Tyler Foster
Latest Articles by Tyler Foster
A balance-transfer card can freeze interest on your debt for 12 to 21 months while you pay down the principal
Cardholders paying 20 percent or more in annual interest on revolving balances can move that debt to a new account and pay zero interest for...
High earners locked out of a Roth IRA can still fund one through a backdoor conversion each year
Taxpayers earning above the IRS income thresholds for direct Roth IRA contributions face a familiar barrier each filing season, but the workaround remains intact: a...
You can give up to $19,000 to each person every year completely tax-free
Every person in the United States can hand $19,000 to any single recipient in 2026 without owing a penny in federal gift tax. That per-recipient...
Anyone who owned a Google phone or speaker since 2016 can file for up to $56 from a $68 million privacy settlement by August 27
Millions of people who owned a Google Pixel phone, Nest speaker, or other Google Assistant-enabled device since May 2016 now have a narrow window to...
Most cardholders who simply call and ask for a lower interest rate get one — 84% succeeded this year, cutting their APR by about 6 points
Credit card holders who pick up the phone and ask their issuer for a lower interest rate succeed far more often than most people assume,...
The FBI says Americans over 60 lost $352 million to AI-powered scams that clone voices to fake family emergencies
Older Americans lost $352 million to scams in which criminals used artificial intelligence to clone the voices of family members and stage fake emergencies, according...
Many states quietly offer a property-tax “circuit breaker” rebate worth hundreds, but you have to file for it
Homeowners and renters across at least seven states can claim refundable property-tax relief worth hundreds of dollars, but only if they file the right paperwork....
Fidelity will pay data-breach victims $100, or up to $5,000 with proof of losses, if they file by July 27
Fidelity Investments is offering affected customers a flat $100 payment, or up to $5,000 for those who can document actual losses, following a data breach...
Federal regulators recalled 2,500 Arctic Zone coolers sold at Costco after a latch magnet that can choke a child was found loose
About 2,500 Arctic Zone Titan Pro coolers sold at Costco stores nationwide have been pulled from shelves after federal safety officials determined that a magnet...
California homeowners face the steepest home-insurance jump in the country this year at 16%
California homeowners are bracing for the sharpest premium increases in the nation this year, with projected costs climbing roughly 15.8 percent to an average of...
A spouse can claim up to half of the higher earner’s Social Security even with little work history
Millions of Americans who spent years out of the paid workforce, whether raising children, managing a household, or caring for family members, stand to collect...
Selling a losing investment offsets gains plus $3,000 of income at tax time
Investors who sold stocks or funds at a loss this year can use those losses to cancel out capital gains dollar for dollar and then...
Tyson and Cargill agreed to pay $87.5 million over beef price-fixing, and shoppers who bought steak or roasts between 2014 and 2019 can claim a cut by June 30
Consumers who purchased beef at grocery stores or restaurants between 2015 and 2019 now have a narrow window to collect money from an $87.5 million...
Lower-income retirees pay 0% federal tax on long-term investment gains
Retirees living on modest incomes can sell stocks, mutual funds, or other long-term investments and owe zero federal tax on the profits. That zero-rate window...
A new workplace emergency-savings account lets workers set aside up to $2,600 a year with four penalty-free withdrawals
Workers enrolled in employer-sponsored retirement plans can now direct up to $2,600 a year into a side account built for unexpected expenses, and pull money...
Filing an appeal of your home’s assessed value can lower your annual property-tax bill
Homeowners across the country who receive a higher-than-expected property assessment notice face a direct choice: accept the figure and pay the resulting tax bill, or...