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The Money Overview

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Tyler Foster

Latest Articles by Tyler Foster

Credit & Debt

Credit card debt crossed $1.33 trillion while the savings rate hit 3.6% — both numbers haven’t been this bad since 2008

The last time Americans were saving this little and borrowing this much on credit cards, Lehman Brothers still had a stock ticker. Federal Reserve G.19...

Crypto & Digital Assets

Bitcoin is at $78,174 with 58.5% market dominance — but the entire April rally was driven by futures, not actual buying

Bitcoin is at $78,174 with 58.5% market dominance – but the entire April rally was driven by futures, not actual buying Bitcoin sits at $78,174...

Stocks & Wall Street

Semiconductor stocks surged 35.2% in April alone — the biggest one-month gain for chip stocks since the AI rally began in 2023

In just 22 trading days, semiconductor stocks added more than a third to their total value. The PHLX Semiconductor Net Total Return Index, the broadest...

Economy & The Fed

Exxon’s CEO says “more to come” on oil price spikes — while Exxon and Chevron both reported profits down 45% and 36% because their own hedges backfired

ExxonMobil and Chevron, the two largest publicly traded oil companies in the United States, reported first-quarter 2026 earnings in early May that stunned Wall Street:...

Economy & The Fed

Jobless claims fell to 189,000 — the lowest since 1969 — while 169,000 workers have received WARN Act layoff notices this year

A number not seen in more than half a century The last time weekly unemployment filings were this low, Neil Armstrong had been on the...

Government & Policy

Trump told Congress the Iran war is “terminated” — the Navy is still blockading Iran’s ports and gas just hit $4.43

The same week U.S. Marines boarded a foreign cargo ship in the Persian Gulf to check whether it was heading to an Iranian port, President...

Economy & The Fed

The Fed held rates for the third straight meeting with the most dissents since 1992 — and zero rate cuts are now priced in for all of 2026

Four Federal Reserve officials broke ranks at the April 29 policy meeting, producing the largest number of dissents at a single FOMC gathering since September...

Government & Policy

Schumer called Trump’s “war is terminated” letter “bulls—” — the Navy is still blockading Iran and 20% of the world’s oil is trapped behind the Strait

Senate Minority Leader Chuck Schumer stood at the Capitol podium on the morning the War Powers Resolution deadline expired, held up a single sheet of...

IRS & Enforcement

The IRS is running 125+ AI models to flag returns in 2026 — up from 54 two years ago — while Congress wants to cut the agency’s budget by another $1 billion

Somewhere inside the IRS, a machine-learning model is comparing the income you reported on your 2025 tax return against every W-2, 1099, and third-party record...

Credit & Debt

Credit card debt crossed $1.33 trillion while the savings rate hit 3.6% — both numbers haven’t been this bad since 2008

The last time Americans owed this much on their credit cards and saved this little of their paychecks, Lehman Brothers was still a going concern....

Economy & The Fed

84% of S&P 500 companies beat earnings estimates this quarter — and the Fed still can’t cut rates because inflation just hit 3.5%

Corporate America just posted one of its strongest earnings seasons in recent memory, and it changes nothing about the cost of your mortgage. Roughly 84%...

Stocks & Wall Street

Chip stocks surged 35.2% in April — the biggest single-month gain for semiconductors in decades — as AI spending approaches $700 billion

The semiconductor sector just posted a month unlike anything investors have seen in a generation. The PHLX Semiconductor Index (SOX), the benchmark that tracks the...

Loans & Lending

The new student loan repayment plan launches July 1 — it requires a $10 minimum payment, takes 30 years to forgive, and replaces every IDR plan you’ve heard of

On July 1, 2026, the federal government will flip a switch that reshapes how millions of Americans repay their student loans. Every income-driven repayment plan...

Economy & The Fed

The S&P 500 just closed above 7,200 for the first time — while inflation hit 3.5% and the Iran war enters month three

On April 30, 2026, the S&P 500 closed at 7,209.01, crossing the 7,200 threshold for the first time in the index’s 69-year history. The same...

Cost of Living

The personal savings rate just hit 3.6% — the lowest since 2008 — because Americans are spending more on gas, not more on stuff

For every $100 of after-tax income Americans earned in December 2025, they set aside just $3.60. That personal saving rate, reported by the Bureau of Economic...

Government & Policy

Trump told Congress the Iran war is “terminated” — the Navy is still blockading Iran’s ports and gas just hit $4.39

Trump told Congress the Iran war is “terminated” — the Navy is still blockading Iran’s ports and gas just hit $4.39 President Trump sent Congress...

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