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The Money Overview

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Tyler Foster

Latest Articles by Tyler Foster

Credit & Debt

Record credit card debt tops $1.277 trillion as average APR climbs to 22.13%

If you carry the average American credit card balance, roughly $6,360 according to recent industry estimates, your monthly interest bill now runs about $117 before...

Credit Cards & Rewards

A credit card startup just applied to become a national bank for the first time in 20 years — and it only serves people with bad credit

Mission Lane has spent the past eight years issuing unsecured credit cards to people most banks won’t touch. Now the Richmond, Virginia-based fintech wants to...

Crypto & Digital Assets

Crypto PACs have more money to spend on the midterms than some of the biggest Republican super PACs — $180 million and counting

Sometime in the first quarter of 2026, the crypto industry’s political war chest crossed a threshold that should make every midterm candidate pay attention. Fairshake,...

Stocks & Wall Street

GE Aerospace’s earnings beat every estimate on the board — and the stock still fell. Here’s why “beating expectations” doesn’t always mean what you think

GE Aerospace reported Q1 2026 results on April 21 that cleared every major Wall Street hurdle. Revenue, adjusted earnings per share (EPS), and free cash...

Budgeting & Saving

How much $100,000 earns in a high-yield savings account right now — with the best rates still above 4% APY

A $100,000 deposit in a high-yield savings account paying 4.00% APY will generate roughly $4,000 in interest over a full year. Push that rate to...

Mortgages & Rates

Is 6.05% a good enough mortgage rate to buy now — or should you wait for a number that might never come?

A couple pre-approved for $400,000 this month faces a question that no spreadsheet can fully answer: lock in a 30-year mortgage at 6.05%, or hold...

Social Security & Medicare

The new $6,000 senior tax deduction could eliminate federal taxes on Social Security for millions — but most retirees don’t know about it yet

A retired postal worker in Ohio earning $32,000 a year from Social Security used to owe roughly $800 in federal taxes on those benefits. This...

Loans & Lending

The SAVE plan is officially dead and a new repayment plan launches July 1 — what borrowers in their 20s need to do in the next 70 days

About 70 days from now, on July 1, 2026, a brand-new federal student loan repayment plan goes live. For millions of borrowers in their 20s...

Economy & The Fed

Uber just invested $500 million in Lucid and committed to 35,000 robotaxis — here’s what that means for ride prices and gig drivers

Somewhere in San Francisco right now, an Uber driver is sitting in traffic, watching a Waymo robotaxi glide past with no one behind the wheel....

Mortgages & Rates

Mortgage rates hit 6.02% and could dip below 6% — here’s what that means for your monthly payment

A few weeks ago, the average 30-year fixed mortgage rate fell below 6% for the first time since the fall of 2022. The Associated Press...

Insurance & Protection

ACA health insurance premiums jumped 26% this year — and 4.8 million Americans are projected to drop coverage

A 45-year-old nonsmoker earning $55,000 a year in Georgia paid about $120 a month for a benchmark silver health plan in 2025, according to rate...

Government & Policy

The CFPB received 6.6 million consumer complaints last year — and the government’s response is to cut the agency’s staff in half

In 2025, a record 6.6 million Americans filed complaints with the Consumer Financial Protection Bureau (CFPB). Consumers reported credit report errors that blocked them from...

Renting & Leasing

“One of the most renter-friendly periods in a decade” — here’s where rents are falling fastest and how to negotiate a better lease

Across the Sun Belt (consisting of states across the southern US), landlords are cutting asking rents, throwing in free months, and waiving fees that were...

Insurance & Protection

ACA health insurance premiums jumped 26% in 2026 — the largest increase since 2018 — driven partly by Ozempic costs

When open enrollment ended earlier this year, 23.1 million Americans had signed up for health coverage through the Affordable Care Act (ACA) marketplace, which is...

Loans & Lending

The Class of 2026 is graduating into the worst student loan landscape in a decade — fewer options, stricter rules, and no more SAVE plan

More than 7 million federal student loan borrowers are being pushed out of the “Saving on a Valuable Education” (SAVE) Plan this summer after the...

Credit & Debt

Credit card debt hits a record $1.277 trillion — and 55% of cardholders say they’re carrying balances just to cover essentials

More than half of American credit cardholders are using credit to cover everyday costs. A 2026 national survey by Debt.com found that 55% of cardholders...

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