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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Budgeting & Saving

Savers can now get 4.41% on a six-month Treasury bill and 4.59% on a one-year, both up about 0.4 point since Sept. 1

On Monday, Sept. 28, Treasury’s daily par yield curve put the six-month bill at 4.41% and the one-year at 4.59%, each about 0.4 point above...

Smart Spending

Tesla’s average transaction price fell 2.4% in August to $52,616, Kelley Blue Book says

Down 2.4% from July, Tesla’s average transaction price landed at $52,616 in August, according to Kelley Blue Book’s monthly transaction-price report, a decline that ran...

Insurance & Protection

Massachusetts homeowners have seen insurance premiums climb 42.9%, Insurance.com finds

No state’s homeowners insurance premium rose faster in percentage terms than Massachusetts’ this year: a 42.9% increase that took the state’s average policy from $1,478...

Credit & Debt

Nonrevolving consumer debt, which includes auto and student loans, grew at a 4.8% annual rate to $3.83 trillion in July

Nonrevolving consumer debt, the category that covers auto loans and student loans, grew at a 4.8% seasonally adjusted annual rate in July, reaching $3,829.0 billion,...

Smart Spending

Homebuyers covered by the At World Properties commission settlement face an October 27 claim deadline ahead of a November 2 hearing

A $120,334,500 fund tied to real-estate broker At World Properties gives affected homebuyers until October 27 to file a claim, six days before a federal...

Insurance & Protection

State insurance regulators’ policy locator has matched Americans with $16.99 billion in lost life insurance and annuity benefits

More than 780,000 matches between missing life insurance policies or annuities and their rightful beneficiaries have come through a single multistate search tool, adding up...

Smart Spending

Some Ram, Jeep, Dodge and Chrysler owners in 11 states have until October 12 to claim extended engine-valve warranty coverage

Owners of certain 3.6-liter Ram, Jeep, Dodge and Chrysler vehicles registered in 11 states have until October 12 to file a claim under a settlement...

Insurance & Protection

Homeowners insurance now averages $2,872 a year for $300,000 of coverage, and Florida owners pay $8,471

The average homeowners insurance policy for a house carrying $300,000 in dwelling coverage now costs $2,872 a year nationwide, and the number swings sharply depending...

Smart Spending

Mercedes BlueTEC diesel owners who got the emissions fix have until September 30 to claim up to $2,000

A $2,000 maximum payment for completing a diesel emissions fix on an eligible Mercedes-Benz or Freightliner vehicle closes to new claims on September 30, when...

Smart Spending

FedEx adds an $8.80 holiday surcharge on hard-to-handle packages starting September 28, rising to $11.85 on November 23

FedEx will charge an $8.80 Additional Handling surcharge on qualifying packages starting September 28, 2026, then raise that same surcharge to $11.85 on November 23,...

Smart Spending

Friedrich offers refunds on about 2,000 recalled Kühl window air conditioners that sold for $1,300 to $2,000

Two reports of a motor igniting inside a KÜHL-brand window air conditioner, including one that caused smoke and fire damage to a home, led Friedrich...

Insurance & Protection

GEICO drivers who disputed errors on their insurance-history reports are set to get about $150 automatically

A $1.65 million settlement fund is set to pay about $150 automatically to roughly 7,200 people whose disputes over errors in their GEICO-supplied insurance-history reports...

Smart Spending

Owners of 3.6-liter V6 Jeeps, Rams and Dodges in 11 states have until October 12 to claim valve repair costs

A seven-year, 70,000-mile warranty extension for certain valve-train parts is now available to owners of 2015-2020 Ram, Jeep, Dodge and Chrysler vehicles built with a...

Smart Spending

Owners of 2016-2017 Kia Optimas and 2017 Sportages can claim up to $400 for power-window repairs by November 23

Up to $400 in window-regulator repairs is now recoverable for owners of certain 2016 and 2017 Kia Optima sedans and every 2017 Kia Sportage, through...

Insurance & Protection

Transamerica universal life policyholders are in line for automatic checks from a $110 million settlement, with final approval set for November 9

A federal judge in California is scheduled to decide November 9 whether to grant final approval to a $110 million settlement covering owners of certain...

Smart Spending

Peacock’s price hike hits existing subscribers, with Premium Plus rising to $19.99 a month from $16.99

NBCUniversal’s Peacock streaming service is raising its Premium Plus plan to $19.99 a month, up from $16.99, and the increase is not limited to people...

Smart Spending

Lands’ End data-breach victims whose Social Security numbers were exposed can file for two years of credit monitoring by October 22

A proposed class-action settlement over a data breach that exposed Social Security numbers, birth dates and government ID numbers held by Lands’ End customers gives...

Insurance & Protection

ACA insurers propose a median 15% premium increase for 2027 after enhanced subsidies expired

Insurers proposed a median premium increase of 15 percent for 2027 across the Affordable Care Act’s marketplaces, based on a review of 276 insurer filings...

Smart Spending

Dr. Squatch soap buyers can claim up to $12.50 from a $9 million settlement by November 27

A $9 million settlement over Dr. Squatch’s “natural” product marketing is paying out as much as $12.50 per claimant, with completed claims due November 27,...

Smart Spending

Apple’s $250 million Siri settlement heads to a final approval hearing on February 24, 2027

A $250 million settlement over Apple’s Siri and Apple Intelligence claims is not finished. The deal has preliminary court approval, but a federal judge in...

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