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The Money Overview

Real Estate

Housing market coverage, home buying and selling, mortgages, rentals, and property investment. From market trends to the practical decisions involved in owning or renting.

Latest in Real Estate

Renting & Leasing

San Francisco rents are rising faster than any major metro at 6.3% a year, while Austin’s keep falling, down 5.1%

Renters in San Francisco now face the fastest-rising apartment costs of any large U.S. metro, with asking rents up 6.3 percent year over year. Austin,...

Renting & Leasing

Asking rents rose for a fourth straight month as summer moving season began

Renters searching for apartments this summer face rising sticker prices for the fourth consecutive month. Asking rents across U.S. multifamily properties climbed again in May...

Renting & Leasing

The FTC is mailing refund checks to 444,131 renters who paid Invitation Homes hidden fees, and each check expires 90 days after it arrives

More than 444,131 renters who paid hidden charges to the nation’s largest single-family rental company are now receiving refund checks from the Federal Trade Commission....

Market Trends

Seattle home prices fell 2.5% in a year, the biggest drop of any major U.S. metro, with listings up 39%

Seattle homebuyers gained ground this spring as the city recorded a 2.5 percent year-over-year decline in home prices, the steepest drop among major U.S. metros,...

Mortgages & Rates

Once you owe less than 80% of your home’s value, you can demand your lender cancel private mortgage insurance

Millions of homeowners with conventional mortgages are paying a monthly surcharge they have a legal right to eliminate. Under federal law, borrowers whose loan balance...

Market Trends

Housing inventory keeps rising, yet homes are selling faster than a year ago

Homebuyers signed contracts on more properties this spring than at any point in the past year, even as the number of homes available for sale...

Market Trends

More homes are for sale than before the pandemic in 15 states

Homebuyers in fifteen states now have more properties to choose from than they did before the pandemic upended the housing market, a shift driven largely...

Renting & Leasing

The typical U.S. apartment now rents for $1,379, down 1.5% in a year

Renters across the United States are paying slightly less than they did a year ago, with the national median apartment rent sitting at $1,379 per...

Market Trends

National home prices are up just 0.4% in a year, with declines spreading across the South

Homeowners and prospective buyers across the Sun Belt are facing a new reality: national single-family home prices grew just 0.4% year-over-year in April 2026, and...

Market Trends

San Francisco home prices rose 8.1% in three months while metro New York fell 2.3%

San Francisco metro home prices surged 8.1 percent over three months, the sharpest quarterly gain in eight years, while metro New York prices dropped 2.3...

Mortgages & Rates

Cash-out refinances just hit a 14-year high — homeowners are trading sub-3% mortgages for 6.51% to pay off credit cards, often adding $900 a month to the payment

Somewhere in America, a homeowner who locked in a 2.75 percent mortgage during the pandemic is sitting at a kitchen table, staring at $25,000 in...

Mortgages & Rates

Adjustable-rate mortgages locked in at sub-3% during 2021 are resetting this year — the average reset adds about $700 to the monthly payment

The first wave of payment shock is arriving. Homeowners who signed 5/1 adjustable-rate mortgages in 2021, when introductory rates dipped below 3 percent, are now...

Mortgages & Rates

Existing-home sales nudged up in April while inventory rose 5.8% — meaning buyers can now demand a seller cover up to 6% of closing costs on a conventional loan

The spring housing market was supposed to wake up. Instead, it barely stirred. Existing-home sales rose just 0.2% in April 2026 to a seasonally adjusted...

Mortgages & Rates

HUD-approved housing counselors review your full mortgage situation for free — homeowners who use one avoid foreclosure at roughly twice the rate of those who go it alone

The letter from the servicer usually arrives about 45 days after a missed mortgage payment. It’s polite, bureaucratic, and easy to set aside. Then a...

Mortgages & Rates

Conventional-loan buyers can ask sellers to cover up to 6% of closing costs — a routine concession nearly half of 2026 buyers are negotiating into the contract

When Marcus and Tia Reynolds found a four-bedroom listing in suburban Charlotte priced at $385,000, their agent suggested something that would have been laughed off...

Mortgages & Rates

A reverse mortgage lets a 62-year-old homeowner tap home equity tax-free — but new HUD rules require both spouses on the loan, or the survivor can be evicted

After 34 years in the same house, a 74-year-old widow in a complaint filed with the Consumer Financial Protection Bureau described learning, only after her...

Mortgages & Rates

First-time buyers can claim up to $2,000 a year in federal tax credits for life through a Mortgage Credit Certificate — yet fewer than 30,000 borrowers used one in 2025

Consider a hypothetical first-time buyer who closes on a $280,000 mortgage in Texas. At the closing table, her loan officer hands her a document that...

Mortgages & Rates

A low home appraisal can sink your sale or refinance — but lenders must now offer a “reconsideration of value,” and solid comps often raise the number

A seller signs a contract at $425,000, then the appraisal comes back at $400,000. The buyer’s lender will only finance based on the lower figure,...

Mortgages & Rates

If your mortgage escrow collected more than it needed, the servicer owes you the surplus back — check your annual statement for a refund you may have missed

Every month, a slice of your mortgage payment disappears into an escrow account your servicer controls. That money is earmarked for property taxes and homeowners...

Mortgages & Rates

You don’t have to use the title company your lender picks — shopping your own title insurance and closing services can cut hundreds off the bill

Picture this: you are three weeks from closing on a $400,000 house, buried in paperwork, and your lender emails you the name of a title...

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