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Tyler Foster

Latest Articles by Tyler Foster

Cost of Living

Your 2027 Obamacare out-of-pocket maximum jumps to $12,000, up from $10,600, as expired subsidies drive premiums sharply higher

The most an Affordable Care Act marketplace plan can require an individual to pay out of pocket in 2027 is rising to $12,000, up from...

Social Security & Medicare

Medicare’s cap on what you pay out of pocket for prescriptions rises to $2,400 in 2027, $300 higher than this year’s limit

Medicare’s annual limit on out-of-pocket prescription drug spending is rising to $2,400 in 2027, a $300 increase over this year’s $2,100 ceiling. The Centers for...

Tech & Your Wallet

Walmart is replacing paper price tags with digital screens in every U.S. store by year’s end, and shoppers fear prices could change by the hour

Walmart has started replacing paper price tags with small digital screens across its stores nationwide, a rollout the company says will be complete at every...

Fraud & Scams

Federal agents caught the accused ringleader of a $250 million gold-and-cash scam that drained older Americans as he tried to flee through JFK airport

A criminal network accused of stripping more than $250 million from older Americans lost its accused top money-mover this week. Authorities caught the man investigators...

Social Security & Medicare

A hospital leaving your Medicare Advantage network mid-year can nearly double your out-of-pocket ceiling, from $5,421 to $9,825, and keeping your doctor isn’t automatic

A letter arrives at a Medicare Advantage member’s home in late summer: the regional hospital system that has handled her cardiology, oncology, and primary care...

Social Security & Medicare

Social Security disability recipients qualify for Medicare after two years, even under 65

Nearly two years after a worker’s Social Security Disability Insurance claim is approved, Medicare coverage begins automatically, whether the beneficiary is 32, 48, or 64....

Insurance & Protection

A brokerage account is protected up to $500,000 if the firm fails, separate from any FDIC bank coverage

When a brokerage firm collapses and cash or securities go missing from a customer’s account, the Securities Investor Protection Corporation (SIPC) replaces up to $500,000...

Social Security & Medicare

A surviving divorced spouse can collect on a late ex after a 10-year marriage

A divorced spouse whose former husband or wife has died can still collect Social Security survivor benefits on that person’s earnings record, as long as...

Social Security & Medicare

Medicare covers skilled home health care at no cost for a homebound patient

Medicare will cover the full cost of skilled home health care for beneficiaries who meet a specific two-part eligibility test, and it will not charge...

Social Security & Medicare

A single low-income application can unlock both SSI and, in most states, automatic Medicaid

One federal application can decide two benefit programs at once. When the Social Security Administration approves a claim for Supplemental Security Income, roughly two-thirds of...

Social Security & Medicare

Medicaid home-care waivers pay for help at home instead of a nursing facility

More than 86 percent of Medicaid beneficiaries who need long-term care now receive it at home or in their community instead of inside a nursing...

Social Security & Medicare

Spouses raising a worker’s young child can draw Social Security at any age

A rule buried inside Social Security’s spousal-benefit program lets a husband or wife start collecting a monthly check decades before the usual retirement clock even...

Fraud & Scams

A verbal password on a bank account blocks a caller who spoofs the bank

A phone rings with the bank’s own customer-service number on the display, and the caller already knows the account holder’s name and the last four...

Insurance & Protection

The No Surprises Act bars most surprise out-of-network medical bills

A hospital stay handled entirely by an in-network surgeon can still generate a bill running into the thousands of dollars, because the anesthesiologist who administered...

Renting & Leasing

Renters can claim part of a $359 million RealPage rent-software settlement before January 29

A federal court in Nashville has cleared the way for renters nationwide to collect a share of $359,925,000 in cash from RealPage, Inc. and roughly...

Cost of Living

Eggs have tumbled about 30% this year while beef stays near record highs, splitting the grocery bill in two

Grocery shoppers are living through two opposite price stories in the same cart this year. Egg prices are forecast to fall 30.8 percent in 2026...

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