Tyler Foster
Latest Articles by Tyler Foster
Form 5498 quietly reports every IRA contribution to the IRS each May — it’s the form that proves your basis and stops the IRS from taxing you twice in retirement
Every spring, a one-page tax form lands in the mailboxes of IRA holders across the country weeks after they have already filed their returns. Most...
The OBBB just raised the employer-provided childcare tax credit from $150,000 to $500,000 — workers should ask HR if their company is expanding daycare or backup-care benefits
A working parent in Dallas spending $22,000 a year on infant daycare probably did not celebrate when the One Big Beautiful Bill Act became law...
A new federal flood-disclosure rule takes effect July 1 — sellers in 28 states will now have to tell buyers if the home has ever flooded before closing
When a home in Houston’s Meyerland neighborhood flooded for the fourth time in five years, the family that owned it made repairs, listed it, and...
Existing-home sales nudged up in April while inventory rose 5.8% — meaning buyers can now demand a seller cover up to 6% of closing costs on a conventional loan
The spring housing market was supposed to wake up. Instead, it barely stirred. Existing-home sales rose just 0.2% in April 2026 to a seasonally adjusted...
Capital One Performance Savings still pays 4.10% APY, while online-only competitors hover around 4.20% — the CFPB’s new open-banking rule lets you switch in minutes for free
As of June 2026, Capital One’s Performance Savings account is advertising a 4.10% annual percentage yield. That is a strong rate by historical standards, but...
Bonus checking accounts at Chase, Truist, and U.S. Bank pay $300 to $700 for setting up direct deposit — but the bonus is taxable, reported on a 1099 next January
Switch your direct deposit to a new checking account at Chase, Truist, or U.S. Bank and the bank will pay you a cash bonus, typically...
Treasury Hunt at TreasuryDirect finds forgotten paper savings bonds by Social Security number for free — every Series H and HH bond in America stopped earning interest in August 2024
A retired teacher in Ohio discovers $12,000 in forgotten Series HH bonds while cleaning out her late mother’s safe deposit box. A son in Texas...
The S&P 500 closed at a fresh record 7,519 the first day back from Memorial Day — Wall Street brushed off Iran’s retaliation threats and a dip in consumer confidence
Stocks shrugged off airstrikes in Iran and a dip in consumer confidence on Tuesday, May 27, 2026, sending the S&P 500 to a fresh all-time...
AI voice clones now need just three seconds of audio to fake any relative’s voice — a family code word agreed today blocks the fake emergency call before it works
Your phone buzzes at 2 a.m. The voice on the line belongs to your daughter. She’s sobbing, says she rear-ended someone on the highway, and...
The average U.S. household is paying $1,300 a year in tariffs — even after the Supreme Court struck down the original orders and Trump swapped to a different statute
A washing machine costs more. So does a pair of running shoes, a set of brake pads, and a bag of imported rice. The Supreme...
State treasuries are sitting on $70 billion in unclaimed property — 1 in 7 Americans is owed money, the average claim is $2,000, and the search at MissingMoney.com is free
Somewhere in a state vault, there may be a check with your name on it. Forgotten bank accounts, uncashed paychecks, old insurance payouts, abandoned safe-deposit...
Google is paying $630 million to anyone who used Google Play between 2016 and 2023 — no claim needed, payouts go out automatically through PayPal or Venmo
Google is paying $630 million to anyone who used Google Play between 2016 and 2023 – no claim needed, payouts go out automatically through PayPal...
The IRS holds about $1 billion in tax refunds nobody filed for — and you have three years from a return’s due date before the money disappears for good
On April 15, 2026, the IRS permanently closed the books on an estimated $1.2 billion in unclaimed refunds from tax year 2022. That money now...
A 2024 data breach at American International College pays affected students for documented losses — eligible class members have until July 22 to file a claim
Students and staff at American International College who had personal information exposed in a 2024 data breach are now eligible to file claims for financial...
Roth IRA contributions can be pulled out tax-free and penalty-free at any age — only the investment gains have an age-59½ and five-year rule attached
When a young professional who has been funding a Roth IRA since landing her first salaried position needs $15,000 for a down payment, she can...
Most states give a tax deduction for 529 contributions even if you withdraw the money the same month — a same-year parking trick that trims state tax bills
Every spring, a familiar tip makes the rounds on Reddit, TikTok, and personal-finance blogs: contribute to a 529 education savings plan, claim your state’s tax...