Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
The income limits that make Social Security taxable haven’t changed since 1984, pulling in more retirees each year
A growing number of retirees owe federal income tax on their Social Security checks each year, not because Congress raised rates but because the income...
Who pays Medicare’s steepest 2027 surcharge, nearly $13,700 a year? Couples earning over $420,000
Married couples on Medicare whose combined modified adjusted gross income tops $420,000 face the program’s steepest income-related surcharge for 2027, a combined annual hit approaching...
California ticket buyers who used Posh can claim up to $15 from a settlement before July 7
California residents who bought event tickets through the Posh platform have until July 7 to file a claim for up to $15 each as part...
$15 a month buys renters insurance covering your belongings and a liability lawsuit
Renters who skip insurance leave their furniture, electronics, and savings exposed to a single fire, break-in, or liability claim that could cost tens of thousands...
Report an unauthorized debit-card charge within 60 days and your bank must put the money back
Anyone who has watched a mysterious charge drain their checking account knows the panic that follows. Federal law sets a hard deadline: consumers who notify...
VA home loans require no down payment and no mortgage insurance for eligible veterans
Nearly 90 percent of VA-backed home loans close with no down payment, and the program charges no monthly mortgage insurance, giving eligible veterans and service...
Sell a stock at a loss and rebuy it within 30 days, and the IRS throws out your tax write-off
Investors who sell a losing stock and buy it back within 30 days lose the right to deduct that loss on their federal tax return....
Keep working past 62 and Social Security can recalculate your benefit higher each year
Millions of Americans who start collecting Social Security at 62 while still earning a paycheck may not realize the agency can automatically raise their monthly...
The $186 billion cut to SNAP signed into law is the largest reduction to food assistance in U.S. history
Millions of Americans who rely on federal food assistance face the steepest spending reduction the program has ever seen. The law known as the One...
Were you a Cardiovascular Consultants patient? A $3.85 million breach settlement is paying cash
Patients of Cardiovascular Consultants may be eligible for cash payments from a $3.85 million settlement tied to a health data breach. The case involves allegations...
$2,500 in payment-app business transfers now triggers a 1099-K to the IRS
Millions of gig workers, freelancers, and small online sellers who use Venmo, PayPal, or similar payment apps faced years of confusion over when the IRS...
Married couples can pass unlimited assets to each other estate-tax-free, and portability saves the unused exemption
Surviving spouses stand to lose millions of dollars in tax protection if their families miss a single IRS filing deadline. Federal law allows married couples...
Ask for an itemized hospital bill and dispute the errors, and you often cut what you actually owe
Patients who request a line-by-line breakdown of their hospital charges and challenge documented mistakes frequently reduce the total they actually owe. Federal protections that took...
Thriveworks therapy patients can file a $10 claim over a data breach before July 21
Patients who received therapy through Thriveworks face a tight deadline to file a claim for a fixed payout tied to allegations that the company shared...
The FTC is mailing $3 million in refund checks to 1,821 homeowners caught in a mortgage-relief scam
The Federal Trade Commission is sending refund checks to 1,821 homeowners who lost money to a mortgage-relief operation that falsely promised government-backed help. The payments...
A year ago the 30-year mortgage averaged 6.81%; today’s 6.5% has barely dented record home prices
Homebuyers hoping that a year of modest rate relief would cool prices have found little comfort. The 30-year fixed mortgage averaged 6.81% in a June...