Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Congress rolled the 1099-K tax threshold back to $20,000 and 200 sales, undoing the $600 online-seller rule
Congress has scrapped the $600 reporting rule for online sellers and gig workers, restoring the old Form 1099-K threshold of $20,000 and 200 transactions. Public...
Health insurance premiums are set to more than double for 22 million Americans as boosted ACA subsidies expire, hitting people in their late 50s and 60s hardest
Roughly 22 million Americans enrolled in Affordable Care Act marketplace plans face premium increases of 100 percent or more starting in 2026 if Congress does...
A state circuit-breaker rebate can shave hundreds off a senior’s property-tax bill, and many who qualify never apply
Thousands of Idaho seniors leave money on the table each year by never filing for a state rebate that can cut as much as $1,500...
A bipartisan House bill would add two cost-of-living raises for the survivors of veterans killed by service-connected conditions
Surviving spouses and dependents of veterans who died from service-connected conditions would receive two additional annual cost-of-living adjustments to their monthly benefits under legislation the...
A 77-year-old California retiree lost $177,000 of his savings to an investment scam that promised safe, steady returns
A 77-year-old retiree in California watched $177,000 of his savings disappear after responding to an investment pitch that promised safe, steady returns with no withdrawal...
A widow can claim a Social Security survivor benefit as early as 60, but taking it that soon locks in just 71.5% of the full amount for life
A surviving spouse who files for Social Security survivor benefits at age 60 will collect just 71.5% of the deceased worker’s primary insurance amount, and...
Freezing your credit at all three bureaus is free and blocks new-account fraud
Anyone who has had personal data exposed in a breach faces a straightforward question: how do you stop someone from opening a credit card or...
A surviving divorced spouse can still collect Social Security on an ex who has died, as long as the marriage lasted at least 10 years
Americans who divorced after long marriages and later lost a former spouse to death may be sitting on Social Security survivor benefits they do not...
Leftover 529 college savings can now roll into the beneficiary’s Roth IRA
Families with unused 529 college savings now have a direct path to convert those funds into retirement wealth for the account beneficiary. Under a provision...
ApolloMD patients whose data was exposed can claim up to $5,000 from a $4 million settlement before a September 30 deadline
Patients treated by ApolloMD who had personal and medical information exposed in a data breach can file claims for up to $5,000 each from a...
A federally backed reverse mortgage now lets seniors tap up to about $1.24 million of home equity without a monthly payment
Homeowners aged 62 and older can now access up to $1,249,125 in federally insured home equity through a reverse mortgage, with no required monthly principal...
Inflation cooled to 3.5% in June as oil prices fell
American consumers got a break at the gas pump in June, and it showed up in the national inflation numbers. The 12-month Consumer Price Index...
A nonworking spouse can still fund a spousal IRA from a partner’s income
Married couples where one partner earns all the household income can still double their annual IRA savings by funding a separate account for the nonworking...
Taxpayers 65 and older get an extra standard deduction on their federal return
Federal tax filers who turned 65 before the end of the tax year can reduce their taxable income by claiming an additional standard deduction on...
A retiree who claimed Social Security early can suspend the benefit at full retirement age and let it grow again until 70
Retirees who locked in a reduced Social Security check by claiming before full retirement age still have a second chance to boost that payment. Between...
A bipartisan House bill would add a new $833-a-month payment for survivors of veterans who died from service-connected illness, starting in December
Surviving spouses and dependents of veterans who died from service-connected illness could receive an additional $833 per month under H.R. 6047, a bipartisan House bill...