Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
A Senate bill would bar Social Security from clawing back overpayments more than 10 years old
A bipartisan bill advancing in the Senate would strip the Social Security Administration of one of its most feared powers: the authority to demand repayment...
Best Buy recalled Insignia gas ranges because the knobs can turn on by accident, and owners can get free knob covers.
Best Buy has recalled about 3,820 Insignia gas ranges in the United States because their front-mounted knobs can be turned on by accident, creating a...
Georgia permanently cut its state income-tax rate to 4.99% for 2026, trimming what retirees owe.
Georgia’s flat state income-tax rate falls to 4.99% for 2026, down from 5.19% the year before, under a law that took effect retroactively to January...
New Medicaid work rules reach adults up to 64, not those 65 and older.
A major change to Medicaid eligibility now carries an age line that many older Americans will want to understand precisely: the program’s new community engagement...
A bipartisan Senate bill would raise base VA disability compensation for millions of veterans in late 2026.
A bipartisan measure moving through the Senate would raise the base rates of VA disability compensation for millions of veterans and for the survivors who...
Ohio’s new law delivers about $2 billion in property-tax relief starting in 2026, with breaks aimed at older homeowners.
Ohio homeowners are starting to see property-tax relief from a package state lawmakers have called the most sweeping in a century, with the savings measured...
Washington raised the income limits on its senior property-tax break, and about 30,000 more older homeowners may qualify.
Washington has changed how it decides which older homeowners qualify for a break on their property taxes, and the shift could pull tens of thousands...
Bank deposits are insured up to $250,000 per depositor, per bank.
The federal guarantee behind a bank account has a precise ceiling: $250,000 per depositor, per insured bank, for each ownership category. That one sentence hides...
Amazon Prime’s price could rise to $159 a year, though current members can lock in $139 before any hike.
Amazon Prime could get more expensive for the first time in years. A closely watched Wall Street projection has the annual U.S. membership climbing to...
Panasonic is offering full refunds on recalled toaster ovens after reports the power cord can shock or spark.
Panasonic will refund the full purchase price of a single toaster oven model after federal safety regulators warned its power cord can shock or spark....
Owners of about 13,500 recalled Amana window air conditioners can get a full refund over a fire risk.
About 13,514 Amana air conditioners and heat pumps now qualify for a full refund, and for the households and building owners who bought them the...
Filed a federal extension? Your 2025 tax return is due October 15 before penalties and interest build.
October 15 is the hard stop for anyone who requested an extension on a 2025 federal return, and it carries a costly misunderstanding. The extension...
Paying your credit-card bill before the statement closes can lower your score.
Credit-card issuers send just one balance figure to the credit bureaus each month, and it is rarely the balance on any given day. It is...
Nursing-home Medicaid lets a stay-at-home spouse keep up to $162,660 in assets in 2026 without disqualifying their partner.
When one spouse enters a nursing home and turns to Medicaid to pay for it, the couple’s savings do not have to be spent down...
Rolling a 401(k) straight into an IRA avoids the automatic 20% withholding.
A worker who cashes a 401(k) into a personal check rather than moving it directly to a new account loses 20% of the balance to...
Colorado seniors, surviving spouses and disabled residents can claim up to $1,154 from the state’s property-tax rebate.
Colorado is sitting on rebate money that thousands of older residents never collect, and a hard cutoff for one full year of it is now...