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Tyler Foster

Latest Articles by Tyler Foster

Social Security & Medicare

Some states let you switch Medigap plans around your birthday without any health questions

A little-known state protection called the birthday rule gives Medicare Supplement policyholders in a handful of states a yearly chance to change plans without answering...

Social Security & Medicare

Withdraw your Social Security application within 12 months and you can restart at a higher future benefit

Filing for Social Security feels permanent, but the government builds in a narrow escape hatch for anyone who moves too soon. A retiree who claims...

Social Security & Medicare

Social Security cut 13% of its staff, and some seniors are claiming early

The federal agency that sends benefits to tens of millions of retirees has shed roughly 13 percent of its workforce, and the strain is starting...

Social Security & Medicare

Social Security’s tax thresholds haven’t moved since 1984, so more retirees owe every year

When Congress first made Social Security benefits taxable, it drew the income lines in 1984 dollars and then left them there. A single retiree still...

Social Security & Medicare

October 15 opens the one yearly window to leave a Medicare Advantage plan that dropped you

Every autumn, Medicare opens a single stretch of the calendar when coverage decisions made months earlier can finally be undone. From October 15 through December...

Social Security & Medicare

Fifteen negotiated Medicare drug prices, including Ozempic, begin in January and should save seniors $685 million

Medicare’s second round of drug price negotiations is now settled, and the outcome lands squarely on the wallets of older Americans who fill prescriptions every...

Fraud & Scams

One data-breach settlement pays up to $7,500, or a no-proof cash payment, before September 10

A single class-action settlement now on the table pays as much as $7,500 to people who can document their losses, or a smaller no-proof cash...

Corporate Shakeups

Rite Aid has closed its last stores amid nearly 3,000 pharmacy closings nationwide

Rite Aid has shut the doors on its last remaining stores, ending more than six decades in business and closing a chapter in a retail...

Social Security & Medicare

About 25 health systems have quit Medicare Advantage this year, and a mid-year exit can open a rare window to switch

About 25 health systems have stopped accepting at least some Medicare Advantage plans during 2026, a run of network exits that can strand enrollees far...

Social Security & Medicare

Presbyterian is dropping most of its Medicare Advantage plans for 2027, pushing about 30,000 members to switch

About 30,000 Medicare Advantage members in New Mexico will have to find new coverage for 2027 after Presbyterian Health Plan said it is dropping most...

Social Security & Medicare

Next year’s Social Security raise is now estimated as low as 3.4% as inflation cools

The projected 2027 Social Security cost-of-living adjustment slipped again this week, with one closely watched estimate now as low as 3.4% after fresh inflation data....

Fraud & Scams

Federal prosecutors charged 30 people in a $65 million scheme that drained older Americans’ savings

Federal prosecutors have charged more than 30 people in a $65 million fraud and money-laundering operation that emptied the bank accounts of thousands of older...

Social Security & Medicare

Trump is ending a subsidy that kept Medicare drug premiums down, and about 25 million seniors could pay more in 2027

The federal government is winding down a multibillion-dollar program that has quietly held down Medicare Part D drug premiums, a shift that could push monthly...

Social Security & Medicare

Fifteen Medicare drugs, including Ozempic, get price cuts of 38% to 85% in 2027

On November 25, 2025, the Centers for Medicare and Medicaid Services announced negotiated prices for a second round of high-cost prescription drugs, and the reductions...

Fraud & Scams

Medicare is warning seniors about a “new card” scam demanding your number before benefits switch

The call follows a familiar script. A voice claiming to be from Medicare tells the person on the line that a new card, or a...

Social Security & Medicare

Original Medicare pays nothing toward long-term custodial care, which averages more than $9,500 a month

A room in a nursing home now runs well past $9,500 a month, and for the single largest expense many older Americans will ever face,...

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