Tyler Foster
Latest Articles by Tyler Foster
A spousal Social Security benefit stops growing at full retirement age, so waiting past it adds nothing
Waiting past full retirement age pays off for almost every Social Security benefit a worker earns on their own record — except one. A spousal...
Social Security disability benefits convert automatically to retirement benefits at full retirement age, with no drop
A worker collecting Social Security Disability Insurance does not have to file anything, call anyone, or brace for a smaller check when they reach full...
Withdrawing a Social Security claim within 12 months lets a retiree repay and restart at a higher rate
A retiree who claimed Social Security too early and immediately regretted it has a genuine do-over, not just a pause. Social Security allows anyone to...
Suspending Social Security at full retirement age earns delayed credits worth about 8% a year until 70
A retiree who already started Social Security at full retirement age is not stuck with that decision for life. Social Security lets anyone who has...
A survivor can take a reduced Social Security benefit at 60, then switch to a larger retirement check at 70
A widow or widower can start collecting a Social Security survivor benefit at age 60, take a payment worth just 71.5 percent of what their...
A repealed offset now lets teachers, police and firefighters keep their full Social Security check
The Social Security Administration says it has finished sending more than $17 billion in retroactive payments to roughly 3.1 million people under the Social Security...
Home insurance is jumping most this year in California, Nebraska, New Mexico and Georgia, with the national average near $3,057
The average annual cost of home insurance is projected to reach roughly $3,057 by the end of 2026, a 4% increase over 2025 and the...
Social Security now withholds up to 50% of a check to claw back an overpayment, but a $2,000-or-less no-fault debt can be waived by phone
Social Security’s rules for clawing back an overpayment shifted twice in less than two years, landing on a policy that lets the agency withhold half...
Medicare’s standard Part B premium is projected to climb to about $209.50 a month in 2027
The federal government’s own actuaries now project that Medicare’s standard Part B premium will rise to about $209.50 a month in 2027, a $6.60 increase...
UnitedHealthcare, Humana and Aetna are all pulling back Medicare Advantage for 2027, and nearly 3 million seniors could be forced to switch
Three of the largest names in Medicare Advantage are retreating from the market heading into 2027, and the scale is bigger than last year’s retreat....
Social Security’s 2027 raise is now estimated near 3.6%, up from this year’s 2.8%, with the official number due October 14
The most closely watched number in retirement planning has been sliding for weeks, and it landed at an estimated 3.6% for 2027, up from this...
A September 14 report could force the Senate into a rare session to vote on rescuing Social Security
A bipartisan group of eight senators wants to put Social Security’s funding shortfall on a fixed clock, using a bill that would force an independent...
A federal sweep charged 25 people in a $65 million scam ring that drained thousands of seniors, seizing luxury cars and $4.2 million
Federal prosecutors in San Diego are moving from guilty pleas to prison time in a $65 million fraud and money-laundering ring that spent years draining...
A Medicare Advantage plan’s yearly out-of-pocket maximum caps what you pay for covered care
Original Medicare has no ceiling on what a beneficiary can pay out of pocket in a bad year — a long hospital stay or a...
Medicare covers diabetes self-management training to help control the disease
Medicare Part B pays for structured diabetes self-management training, a benefit built for beneficiaries living with the disease, covering hands-on instruction in blood-sugar monitoring, medication...
A grandparent raising a grandchild may be able to claim a benefit on a Social Security record
Grandparents who step in to raise a grandchild full time sometimes assume Social Security has nothing to offer them beyond their own retirement check. That...
