Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Airlines posted record profits in 2025 amid high fares: where your ticket money goes
U.S. airlines reported strong profits in 2025, even as many travelers continued to face expensive ticket prices. During the second quarter of the year, scheduled...
Got an IRS notice in the mail: what it means and when you should actually worry
Few pieces of mail make people more nervous than an envelope from the IRS. For many taxpayers, the first instinct is to assume the worst....
The red flags most likely to get you audited by the IRS in 2026
The IRS releases an annual warning about tax schemes and compliance risks, but the agency’s broader enforcement guidance reveals something equally important for ordinary filers....
Apple Pay and Google Wallet now have hundreds of millions of users: why Americans are ditching cash
Apple Pay and Google Wallet have reached a scale that is reshaping how Americans pay for everyday purchases. Hundreds of millions of people now use...
A record number of CEOs stepped down in 2025: what is driving the executive exodus?
A record number of chief executives stepped down from major companies in 2025, a trend that is drawing increasing attention from investors, boards, and governance...
2026 tax brackets: the new standard deduction is $32,200 for married couples filing jointly
The IRS has finalized the inflation-adjusted tax rules that will apply to the 2026 tax year, including a higher standard deduction that will meaningfully reduce...
Amazon and JPMorgan ordered all employees back to the office: what it signals for remote work
Two of the largest employers in the U.S. are sending the same message to their workforces: the era of widespread hybrid work may be losing...
Home insurance premiums are up double digits for the second year in a row
Homeowners across the U.S. are facing another year of sharply rising insurance costs. In several markets, premiums have climbed at double-digit rates for a second...
Here’s How Much You Should Save Each Month To Retire by 65
Planning for retirement is a major financial goal, and knowing how much to save each month can put you in the driver’s seat. This guide...
The IRS is now using AI to flag tax returns in 2026: what triggers a closer look
The IRS has begun applying artificial intelligence to screen millions of tax returns filed in 2026, scoring each one for potential fraud or reporting problems...
How to buy a house in 2026 with 30-year mortgage rates at 5.98%: a step-by-step guide
The average 30-year fixed mortgage rate in the United States dropped to 5.98% in late February, marking the first time borrowing costs have fallen below...
2026 tariff changes are adding an estimated $1,500 per year to the average household’s costs
Tariffs rarely appear on a grocery receipt or electronics price tag, but economists say American households are increasingly paying for them anyway. A growing body...
Medicare Part B premiums rose to $203 per month in 2026: what changed and who pays more?
Millions of retirees saw a familiar expense climb again this year when Medicare Part B premiums rose to $202.90 per month for 2026. The change...
The SAVE plan is ending and 7 million student loan borrowers face choosing a new repayment plan
One of the most borrower-friendly repayment options is now in limbo. After months of court challenges and administrative pauses, the Saving on a Valuable Education...
Goldman Sachs is betting big on AI to automate banking: what it means for your accounts
Goldman Sachs is putting artificial intelligence at the center of its banking operations. The strategy, detailed in Goldman’s latest annual report, shows how automation is...
30-year mortgage rates just dipped below 6% for the first time in 3 years: how to refinance
Mortgage borrowers finally received a piece of news they have been waiting years to hear. After staying stubbornly high throughout 2023 and much of 2024,...