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Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Income above $109,000 pushes a retiree’s Medicare Part B premium from $202.90 to $284.10 a month

$202.90 is the amount every Medicare Part B enrollee pays by default in 2026, until a two-year-old tax return shows income above $109,000 for an...

Social Security & Medicare

Medicare pays nothing for skilled nursing after day 20, then charges $217 a day for the next 80 days

A Medicare fact sheet updated for 2026 draws a sharp line inside skilled nursing facility coverage: the first 20 days of a covered stay cost...

Social Security & Medicare

Ozempic, Wegovy and Rybelsus fall to a $274 Medicare price from $959 next January

A 30-day supply of Ozempic, Wegovy or Rybelsus will carry a Medicare price of $274 starting January 1, 2027, a 71 percent cut from the...

Social Security & Medicare

Humana is ending Medicare Advantage plans covering about 600,000 members, and the notices land in early October

About 600,000 Medicare Advantage members will receive a letter this fall confirming that Humana is not bringing their current plan back for 2027. The company...

Social Security & Medicare

The Medicare Advantage cancellation letter is dated October 2, and it hands members a Medigap right no insurer can refuse

October 2 is fixed in federal regulation as the date by which a Medicare Advantage plan ending on December 31 must have its nonrenewal letter...

Social Security & Medicare

Social Security’s full retirement age is now 67 for anyone born after 1959

The phase-in that started more than four decades ago finally reached its ceiling: anyone born in 1960 or later has a full retirement age of...

Mortgages & Rates

A non-borrowing spouse can keep the home after a reverse-mortgage borrower dies

A reverse mortgage loan normally comes due the moment the last borrower on it dies, which can force a sale of the home within months....

Market Trends

The 30-year mortgage rate climbed to 6.71%, its highest in over a year, and it is inching toward 7%

The average rate on a 30-year fixed mortgage climbed to 6.71% for the week ending September 3, its highest level in more than a year...

Fraud & Scams

Report a fraudulent charge within 60 days to cap what you owe

Federal law caps how much a bank customer can be forced to pay for a fraudulent charge, but the size of that cap depends entirely...

Insurance & Protection

The federal marketplace still ends 2027 enrollment on January 15, so the December 15 cutoff going around is wrong

A December 15 deadline has been circulating as the final day to sign up for 2027 marketplace health coverage, but HealthCare.gov’s own schedule still lists...

Fraud & Scams

Regulators charged 38 operations that posed as registered U.S. investment advisers to reel in small investors

Federal regulators charged 38 entities that spent the past two years filing paperwork designed to look like a real investment advisory business, a scheme the...

Cost of Living

Coffee costs about 19% more than a year ago as tariffs and short harvests push grocery bills up

A pound of ground coffee at the supermarket now costs roughly 19 percent more than it did a year ago, government price data show, even...

Social Security & Medicare

Military retirees can use Tricare for Life to cover what Medicare leaves

For a retired service member who has earned Medicare Part A and Part B, Tricare for Life does not require a single form, a monthly...

Social Security & Medicare

Social Security checks are shielded from most creditors, but not from every debt

Federal law places Social Security benefits about as far out of reach of debt collectors as any income in the country, but the protection is...

Social Security & Medicare

Working after you claim Social Security can bump up a low earning year

Filing for Social Security does not freeze a worker’s benefit at the number calculated on the day the claim was approved. The formula behind every...

Social Security & Medicare

Social Security counts your 35 best earning years, so working longer lifts the check

Social Security bases every retiree’s monthly benefit on a single formula input: the 35 years in which a worker earned the most, adjusted for historical...

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