Tyler Foster
Latest Articles by Tyler Foster
After 65, a health savings account covers anything with no penalty
Americans who hold health savings accounts and turn 65 face a quiet but significant shift in how they can spend those funds. Federal tax law...
Waiting to claim Social Security past full retirement age raises your check about 8% for every year, up to 70
Retirees who delay claiming Social Security beyond their full retirement age stand to collect roughly 8 percent more per year in monthly benefits, with gains...
The IRS lets most households file federal taxes free, yet millions still pay for software they don’t need
Millions of Americans hand over money to commercial tax software companies every filing season to prepare returns they could file for free. The IRS provides...
Workers aged 60 to 63 can add $11,250 to a 401(k) this year
Americans turning 60, 61, 62, or 63 this calendar year can now stash $11,250 in catch-up contributions to their 401(k) plans, a figure that exceeds...
Getting estimates from three lenders can save thousands, and a rate lock holds the number while you close
Nearly half of all mortgage borrowers apply with just one lender, according to federal survey data, even though collecting three or more Loan Estimates can...
The typical Texas home lost 2.2% of its value this year
Texas homeowners watched a slice of their equity disappear over the past year as the state’s typical home value fell by 2.2 percent, according to...
Debt collectors must prove you owe the money within 30 days
Consumers who receive a debt collection notice now have a 30-day window to challenge the claim in writing, and once they do, the collector must...
The best online savings accounts still pay about 4% — roughly ten times the national average
Savers who keep cash in a typical bank account earn a fraction of a penny on every dollar, while a smaller group of depositors at...
You can ask a hospital for an itemized bill and apply for charity care — many patients qualify and never ask
Tens of thousands of patients have been sent to collections for hospital bills they may never have owed. A case brought by the Washington State...
The federal pension agency is holding unclaimed money for tens of thousands who never collected a pension they earned
Tens of thousands of Americans have earned pension benefits they have never collected, and the federal agency responsible for safeguarding those benefits is sitting on...
Medicare’s yearly cap on out-of-pocket drug costs holds near $2,100 in 2026, and the old “donut hole” stays gone
Medicare beneficiaries filling expensive prescriptions in 2026 will hit a hard ceiling on what they owe out of pocket: $2,100 for the full year, up...
Scammers posing as the court are calling about “missed jury duty” and threatening arrest unless you pay — the FTC says hang up
Scammers are calling Americans, claiming to be court officials or U.S. Marshals, and demanding immediate payment for supposedly missed jury duty. The threat is always...
The Mega Millions jackpot has rolled to $413 million for Friday night’s drawing, with a $182.6 million cash option
No one matched all six numbers in Tuesday’s Mega Millions drawing, pushing the jackpot to an estimated $413 million for Friday night’s game. The cash...
A 2% hurricane deductible can leave a Florida homeowner paying the first $6,000 of storm damage before insurance pays a cent
Florida homeowners who choose a 2% hurricane deductible on a property insured for $300,000 face a $6,000 bill out of their own pocket before their...
HSN recalled 86,040 insulated bowls that caught fire in the microwave
Tens of thousands of consumers who bought Kitchen HQ Thermal Insulated Bowls through HSN now face a fire risk every time they use a microwave....
States are holding about $70 billion in unclaimed cash, and a free search at MissingMoney.com finds yours
Millions of Americans have money sitting in state treasuries that they have never claimed, often because they moved, changed names, or simply forgot about an...