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Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Taking a six-month Social Security lump sum locks in a smaller monthly check for life

A retiree who has already passed full retirement age can ask Social Security for up to six months of retroactive benefits paid in a single...

Social Security & Medicare

A disabled widow or widower can claim Social Security survivor benefits at 50

Social Security’s standard age floor for a surviving spouse’s benefit is 60, but a widow or widower who becomes disabled can claim a full decade...

Social Security & Medicare

Medicare’s hospice benefit covers end-of-life care at little or no cost

Medicare’s hospice benefit lets a terminally ill patient receive up to two 90-day periods of end-of-life care, followed by an unlimited number of 60-day periods,...

Social Security & Medicare

Medicare’s high-income surcharge can be appealed after a divorce, death, or retirement

Medicare’s income-related monthly adjustment amount, better known as IRMAA, is calculated off a tax return filed two years before the current premium year, which means...

Social Security & Medicare

Medicare Advantage members get a second switch window, January 1 to March 31

Most retirees think of Medicare’s enrollment calendar as a single seven-week sprint every fall, but anyone already in a Medicare Advantage plan gets a second...

Social Security & Medicare

First-time Medicare Advantage members get 12 months to switch back with guaranteed Medigap

A retiree who joins a Medicare Advantage plan the moment they first become eligible for Medicare is often warned to choose carefully, since switching plans...

Social Security & Medicare

Sign up late for Medicare Part B and the penalty lasts for life

Nearly a million Americans miss their window to sign up for Medicare Part B each year, and for most of them there is no grace...

Social Security & Medicare

A Medicare Savings Program can cover a retiree’s monthly Part B premium

Medicare’s Part B premium is deducted automatically from a beneficiary’s Social Security check every month, whether or not the household budget can absorb it, and...

Social Security & Medicare

The count of hospital systems dropping Medicare Advantage has climbed to 29, with three more added this month

The list of hospital systems ending some or all of their Medicare Advantage contracts has grown to 29 in 2026, according to a running tally...

Social Security & Medicare

Ohio State stays in Humana’s group Medicare network, but individual Medicare Advantage members go out of network October 1

Ohio State’s Wexner Medical Center, The James Cancer Center and its affiliated physicians will remain in-network for Humana’s group Medicare Advantage and Medicaid plans through...

Insurance & Protection

Cigna is leaving the Obamacare market in 11 states, and 369,000 people must find new coverage by January 1

Cigna is exiting the individual Affordable Care Act marketplaces in 11 states, leaving 369,000 members needing new coverage when their current plans end January 1,...

Social Security & Medicare

A health system in America’s largest retirement community will pay $541 million over inflated Medicare Advantage billing

The Villages Health System, the primary physician group serving Florida’s sprawling retirement community of the same name, has agreed to pay $541.5 million to resolve...

Social Security & Medicare

Starting in 2027 Medicaid will cover just one month of past medical bills instead of three

Starting with Medicaid applications filed on or after January 1, 2027, adults enrolled through the Affordable Care Act’s Medicaid expansion group will be able to...

Social Security & Medicare

Medicare is ending a Part D subsidy for 2027, and most drug-plan members will pay up to $10 more a month

The Centers for Medicare & Medicaid Services has set the 2027 Part D national average monthly bid at $296.05, roughly a 24% jump from this...

Fraud & Scams

Regulators charged a California fund chief with an $80 million Ponzi that pulled in nearly 190 investors, many retired

The Securities and Exchange Commission has charged the former chief executive of a Novato, California, real estate lending firm with running an offering fraud that...

Cost of Living

Sam’s Club membership now costs $60 a year, up from $50, its first increase since 2022

A basic Sam’s Club membership now costs $60 a year, a $10 jump from the $50 rate that had held since 2022, after the Walmart-owned...

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