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Tyler Foster

Latest Articles by Tyler Foster

Retirement Planning

$1,000 a year is what the government will start depositing into low- and middle-income retirement accounts in 2027

Millions of low- and middle-income workers will soon have a new reason to check their retirement accounts after tax season. Starting in 2027, the federal...

Social Security & Medicare

A surviving spouse can collect 100% of a late husband or wife’s Social Security by waiting until survivor full retirement age

Widows and widowers who file for Social Security survivor benefits at age 60 lock in payments worth just 71.5% of what their late spouse earned....

Social Security & Medicare

Medicare’s 2027 plan-change notices arrive by September 30, and ignoring yours can lock you into a worse plan

Every person enrolled in a Medicare Advantage or Part D prescription drug plan will receive a document this fall that spells out exactly how their...

Cost of Living

Restaurant prices rose 3.5% over the year, outpacing groceries and squeezing fixed incomes

Americans eating out are paying 3.5% more than they did a year ago, while grocery bills rose 2.7% over the same period ending in May...

Social Security & Medicare

Medicare’s free yearly wellness visit is not the full physical many expect

Millions of Medicare beneficiaries schedule their free Annual Wellness Visit each year expecting a head-to-toe physical exam. What they receive instead is a structured preventive-planning...

Cost of Living

Pizza Hut is closing about 250 U.S. restaurants, so redeem any gift cards before your location shuts

Customers holding Pizza Hut gift cards face a shrinking window to use them. Yum! Brands, the parent company behind Pizza Hut, KFC, and Taco Bell,...

Social Security & Medicare

$127,750 a year is the average private nursing-home room, and Medicaid helps only after your savings run down

Families facing a private nursing-home bill that averages $127,750 a year confront a stark financial reality: most of that cost comes out of pocket, and...

Insurance & Protection

Two nights “under observation” instead of admitted can cost thousands and block nursing-home coverage

Medicare beneficiaries who spend two nights in a hospital bed can still be classified as outpatients under observation, a designation that shifts costs onto patients...

Insurance & Protection

Nearly 5 million cars still carry unrepaired Takata airbags; replacement costs nothing

Nearly five million vehicles on American roads still contain Takata airbag inflators that can rupture during a crash, firing metal fragments at drivers and passengers....

Social Security & Medicare

SSI recipients get two Social Security payments in July 2026, not a bonus

Millions of Supplemental Security Income recipients will see two SSI deposits hit their bank accounts during July 2026, but the second payment is not extra...

Social Security & Medicare

Maine raised its Medicaid asset limit to $10,000 for single seniors

Single seniors in Maine who hold modest savings now face a higher bar before the state can deny them Medicaid coverage. The state set its...

Retirement Planning

Homeowners 62 and older now hold a record $14.66 trillion in home equity they can tap in retirement

Americans aged 62 and older now sit on $14.66 trillion in housing wealth, the largest equity pool ever recorded for this age group. The figure,...

Social Security & Medicare

Medicare’s QMB program bars providers from billing enrolled seniors, yet many are charged anyway

Low-income seniors enrolled in Medicare’s Qualified Medicare Beneficiary program are shielded by federal law from paying deductibles, coinsurance, or copays for covered services. Yet providers...

Tech & Your Wallet

Amazon Prime members who struggled to cancel have until July 27 to file for a settlement payment

Amazon Prime subscribers who were enrolled without clear consent or who hit roadblocks trying to cancel now face a hard deadline: July 27 to file...

Retirement Planning

The beneficiary on your 401(k) or IRA overrides your will, so an outdated form can pay an ex

A divorced worker who never updated a retirement account beneficiary form can accidentally leave hundreds of thousands of dollars to an ex-spouse, even when a...

Mortgages & Rates

The federal reverse-mortgage limit rose to $1,249,125 in 2026, letting seniors borrow more against their homes

Seniors with high-value homes will be able to tap significantly more equity through federally insured reverse mortgages starting Jan. 1, 2026. The Department of Housing...

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