Skip to main content

The Money Overview

Avatar photo
Author

Tyler Foster

Latest Articles by Tyler Foster

Smart Spending

If you have $500,000 in savings, financial advisors say this is your safe annual spending limit

Reaching $500,000 in retirement savings is a major milestone. The pressing question then becomes: how much of that money can be safely spent each year...

Corporate News

Disney streaming now earns $450 million per quarter: what it means for investors

Walt Disney’s long and expensive push into streaming has finally crossed a milestone that investors have waited years to see. The company’s streaming division generated...

Insurance & Protection

Term vs whole life insurance: which one financial advisors actually recommend

Choosing between term and whole life insurance has long been one of the most debated decisions among finance professionals. Both products provide a death benefit...

Insurance & Protection

Umbrella insurance costs under $300 a year for $1 million in coverage

Umbrella insurance is often described as one of the most affordable ways to add an extra layer of liability protection. While many consumers assume this...

Insurance & Protection

Americans overpay on these 5 types of insurance by an average of 20% or more

Federal and state insurance data shows that Americans routinely pay far more than necessary for several common types of insurance. In some cases, consumers can...

Corporate News

Why Berkshire Hathaway is sitting on a record $373 billion cash pile in 2026

Berkshire Hathaway ended 2025 with roughly $373 billion in cash, Treasury bills, and cash equivalents, which is the largest liquidity position in the company’s history....

Banking & Credit Cards

Banking Expert Explains: 4 Reasons You Should Not Open a CD

Certificates of Deposit, commonly known as CDs, are often promoted as one of the safest places to keep cash. Banks advertise predictable returns and federal...

Corporate News

Amazon, Block, and Citigroup cut over 40,000 jobs as 2026 layoffs accelerate

Layoffs are accelerating across major U.S. companies as 2026 begins, with Amazon, Block, and Citigroup eliminating or planning to eliminate more than 40,000 jobs combined...

Credit Cards & Rewards

The average American household now carries over $10,000 in credit card debt at 21% interest

Credit card debt has quietly crossed another troubling milestone for American households. Recent data shows that the average household now carries more than $10,000 in...

Insurance & Protection

Only 41% of renters carry renters insurance: why the other 59% are at risk

Only about 41% of renters in the United States carry renters insurance, leaving the remaining 59% exposed to financial losses that can quickly spiral into...

Insurance & Protection

Auto insurance rates climbed 7% to 12% in 2025 and are still rising: how to lower your premium

Auto insurance premiums rose sharply across the United States in 2025, and for many drivers, this trend is continuing in 2026. Federal price data from...

Government & Policy

The Fed is holding rates at 3.5%: what that means for your mortgage, savings, and credit cards

The Federal Reserve (Fed) held its benchmark federal funds rate steady within a target range of 3.5% to 3.75% at its January 2026 meeting, keeping...

Credit Cards & Rewards

The CFPB tried to cap credit card late fees at $8: the rule was struck down and here is what you still pay

A federal judge in Texas vacated the Consumer Financial Protection Bureau’s (CFPB’s) rule that would have capped most credit card late fees at $8, ending...

Economy & The Fed

Ray Dalio explains how Trump’s economic agenda could reshape U.S. markets in 2026

Billionaire investor Ray Dalio has warned that the economic direction of the United States could shift significantly depending on how major policy proposals reshape trade,...

Fraud & Scams

Retirement scams the FBI flagged in 2025 are still targeting seniors in 2026

Protecting retirement savings has become increasingly complicated as fraud schemes grow more sophisticated. Federal investigators say older Americans remain one of the most targeted groups...

Budgeting & Saving

The 30-day no-spend challenge that is helping Americans save over $1,000 a month

The 30-day no-spend challenge encourages individuals to stop spending on non-essential items for 30 days. The idea sounds simple, yet for thousands of Americans, the...