Tyler Foster
Latest Articles by Tyler Foster
Regulators have classified Bitcoin and 15 other crypto assets as commodities
Crypto exchanges, asset managers, and individual traders now operate under a clearer federal framework after the SEC and CFTC jointly declared in March 2026 that...
California now requires large restaurant chains to list the nine major food allergens
Diners with food allergies who eat at large chain restaurants in California will soon see allergen information listed alongside their menu options. Governor Gavin Newsom...
Both parties warn Social Security’s trust fund will fall short in 2032
The government’s own actuaries now project that Social Security’s main retirement trust fund will only be able to pay full benefits until late 2032, and...
Online savings accounts still pay above 4%, unlike most brick-and-mortar banks
The official national average interest rate on savings accounts is stuck at 0.38 percent, according to recent federal data, even as online banks continue to...
The average tax refund climbed this year as new breaks for tips, overtime and car-loan interest pushed the IRS to pay out $30.7 billion more
The Internal Revenue Service has paid out roughly $30.7 billion more in income tax refunds so far this filing season than at the same point...
Putting a lump sum toward your mortgage and asking for a recast lowers your monthly payment for good, without refinancing
Homeowners who have built up savings or received a windfall are looking for ways to cut housing costs without giving up an existing mortgage rate....
Equifax breach victims can still claim free credit monitoring or cash
Millions of people whose personal data was exposed in Equifax’s 2017 breach still have access to free credit monitoring and identity restoration services for years...
Rowenta is recalling cordless vacuums because the battery can overheat and catch fire
Rowenta is pulling about 3,660 cordless stick vacuums off the market after the U.S. Consumer Product Safety Commission warned in July 2025 that the lithium-ion...
Paying a credit-card bill before the statement closes can lower your score
Cardholders who rush to pay off their credit-card balance before the billing cycle ends may be surprised to learn the move can temporarily drag down...
Medicare now caps your out-of-pocket drug costs at $2,100 a year
Millions of Medicare beneficiaries who rely on prescription drugs will pay no more than $2,100 out of pocket for covered medications in 2026, a $100...
The FBI warns “wrong number” crypto texts have cost Americans billions
Americans lost billions of dollars to cryptocurrency investment fraud that often begins with a single, seemingly innocent text message sent to the wrong number. The...
One in six U.S. households is now behind on utility bills
Roughly one in six U.S. households reported being unable to pay an energy bill in full over the past year, according to the Census Bureau’s...
Original Medicare started requiring prior approval for some procedures in six states this year
Medicare beneficiaries in six states now face a new step before receiving certain medical services. The Centers for Medicare & Medicaid Services (CMS) launched the...
Who can get their entire $202.90 Medicare Part B premium paid for them? Limited-income seniors who join a Medicare Savings Program
Seniors living on tight budgets will pay $202.90 each month for Medicare Part B in 2026, a cost that can consume a sizable share of...
About 2 million seniors skip $11.4 billion in Medicare Extra Help drug savings
An estimated two million seniors eligible for Medicare’s Extra Help program never apply, collectively forgoing roughly $11.4 billion in annual prescription drug savings. The program,...
Social Security can now withhold half of a monthly check to recover an overpayment unless you request a lower rate within 90 days
Millions of Social Security beneficiaries who receive overpayment notices mailed on or after April 25, 2025, now face a default withholding rate of 50 percent...