Tyler Foster
Latest Articles by Tyler Foster
Dollar-cost averaging — investing a set amount on a schedule — smooths out the market’s swings
Investors watching their portfolios swing through volatile stretches face a simple but high-stakes question: keep buying or stop? Dollar-cost averaging, the practice of investing a...
$2,000 in cash donations now cuts your tax bill even if you skip itemizing
Married couples who take the standard deduction can now trim their federal tax bill by up to $2,000 simply by giving cash to charity, a...
Social Security will now waive an overpayment of $2,000 or less without a drawn-out fight
Millions of Social Security beneficiaries who receive overpayment notices for small amounts will no longer need to file formal paperwork or prove financial hardship to...
Itemizers can now deduct charitable gifts only above 0.5% of their income, a new 2026 catch
Millions of taxpayers who itemize deductions on their federal returns will lose the ability to write off smaller charitable gifts starting with their 2026 filings....
Flagstar Bank will pay breach victims about $60, or up to $25,000 with proof, if they file by August 11
Customers whose personal data was exposed in the Flagstar Bank breach can now file claims for roughly $60 each without documenting any losses, or pursue...
4.30% CD rates are already slipping, and locking one in freezes the yield for years
Savers who locked in multi-year certificates of deposit near the top of the recent rate cycle are watching that window narrow. The FDIC’s national rate...
A surprise package with a QR code is the FTC’s newest scam — scanning it can hand over your bank logins
The Federal Trade Commission flagged a new breed of fraud that starts with a package nobody ordered. Inside sits a small item and a card...
$50 caps what a stolen debit card can cost you, but only if you report it within two days
Anyone who loses a debit card or has one stolen faces a sharp, time-sensitive choice: report it fast and cap personal losses at $50, or...
No real government agency demands payment in gift cards or cryptocurrency
Every major federal law enforcement and tax agency in the United States has now issued the same blunt warning: no legitimate government office will ever...
A 10% lifetime penalty hits your Medicare Part B premium for every year you sign up late
People who miss their first window to enroll in Medicare Part B face a permanent surcharge: a 10% increase to the monthly premium for every...
Thermos is recalling 8.2 million food jars and bottles after the stoppers ejected and blinded three people
Three people lost their vision after stoppers shot out of Thermos food containers with enough force to cause permanent eye damage. On April 30, 2026,...
A free my Social Security account lets you check your benefit estimate and guard against direct-deposit fraud
Social Security beneficiaries who have not claimed their free online account with the agency face a specific and growing risk: someone else could set one...
The income limits that make Social Security benefits taxable haven’t moved since 1984, so more retirees owe yearly
Nearly half of all Social Security beneficiaries will owe federal income tax on their benefits by 2026, up from roughly one in eight three decades...
Imposter scams stayed America’s No. 1 fraud for a ninth year, draining $3.5 billion as fake toll texts spread
American consumers lost $3.5 billion to imposter scams last year, keeping the category at the top of the Federal Trade Commission’s fraud rankings for a...
$2,100 now caps what you’ll pay out of pocket for Medicare drugs all year
Starting in 2026, Medicare Part D beneficiaries will not pay more than $2,100 out of pocket for prescription drugs in a single year. That figure...
Money-market funds are paying around 4% right now, beating the near-zero rates big banks still pay on savings
Savers holding cash in traditional bank accounts are losing hundreds of dollars a year in potential interest while money-market funds pay roughly 400 times more...