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Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Smart Spending

Apple buyers of certain iPhone 15 Pro and iPhone 16 models from June 2024 to March 2025 can file for up to $95 per phone by December 21

Apple has opened a $250 million settlement fund that pays owners of seven iPhone models bought new in the United States between June 10, 2024,...

Smart Spending

Some Amazon return-refund customers get paid automatically; others must file by December 1

A $309.5 million settlement over Amazon’s handling of failed refunds sorts the customers it covers into two very different payment tracks, according to the notice...

Smart Spending

FTC warns the sticker price can’t turn into hundreds or thousands more at signing

The Federal Trade Commission is warning car dealers that the price a shopper sees in an ad cannot grow by hundreds or thousands of dollars...

Smart Spending

The FTC says an advertised car price must include every dealer-required charge

The Federal Trade Commission published new guidance on September 15, 2026, stating that the price in a car advertisement must include every charge a dealer...

Smart Spending

Alaska tells car dealers: the advertised price cannot leave out mandatory document fees

Alaska’s Department of Law is pressing car dealers on a basic pricing rule: the price advertised for a vehicle must already include every dealer fee,...

Smart Spending

Alaska used-car buyers will split more than $500,000 in hidden-document-fee refunds

More than 5,000 people who bought used cars from Payless Used Car Sales in Alaska are in line for $100 restitution checks after the state...

Personal Finance

FTC’s proposed Amway order would require recruits to sell 70% of what they buy to real customers

Amway recruits would have to sell at least 70% of the products they buy from the company each month to outside customers under a proposed...

Credit & Debt

FleetCor’s $100 million settlement targets fees customers never agreed to pay

FleetCor, the fuel-card company now known as Corpay, and its chief executive Ronald Clarke will pay $100 million to settle a Federal Trade Commission administrative...

Credit & Debt

FleetCor will pay $100 million after a court found unauthorized fuel-card fees

FleetCor Technologies, now known as Corpay, and its chief executive Ronald Clarke will pay $100 million to settle a Federal Trade Commission administrative action, the...

Smart Spending

New York car buyers are getting more than $1 million back after hidden dealership fees

Two Westchester County car dealerships will return more than $1 million to New York buyers and lessees who were charged a hidden 2% “sales commission”...

Smart Spending

The generic-drug payout covers price-fixed purchases across 48 states and territories

Consumers who bought certain generic prescription drugs between May 1, 2009, and December 31, 2019, can now file claims for a share of $96 million...

Smart Spending

Generic-drug buyers have until March 8 to claim part of a $96 million settlement

Consumers who paid for certain generic prescription drugs between May 2009 and December 2019 have until March 8, 2027, to file a claim for a...

Personal Finance

Amway will pay $225 million after regulators challenged its earnings pitch

Amway Corp. and two of its largest recruiting affiliates will pay $225 million to resolve allegations from the Federal Trade Commission and the state of...

Smart Spending

Amazon starts expanded Prime-refund payments October 1

Amazon will begin sending automatic Prime refunds to a newly eligible group of subscribers on October 1, 2026, under a revised settlement order a federal...

Smart Spending

Amazon raises the Prime-refund cap from $51 to $200 for millions

Amazon Prime members covered by the Federal Trade Commission’s 2025 settlement can now receive up to $200 in refunds, up from a previous cap of...

Smart Spending

Amazon’s refund settlement now reaches Prime members who used as many as twenty benefits in a year

A federal court this week approved a revised order in the Federal Trade Commission’s Amazon Prime settlement, widening a refund program that has already paid...

Insurance & Protection

Home insurance rose in nearly 1,900 counties in the first half of the year, more than 130 by double digits

Home insurance premiums climbed across nearly 1,900 U.S. counties in the first half of 2026, and more than 130 of those counties posted double-digit percentage...

Insurance & Protection

Health insurers expect to return just over $759 million in premium refunds, with notices mailed by the end of September

Health insurers across the individual, small-group and large-group markets expect to send back just over $759 million in premium rebates this year, with rebate checks...

Smart Spending

A court order usually hands the Federal Trade Commission the customer list it needs to send refunds

Most people who lose money to a company the Federal Trade Commission later sues never fill out a claim form, because the agency does not...

Insurance & Protection

Obamacare’s open enrollment opens November 1 with sharply higher premiums for 2027

The Affordable Care Act’s next open enrollment period begins November 1, and it arrives with the steepest round of proposed premium increases insurers have filed...

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