Settlement checks that went out on July 31 to people hurt by the Lockton data breach stop being good after November 28, the settlement administrator says. That leaves 35 days from today. The settlement website gives the date in one line and says nothing about what happens to a check that goes void.
What the administrator posted about the July 31 checks
Kroll Settlement Administration runs the case site, and its update is dated July 31. It says payments for approved claims were issued that day and that any uncashed checks will become void after November 28, 2026. For payment questions it points to FAQ 25, titled “How and when are payments being distributed?”, and lists a toll-free line at (833) 754-7264.
The money comes from Beasley v. Southeast Series of Lockton Companies, LLC, case 2516-CV36137 in the Circuit Court of Jackson County, Missouri. Lockton is the Kansas City insurance broker, and the defendant is its Southeast unit. The company denies wrongdoing, and the settlement is not an admission of liability.
Only people who filed a valid claim received a check. The deadline to claim, opt out or object was April 7, 2026, and it has passed, so this is not a new filing window. Someone who skipped the claim form in the spring is not owed money under this notice.
For people who did file, one question now matters: did a check from Kroll ever arrive, and was it cashed? A check that came in August and went into a drawer is the case the November 28 date threatens. So is one mailed to an address the claimant left months ago.
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The timeline from the breach to the void date
The class covers all persons residing in the United States who were notified of the data incident, the settlement site says. The incident itself happened on November 20, 2024. The case moved through a claims period, a May 7, 2026 final approval hearing and a July payout, so the void date lands about 16 months after the breach.
OpenClassActions, a tracker of these cases, reports that an unauthorized party took files from a single individual’s account and computer. It lists the exposed data as names, Social Security numbers and dates of birth, with financial, health or medical details for some people. Its page says notification letters went out on March 20, 2025.
The number of people involved grew sharply. The tracker says the count first reported to federal health regulators was 1,706 and was later revised to 1,124,727. That figure counts people notified of the breach, not people who filed, and the settlement site does not say how many claims came in.
Why one claimant’s check can differ from the next
The amount depended on which benefit a claimant chose. OpenClassActions lists two cash options. One reimbursed documented losses up to $5,000 per person from a $3 million pool and required proof. The other was an equal pro rata share of a $5.9 million common fund and required none.
Pro rata means the fund is divided evenly among everyone who picked that option, after deductions for administration, service awards and court-approved attorney fees. The tracker says the per-person figure was never published, and the settlement site lists no payment amount. Two neighbors who both filed could hold checks of different sizes.
Every class member was also entitled to one year of CyEx Financial Shield Complete monitoring, which the tracker says includes $1 million in identity-theft insurance. That benefit is separate from the check. Cashing or losing the check has no bearing on it.
Calling Kroll about a lost or never-received check
The settlement page does not describe a reissue process, so the administrator’s line is the direct route. Claimants can call (833) 754-7264 or write to Kroll Settlement Administration, P.O. Box 5324, New York, NY 10150-5324, and name the case as Beasley v. Southeast Series of Lockton Companies. Doing it before November 28 keeps the check inside its valid window.
Anyone holding a check should deposit it soon rather than on the last day. November 28 falls on a Saturday, the weekend after Thanksgiving, so the last full banking day inside the window is Friday, November 27. Mobile deposits and mailed deposits can take longer to post than a teller deposit, and a check that has already been cashed needs no action.
Anyone who moved after filing has a specific reason to call. A check mailed to the old address would not have reached the claimant, and a replacement sent to the same address would miss again. The call should include the current mailing address.
Money that never reaches its owner does not always disappear. State governments hold most unclaimed money, USA.gov says, and each state runs its own search. The Lockton page does not say whether a voided check’s money returns to the fund, goes to a state or can be reissued, which is why the call comes first.
Is a Lockton check still sitting in a drawer?
A check that turns void after November 28 is easy to lose track of, and the settlement page gives no steps for replacing one. Someone who waits until December is left asking the administrator for a favor, with no date on the calendar and no record of which checks were cashed.
The Settlement & Refund Recovery System includes how to get an expired or uncashed settlement check reissued, along with a claim log and payment tracker that puts a date next to every check. Its 5-tab Excel tracker comes pre-filled with all 51 state unclaimed-property offices, for money that does not land where it should.
Get the uncashed-check reissue steps and payment tracker →
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This article was produced with AI assistance and edited for accuracy against the sources linked above.
