pay $60.5 million to California users it charged more for being older, with a payout choice due August 18

Tinder has agreed to pay $60.5 million to settle a long-running lawsuit accusing it of charging older California users more than younger ones for the...

Insurance & Protection

Full-coverage car insurance now averages about $2,496 a year and keeps climbing

The typical driver who carries full-coverage auto insurance now pays roughly $2,496 a year, or about $208 a month, and the figure has been drifting...

Smart Spending

Best Buy recalled Insignia gas ranges because the knobs can turn on by accident, and owners can get free knob covers.

Best Buy has recalled about 3,820 Insignia gas ranges in the United States because their front-mounted knobs can be turned on by accident, creating a...

Budgeting & Saving

Top CD rates still pay about 4% while the Fed holds at 3.50% to 3.75%.

The most reliable savings rates in the country still cluster around 4%, with the best certificates of deposit paying roughly that even after the Federal...

Insurance & Protection

Florida seniors face the country’s highest home insurance, averaging more than $3,600 a year as rates climb again.

Florida retirees pay more to insure a home than older homeowners in any other state, with typical annual premiums for seniors running past $3,600 even...

Insurance & Protection

Home insurance is climbing a fifth straight year, and homeowners over 70 now average $121 to $139 a month.

Homeowners past age 70 now pay roughly $121 to $139 a month to insure a home, and 2026 marks the fifth straight year that the...

Smart Spending

Amazon Prime’s price could rise to $159 a year, though current members can lock in $139 before any hike.

Amazon Prime could get more expensive for the first time in years. A closely watched Wall Street projection has the annual U.S. membership climbing to...

Smart Spending

Panasonic is offering full refunds on recalled toaster ovens after reports the power cord can shock or spark.

Panasonic will refund the full purchase price of a single toaster oven model after federal safety regulators warned its power cord can shock or spark....

Smart Spending

Owners of about 13,500 recalled Amana window air conditioners can get a full refund over a fire risk.

About 13,514 Amana air conditioners and heat pumps now qualify for a full refund, and for the households and building owners who bought them the...

Smart Spending

States are holding about $70 billion in unclaimed money, and a free official search can turn up accounts in your name.

Roughly $70 billion sits in state unclaimed-property accounts across the country, money separated from its owners by a move, a forgotten account, or a misspelled...

Insurance & Protection

ACA subsidies lapsed, and a 60-year-old earning $64,000 can now face about $14,900 in yearly premiums, up from $6,200 with help.

A 60-year-old earning about $64,000 a year could owe roughly $14,900 in annual health-insurance premiums in 2026, up from about $6,200 when enhanced subsidies were...

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