Tyler Foster
Latest Articles by Tyler Foster
A Medicare Advantage plan must cover emergencies anywhere, even out of network
A Medicare Advantage enrollee who has a heart attack while traveling out of state does not need to find an in-network hospital first. Federal regulation...
Claiming Social Security at 62 permanently cuts the check up to 30%
Filing for Social Security at the earliest possible age, 62, does not just start payments sooner — it permanently locks in a smaller monthly check...
Medicare covers a screening colonoscopy at no cost, but removing a polyp during it can turn it into a billed procedure
Medicare’s screening colonoscopy is one of the few tests in American health care that is genuinely free at the point of care — until the...
Original Medicare pays nothing toward routine dental, vision or hearing care
Original Medicare covers hospital stays, doctor visits and a long list of medical services, but it draws a hard line at three categories many new...
Medicare’s Part B late-enrollment penalty adds 10% a year, for life
A retiree who waits too long to sign up for Medicare Part B does not face a one-time late fee. Medicare adds 10 percent to...
Filing for Social Security before full retirement age can force you to take a spousal benefit at the same time
Anyone who assumes they can file for a spouse’s Social Security benefit at 63 while letting their own retirement benefit keep growing toward age 70...
SSDI’s trial-work period lets you test a job for nine months, penalty-free
A Social Security Disability Insurance beneficiary who wants to find out whether they can handle a job again does not have to choose between staying...
Social Security’s disability grid gives applicants over 50 an easier approval
Two people can file for Social Security Disability Insurance with the identical back injury and the identical doctor’s notes, and one can be approved while...
HUD is auctioning off thousands of reverse mortgages where the owner died, and heirs who miss the deadline can lose the home
The Department of Housing and Urban Development will start reviewing bids on Sept. 1 for 5,500 federally insured reverse mortgages left behind after both the...
Grubhub is mailing $23.8 million to 640,000 customers and drivers automatically, and the checks expire in 90 days
The Federal Trade Commission has begun mailing more than $23.8 million to 640,038 Grubhub drivers and diners the agency says were harmed by the delivery...
Medicare drug plans get pricier for 2027, and the government expects 45% of enrollees to pay more than $10 extra a month
Medicare’s drug-plan premiums are about to move in a direction most enrollees have not seen in two years: up. The Centers for Medicare and Medicaid...
Record August gas prices are quietly swallowing much of this year’s Social Security raise for retirees who drive
The national average price of a gallon of regular gasoline was running about $4.09 in the final week of August, and the Energy Information Administration’s...
Defaulted student loans can now take 15% of a Social Security check, and about 452,000 retirees are in the government’s sights
The federal government can now withhold up to 15% of a monthly Social Security check to collect on a defaulted federal student loan, and roughly...
Social media has become the top starting point for scams that drain older adults, with reported losses up nearly ninefold since 2020
Reported losses from scams that began on social media climbed nearly ninefold among Americans age 60 and older between 2020 and 2024, the sharpest increase...
The typical American driver now pays about $194 a month for car insurance
The typical American driver now pays $1,162 for a six-month car insurance policy, or $194 a month, a national premium that has risen 18% in...
Homeowners insurance is projected to average $3,057 this year
The average annual homeowners insurance premium is projected to climb another 4 percent this year, reaching $3,057 by the end of 2026, according to a...
